BSAC
Banco Santander Chile
$6,490,084.35 Mn
34.44
-0.43%
+41.61%
Banco Santander Chile is a chartered bank with a concentrated footprint in the Chilean market, providing core banking products such as checking and savings accounts, commercial loans, and residential mortgages. Its revenue is primarily driven by net interest income from these lending activities and deposit-related fees.
LYG
2nd
Lloyds Banking
$355,119.29 Mn
6.07
-1.46%
+34.00%
The company maintains a leading position in the UK retail banking market with an extensive domestic branch network providing current accounts, savings, and mortgages to individual customers.
FITB
Fifth Third Bancorp
$51,946.61 Mn
57.30
-0.52%
+33.97%
Fifth Third Bancorp is a chartered bank holding company with a deposit and lending franchise concentrated in the Midwestern and Southeastern United States. It generates primary revenue from interest income on loans and deposit fees, offering core products like checking and savings accounts to retail and commercial customers.
HBANL
Huntington Bancshares
$50,692.21 Mn
25.09
-0.12%
-2.56%
Huntington Bancshares is a regional bank holding company operating in the Midwest (Ohio, Michigan, Pennsylvania, etc.) that provides core banking products including checking and savings accounts, commercial loans, and residential mortgages. Its revenue is primarily driven by net interest income on loans and investments and deposit fees.
BMA
Macro Bank
$45,186.81 Mn
76.01
-3.54%
+7.24%
Banco Macro S.A. is a chartered bank in Argentina that takes deposits and provides loans to individuals and companies within a specific regional footprint. Its core revenue is derived from net interest income on savings and checking accounts, personal loans, and corporate loans.
MTB
M&T Bank
$36,323.58 Mn
251.52
-0.54%
+31.91%
M&T Bank operates as a regional bank with a branch and ATM network concentrated in the Northeast and Mid-Atlantic regions. It generates revenue primarily through net interest income from retail and commercial loans, as well as deposits from individual and business customers.
CFG
Citizens Financial
$31,049.90 Mn
73.46
-1.16%
+51.34%
Citizens Financial operates as a regional bank with over 1,000 branches across 14 states, providing core banking products like checking, savings, and commercial loans. Its revenue is primarily driven by net interest income from its loan and lease portfolio and interest-bearing deposits.
RF
Regions Financial
$27,006.17 Mn
31.70
-0.03%
+23.39%
Regions Financial operates as a regional bank with a strong deposit franchise concentrated in the South, Midwest, and Texas. Its core revenue is derived from net interest income on loans and deposits through its subsidiary, Regions Bank.
KEY-PI
Keycorp
$26,998.35 Mn
25.30
+0.00%
+1.61%
KeyCorp operates as a bank holding company for KeyBank, providing checking, savings, and lending services across a 15-state branch footprint. Its revenue is primarily driven by net interest income from loans and investments and deposit fees.
FCNCA
First Citizens Bancshares
$22,927.14 Mn
2,207.67
-1.80%
+14.34%
First Citizens BancShares operates as a bank holding company with a primary subsidiary, First Citizens Bank & Trust Company, that maintains an extensive branch network and takes deposits to fund loans. It is specifically identified as a top bank by deposit market share in North Carolina and South Carolina, fitting the profile of a regional bank.
BCH
Bank Of Chile
$20,759.01 Mn
41.10
+0.10%
+39.23%
Banco de Chile is a chartered commercial bank whose operations are concentrated in Chile, providing core banking products such as checking and savings accounts, commercial loans, and residential mortgages. Its revenue is primarily driven by net interest income from these lending activities and deposit-related fees.
EWBC
East West Bancorp
$18,506.19 Mn
135.07
-0.33%
+32.23%
East West Bancorp operates as a regional bank with a concentrated footprint in Southern California and Asia, providing core banking products including checking and savings accounts, commercial and industrial loans, and residential mortgages. Its revenue is primarily driven by net interest income from its $56.1 billion loan portfolio and $67.1 billion in deposits.
FLG-PU
Flagstar Bank, National Association
$16,689.10 Mn
40.02
+1.09%
+0.60%
Flagstar Bank is a chartered national banking association that takes deposits and provides commercial and industrial loans, checking and savings accounts, and consumer credit. Its operations are concentrated in specific regional footprints including the New York/New Jersey metropolitan area, the upper Midwest, Florida, and the West Coast.
PNFP
Pinnacle Financial Partners
$15,802.15 Mn
104.65
-2.55%
+12.36%
Pinnacle Financial Partners operates as a regional bank through its subsidiary Pinnacle Bank, focusing on the Southeast US. It generates revenue from net interest income on commercial real estate and consumer loans, as well as fees from checking, savings, and certificate of deposit accounts.
VLYPN
Valley National Bancorp
$14,185.38 Mn
25.67
-0.04%
-0.35%
Valley National Bancorp operates as a regional bank with a concentrated deposit and lending franchise in New Jersey, New York, Florida, and Alabama. It provides core banking products including checking and savings accounts, commercial and industrial loans, and commercial real estate loans.
SLMBP
2nd
Slm
$14,069.71 Mn
74.86
-0.19%
-1.56%
The company engages in deposit-taking, generating revenue through the net interest margin on savings accounts, money market accounts, and certificates of deposit.
GRAB
2nd
Grab Holdings
$13,764.10 Mn
3.45
-3.63%
-32.35%
Grab operates chartered digital banks, GXS Bank in Singapore and GXBank in Malaysia, which offer savings accounts and deposit-taking services to the public.
WBS
Webster Financial
$12,637.07 Mn
77.99
-0.84%
+33.96%
Webster Financial operates as a commercial bank with a core footprint in the Northeast, providing checking and savings accounts, commercial real estate loans, and consumer credit. Its revenue is primarily driven by net interest income from these deposit-taking and lending activities within a defined geographic region.
FHN
First Horizon
$12,232.93 Mn
25.82
-0.77%
+17.47%
First Horizon is a chartered bank with a concentrated footprint in the southeastern US (Tennessee, North Carolina, Florida, and Louisiana) that takes deposits and provides commercial, small business, and consumer loans. Its largest revenue component is interest income on loans and leases, and it operates over 450 banking locations.
UMBF
Umb Financial
$11,390.61 Mn
149.98
-1.30%
+29.66%
UMB Financial operates as a regional bank with a footprint in the midwestern, southwestern, and western United States. It provides core banking products including checking and savings accounts, commercial loans, and residential mortgages to retail and corporate customers.
WTFC
Wintrust Financial
$10,717.64 Mn
158.86
-1.30%
+23.51%
Wintrust operates a community banking segment that provides traditional banking services, including commercial and residential real estate loans and deposit gathering. Its revenue is primarily driven by net interest income from these loan portfolios and service charges on deposit accounts.
SSB
SouthState Bank
$10,672.64 Mn
110.06
-0.79%
+14.66%
SouthState Bank is a chartered bank with a concentrated regional footprint in the Southeastern United States, operating 342 branches. Its core revenue is derived from net interest income on a loan portfolio consisting of commercial real estate, residential real estate, and consumer loans, as well as deposit fees.
CFR
Cullen
$10,398.11 Mn
167.31
-0.46%
+32.59%
Cullen/Frost operates as a community-based financial services organization with a deposit and lending franchise concentrated in Texas markets (Austin, Dallas, Houston, San Antonio). Its core revenue comes from net interest income on commercial and consumer loans and fees from treasury management services provided through Frost Bank.
ZION
Zions Bancorporation, National Association
$10,351.45 Mn
70.93
-0.91%
+33.15%
Zions Bancorporation operates as a network of chartered regional banks across eleven western states, providing core products such as checking and savings accounts, commercial and industrial loans, and residential mortgages. Its revenue is primarily driven by net interest income from these lending activities and deposit-based services.
ONB
Old National Bancorp
$10,198.44 Mn
26.66
-1.51%
+23.71%
Old National Bancorp operates as a regional bank with a concentrated footprint in the Midwest and Southeast regions. It provides core banking products including checking and savings accounts, commercial and industrial loans, and consumer credit, earning revenue from net interest income and deposit fees.
SFBS
ServisFirst Bancshares
$9,846.00 Mn
90.00
-0.33%
+9.93%
ServisFirst is a chartered bank operating thirty-three offices across a specific southeastern US footprint (Alabama, Florida, Georgia, etc.). Its core business involves taking deposits (totaling $14.22 billion) and originating commercial and consumer loans (totaling $13.70 billion), with revenue primarily from net interest income.
COLB
Columbia Banking System
$9,089.74 Mn
32.14
-0.62%
+24.72%
Columbia Banking System operates as an Oregon state-chartered commercial bank with a deposit and lending franchise concentrated in the western United States (e.g., Oregon, Washington, Arizona). Its core revenue is derived from net interest income on commercial and consumer loans and fee income from deposit services.
WAL
Western Alliance Bancorporation
$8,814.26 Mn
80.79
-1.19%
-2.52%
Western Alliance Bancorporation operates as a mid-sized regional bank with a strong presence in the western United States, providing core banking products including checking and savings accounts, commercial and industrial loans, and treasury management. Its revenue is primarily generated from net interest income on a diversified loan portfolio and low-cost core deposits.
BOKF
Bok Financial
$8,812.41 Mn
145.02
-0.48%
+37.38%
BOK Financial operates as a regional bank with a concentrated footprint in Oklahoma, Texas, New Mexico, and other contiguous states. Its core revenue is derived from net interest income on commercial and consumer loans and fees from deposit accounts through its subsidiary BOKF NA.
CBSH
Commerce Bancshares
$8,542.82 Mn
59.56
-0.25%
+1.50%
Commerce Bancshares operates as a bank holding company owning Commerce Bank, which provides checking, savings, and corporate lending services. Its revenue is primarily driven by interest earned on loans and investments and fees for retail and commercial banking services.
CBC
Central Bancompany
$7,792.47 Mn
32.50
-0.15%
—
Central Bancompany operates as a community bank through its subsidiary The Central Trust Bank, with a concentrated footprint in Missouri, Kansas, Oklahoma, and Colorado. It generates primary revenue from net interest income on a diversified loan portfolio and earns fees from deposit and treasury-management services.
PB
Prosperity Bancshares
$7,483.01 Mn
74.35
-0.17%
+10.36%
Prosperity Bancshares operates as a regional bank with a concentrated footprint in Texas and Oklahoma, utilizing 283 full-service banking locations. Its core revenue is derived from net interest income on loans and leases, as well as service charges on deposit accounts.
FNB
Fnb
$6,784.68 Mn
19.22
-0.98%
+21.49%
F. N. B. Corporation operates as a regional bank holding company through its subsidiary First National Bank of Pennsylvania, serving a specific geographic footprint including Pennsylvania, Maryland, Ohio, and the Carolinas. Its core revenue is derived from net interest income on commercial and industrial loans, residential mortgages, and consumer credit, funded by deposit accounts.
WBHC
Wilson Bank Holding
$6,760.51 Mn
550.00
+0.00%
+214.29%
Wilson Bank Holding operates as a community bank through its subsidiary, Wilson Bank and Trust, with a concentrated footprint in Tennessee counties. It provides core banking products including checking and savings accounts, commercial and industrial loans, and residential mortgages, earning revenue primarily from net interest income.
UBSI
United Bankshares
$6,643.09 Mn
48.77
-0.43%
+31.07%
United Bankshares operates as a community bank with a geographic footprint in the Mid Atlantic and Southeast regions, offering core products like checking, savings, and commercial loans. Its revenue is primarily generated from net interest income on its loan and lease portfolio and service charges on deposit accounts.
WEX
2nd
Wex
$6,580.11 Mn
191.84
+1.60%
+11.10%
The company operates its own in-house bank, WEX Bank, which provides issuing capabilities and earns yield on HSA deposits held at the bank.
HRB
2nd
H&R Block
$6,458.43 Mn
50.95
+1.64%
+1.05%
Through the Spruce mobile banking app, the company provides spending accounts and banking services to its customers.
GBCI
Glacier Bancorp
$6,377.30 Mn
48.98
-1.29%
+5.47%
Glacier Bancorp operates as a regional bank with a concentrated footprint across nine states in the Mountain West and Southwest. It provides core banking products including checking and savings accounts, commercial and industrial loans, and consumer credit, generating revenue primarily from net interest income.
HWC
Hancock Whitney
$6,296.86 Mn
78.25
-0.75%
+28.96%
Hancock Whitney is a chartered regional bank that takes deposits and provides commercial and retail lending within its regional markets. Its core revenue is generated from net interest income on a loan portfolio including commercial real estate, construction, and consumer loans.
HOMB
Home Bancshares
$6,212.26 Mn
30.99
-0.45%
+8.85%
Home BancShares operates as a bank holding company through Centennial Bank, which provides checking and savings accounts, mortgages, and commercial loans across a specific geographic footprint including Arkansas, Florida, Texas, and Alabama. Its revenue is primarily generated from net interest income on these loans and deposits, fitting the profile of a regional bank.
AUB
Atlantic Union Bankshares
$6,013.33 Mn
42.37
-0.42%
+26.06%
Atlantic Union Bankshares operates as a regional bank with a concentrated footprint in Virginia, Maryland, Washington D.C., and North Carolina. It generates revenue primarily from net interest income on deposits and loans, including commercial and industrial loans and residential mortgages.
ASB
Associated Banc
$5,978.59 Mn
31.68
-1.22%
+25.47%
Associated Banc-Corp operates as a bank holding company with a deposit and lending franchise concentrated in the upper Midwest (Wisconsin, Illinois, Minnesota, and Missouri). Its core revenue is generated from net interest income on commercial and industrial loans, residential mortgages, and consumer loans, alongside retail deposit accounts.
ABCB
Ameris Bancorp
$5,918.86 Mn
88.20
-0.94%
+25.71%
Ameris Bancorp operates as a chartered bank with a deposit and lending franchise concentrated in the southeastern US (Georgia, Alabama, Florida, North Carolina, and South Carolina). Its core revenue is derived from net interest income on a diversified loan portfolio and service charges on deposit accounts like checking, savings, and certificates of deposit.
EBC
Eastern Bankshares
$5,403.35 Mn
23.61
-0.17%
+48.77%
Eastern Bankshares operates as a bank holding company with a deposit franchise concentrated in Massachusetts and the Boston market. Its core business involves gathering deposits to fund a diversified loan portfolio, including commercial and retail loans, generating revenue primarily from net interest income.
FFIN
First Financial Bankshares
$4,963.43 Mn
34.63
-0.66%
-2.81%
The company operates as a financial holding company with a subsidiary bank providing commercial banking services, including loans and deposit accounts, concentrated in Texas. Its revenue is primarily driven by interest income from loans and service charges on deposits within this specific geographic footprint.
FULT
Fulton Financial
$4,639.22 Mn
24.30
-0.69%
+30.79%
Fulton Financial operates as a bank holding company with a banking subsidiary, Fulton Bank, that provides consumer and commercial banking services concentrated in a specific regional footprint (Pennsylvania, Delaware, Maryland, New Jersey, and Virginia). Its revenue is primarily driven by net interest income from loans and securities, which is characteristic of a regional bank.
NNI
Nelnet
$4,530.64 Mn
125.72
-0.18%
-1.09%
Nelnet operates Nelnet Bank, a Utah chartered industrial bank that takes deposits and extends credit for private education and unsecured consumer loans. The company generates significant revenue from net interest income and deposits through this chartered banking entity.
IBOC
International Bancshares
$4,515.73 Mn
72.61
-0.72%
+5.69%
The company is a multibank financial holding company operating five subsidiary banks that accept checking and savings deposits and originate commercial, real estate, and consumer loans within Texas and Oklahoma. Its primary revenue is generated from interest income on these loans and fees on deposit accounts.
FBP
First Bancorp
$4,484.05 Mn
29.37
-0.61%
+37.89%
First BanCorp operates as a regional bank with a concentrated footprint in Puerto Rico and the US Virgin Islands, providing core banking products such as checking and savings accounts, commercial loans, and retail CDs. Its revenue is primarily driven by net interest income from its loan portfolio and deposit-related fees.
UCB
United Community Banks
$4,377.37 Mn
36.55
-0.22%
+17.00%
United Community Banks operates as a chartered bank with a network of branches across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama. Its core revenue is derived from net interest income on commercial real estate, commercial and industrial loans, and consumer mortgages funded by deposits.
TCBI
Texas Capital Bancshares
$4,340.05 Mn
99.83
-1.25%
+18.35%
Texas Capital Bancshares operates as a bank holding company through Texas Capital Bank, providing checking, savings, and commercial loans. Its footprint is concentrated in Texas cities including Dallas, Houston, Austin, Fort Worth, and San Antonio.
BFH
2nd
Bread Financial Holdings
$4,299.57 Mn
111.10
-0.12%
+84.21%
The company operates 'Bread Savings' products, which involve managing savings accounts and taking deposits from consumers.
CATY
Cathay General Bancorp
$4,290.19 Mn
64.20
-0.31%
+34.73%
Cathay General Bancorp operates as a bank holding company for Cathay Bank, a chartered commercial bank that takes deposits and provides loans (commercial, residential, and consumer) within a specific regional footprint including California, New York, and Washington. Its revenue is primarily driven by net interest income from its loan portfolio and service charges on deposit accounts.
WSFS
Wsfs Financial
$4,173.59 Mn
81.69
-0.15%
+47.75%
WSFS Financial operates as a locally managed community bank providing traditional banking services, including commercial and consumer lending and deposit taking, primarily in the Greater Philadelphia and Delaware region. Its revenue is driven by net interest income from its loan and lease portfolio and deposit-related fees.
INDB
Independent Bank
$4,063.77 Mn
85.34
-0.81%
+27.62%
Independent Bank Corp. operates as a state chartered bank holding company through Rockland Trust, with a deposit and lending franchise concentrated in eastern Massachusetts, southern New Hampshire, and Rhode Island. Its core revenue is derived from net interest income on commercial, commercial real estate, and consumer loans, funded by $20.1 billion in total deposits.
CVBF
Cvb Financial
$4,060.73 Mn
23.04
-0.48%
+18.64%
CVB Financial operates as a community bank in California, taking deposits and providing loans to small and medium sized businesses and individuals. Its revenue is primarily driven by net interest income from commercial real estate, commercial and industrial, and consumer loans.
WSBC
Wesbanco
$4,046.64 Mn
42.21
-0.64%
+35.12%
Wesbanco operates as a bank holding company with a banking subsidiary that maintains 251 branches across a specific regional footprint (West Virginia, Ohio, Pennsylvania, Kentucky, Indiana, Michigan, and Maryland). Its primary revenue is generated from interest income on commercial and consumer loans and fees from deposit accounts.
RNST
Renasant
$3,895.61 Mn
42.62
-1.18%
+13.99%
Renasant operates as a community bank franchise in the Southeast, providing checking and savings accounts, commercial and industrial loans, and treasury management services. Its revenue is primarily driven by net interest income from these banking activities, which account for the vast majority of its gross revenues.
BANF
Bancfirst
$3,862.85 Mn
114.97
+0.03%
-8.02%
BancFirst operates as a financial holding company with state-chartered banks in Oklahoma and Texas, providing checking, savings, and commercial loans to retail and small-to-medium business customers. Its revenue is primarily derived from net interest income on loans and fees from deposit services within these specific geographic footprints.
NIC
Nicolet Bankshares
$3,718.49 Mn
176.56
-0.84%
+34.84%
Nicolet Bankshares operates as a community-focused bank through its subsidiary Nicolet National Bank, offering checking, savings, and lending services concentrated in specific regions including Wisconsin, Michigan, Minnesota, Iowa, and Colorado. Its primary revenue is generated from net interest income on loans and deposits.
MCHB
Mechanics Bancorp
$3,713.31 Mn
16.77
+0.12%
+33.07%
Mechanics Bancorp operates as a community bank with a regional footprint across California, Washington, Oregon, and Hawaii. It generates revenue from net interest income via checking, savings, and certificates of deposit, and provides commercial and industrial loans to manufacturers and distributors.
PRK
Park National
$3,704.60 Mn
205.08
-0.33%
+23.23%
Park National operates as a bank holding company through Park National Bank, taking deposits (savings, CDs) and providing loans (commercial, real estate, installment) primarily in Ohio and surrounding states. Its revenue is driven by net interest income and deposit-related fees, fitting the profile of a regional bank.
FIBK
First Interstate Bancsystem
$3,674.78 Mn
38.46
-1.11%
+26.81%
First Interstate Bancsystem operates as a community bank with a concentrated footprint across twelve states, offering checking and savings accounts and commercial and industrial loans. Its revenue is primarily driven by net interest income from loans and deposits, as evidenced by its $22.1 billion in deposits and $15.2 billion in loans.
FFBC
First Financial Bancorp
$3,546.90 Mn
33.79
-1.11%
+36.91%
First Financial Bancorp operates as a regional bank holding company through First Financial Bank, providing checking, savings, and commercial lending across Ohio, Indiana, Kentucky, and Illinois. Its revenue is primarily driven by net interest income from commercial, industrial, and real estate loans.
BKU
BankUnited
$3,452.65 Mn
47.77
-0.19%
+27.83%
BankUnited is a bank holding company operating a national banking association that takes deposits (checking, savings, CDs) and provides loans within specific regional footprints including Florida, the New York Tri-State area, Dallas, Atlanta, and Charlotte. Its revenue is primarily driven by net interest income from these lending activities and fees from deposit and treasury services.
SBCF
Seacoast Banking Corp Of Florida
$3,441.08 Mn
35.54
-0.73%
+22.72%
Seacoast Banking Corporation of Florida operates as a regional bank with a network of 104 branches across Florida and Georgia. Its primary revenue is generated from interest income on loan and investment portfolios and service charges on deposit accounts.
SFNC
Simmons First National
$3,420.40 Mn
23.68
-1.09%
+18.70%
Simmons First National operates as a regional bank with a footprint concentrated in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It generates revenue from deposits (checking, savings, time deposits) and loans (commercial, industrial, and consumer) within this defined geographic area.
CBU
Community Financial System
$3,399.51 Mn
64.61
-0.71%
+13.07%
The company operates Community Bank, N.A., which provides traditional banking products including loans, deposits, and treasury solutions. Its footprint is concentrated in a specific region including Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts, and Southern New Hampshire.
FHB
First Hawaiian
$3,312.15 Mn
27.22
-1.09%
+10.83%
First Hawaiian operates as a chartered bank with a deposit and lending franchise concentrated in Hawaii, Guam, and Saipan. Its core products include checking and savings accounts, commercial and industrial loans, and residential mortgages, with revenue primarily from net interest income.
PFS
Provident Financial Services
$3,188.84 Mn
24.45
-0.49%
+30.96%
Provident Financial Services operates Provident Bank, a community bank serving New Jersey, Pennsylvania, and New York. It generates revenue primarily through net interest income from commercial and residential loans funded by retail deposits like checking and savings accounts.
BOH
Bank Of Hawaii
$3,120.13 Mn
79.09
-0.89%
+21.94%
Bank of Hawaii is a chartered bank with a deposit and lending franchise concentrated in Hawaii, Guam, and other Pacific Islands. It generates revenue from net interest income on commercial and industrial loans, residential mortgages, and consumer credit, as well as deposit account services.
FBK
FB Financial
$3,053.08 Mn
61.09
-0.38%
+20.11%
FB Financial operates as a bank holding company through its subsidiary FirstBank, taking deposits ($13.91 billion) and providing commercial and consumer loans across a specific southeastern regional footprint (Tennessee, Alabama, Kentucky, Georgia, and North Carolina). Its revenue is primarily driven by net interest income from commercial real estate, commercial and industrial, and consumer loans.
TRMK
Trustmark
$2,776.78 Mn
47.69
-0.91%
+23.69%
Trustmark is a bank holding company operating Trustmark Bank with a deposit and lending franchise concentrated in a specific region (Alabama, Florida, Georgia, Mississippi, Tennessee, and Texas). It generates revenue primarily from net interest income on commercial and industrial loans, consumer credit, and deposits.
WAFD
Wafd
$2,770.32 Mn
37.46
-0.79%
+22.02%
WaFd operates as a Washington state-chartered commercial bank with a branch network concentrated in nine western states. Its core revenue is derived from net interest income on loans (commercial real estate, C&I, and consumer) and customer deposits.
NBTB
Nbt Bancorp
$2,749.73 Mn
52.92
-0.69%
+25.02%
NBT Bancorp operates as a community-oriented financial institution with a multi-state footprint in the northeastern US, providing core banking products like checking and savings accounts, commercial and industrial loans, and residential mortgages. Its revenue is primarily driven by net interest income from these deposit and lending activities.
FBNC
First Bancorp
$2,734.42 Mn
66.09
-0.05%
+26.27%
First Bancorp operates a state chartered bank that takes deposits and provides commercial and retail lending within a specific geographic footprint (North Carolina and South Carolina). Its revenue is primarily driven by net interest income from checking, savings, and various loan portfolios.
CUBI
Customers Bancorp
$2,724.44 Mn
80.67
-1.84%
+21.22%
Customers Bancorp operates as a bank holding company through Customers Bank, providing core banking products including checking, savings, and commercial and industrial loans. Its operations are concentrated across a specific set of states including Pennsylvania, New York, and California, fitting the profile of a regional bank.
BBT
Beacon Financial
$2,723.18 Mn
32.49
-0.34%
+28.98%
Beacon Financial operates Beacon Bank & Trust, a chartered bank with a concentrated footprint in New England and New York. It provides core banking products including checking and savings accounts, commercial and industrial loans, and residential mortgages, generating revenue primarily from net interest income.
FRME
First Merchants
$2,689.14 Mn
43.23
-0.67%
+10.93%
First Merchants operates as a community-focused bank with 111 locations across Indiana, Ohio, and Michigan, providing checking, savings, and commercial loans. Its revenue is primarily driven by net interest income from its loan portfolio and deposits within this specific regional footprint.
SYBT
Stock Yards Bancorp
$2,600.39 Mn
83.70
-0.69%
+10.76%
Stock Yards Bancorp operates as a regional bank through its subsidiary, Stock Yards Bank & Trust Company, with a footprint concentrated in Kentucky, Indiana, and Ohio. It generates primary revenue from net interest income on consumer and commercial loans and retail deposits.
BUSE
First Busey
$2,572.22 Mn
30.92
-0.51%
+33.33%
First Busey operates Busey Bank, an Illinois state-chartered bank that takes deposits and provides commercial, agricultural, and residential loans. Its banking footprint is concentrated in the Midwest and select regional markets across 10 states.
MBIN
Merchants Bancorp
$2,499.03 Mn
54.40
-0.26%
+68.63%
The company operates a banking subsidiary, Merchants Bank, which takes retail deposits and provides traditional community banking products including commercial, agricultural, and SBA loans. Its Banking segment specifically serves retail and commercial customers in central Indiana through a branch network.
BANR
Banner
$2,471.72 Mn
72.73
-1.25%
+13.45%
Banner Corp operates as a Washington-chartered commercial bank with a deposit and lending franchise concentrated in the Pacific Northwest and intermountain West (Washington, Oregon, California, Idaho, Utah, and Nevada). Its core revenue is derived from net interest income on loans and deposits, and it provides traditional banking products such as checking accounts, savings accounts, and commercial loans.
NTB
Bank of N.T. Butterfield & Son
$2,414.59 Mn
61.44
-2.34%
+38.88%
The company is a chartered bank providing retail and commercial banking services, including personal and business deposit accounts, residential and commercial mortgages, and various loan products. Its revenue is primarily generated from interest earnings on these loans and deposits within its regional footprints in Bermuda and the Cayman Islands.
NWBI
Northwest Bancshares
$2,289.64 Mn
15.64
-0.32%
+30.77%
Northwest Bancshares operates as a community-oriented bank with a deposit and lending franchise concentrated in Pennsylvania, western New York, northeastern Ohio, and Indiana. Its core products include retail checking and savings accounts, commercial and industrial loans, and residential mortgages, with revenue primarily driven by net interest income.
FIISO
Financial Institutions
$2,279.04 Mn
115.65
+0.00%
-11.05%
The company operates Five Star Bank, a New York-chartered bank that takes deposits (checking, savings, CDs) and provides commercial and consumer loans within a specific geographic footprint (Western and Central New York). Its revenue is driven by net interest income from these deposit and lending activities.
OFG
Ofg Bancorp
$2,242.59 Mn
53.06
-0.97%
+23.28%
OFG Bancorp operates as a financial holding company whose principal subsidiary, Oriental Bank, provides checking, savings, and certificates of deposit, alongside commercial, consumer, auto, and mortgage loans. Its operations are concentrated in Puerto Rico and the U.S. Virgin Islands, fitting the profile of a regional bank.
HTH
Hilltop Holdings
$2,235.24 Mn
39.02
-0.79%
+21.26%
The company operates a banking segment providing traditional services such as commercial and industrial loans, commercial real estate loans, and treasury management primarily in Texas. This matches the profile of a regional bank with a concentrated geographic footprint.
FCF
First Commonwealth Financial
$2,156.50 Mn
21.33
-0.79%
+27.04%
First Commonwealth operates as a community bank with a network of 126 offices concentrated in western and central Pennsylvania and Ohio. Its core revenue is derived from net interest income on a loan portfolio including commercial, residential, and consumer loans, funded by retail deposits such as checking, savings, and certificates of deposit.
SRCE
1St Source
$2,112.70 Mn
87.73
-0.19%
+43.35%
1st Source Bank operates a network of 78 banking centers across Indiana, Michigan, and Florida, providing core banking products such as checking and savings accounts, commercial loans, and residential mortgages. Its revenue is primarily driven by net interest income from these loans and deposits, as well as treasury management fees.
CHCO
City Holding
$2,053.68 Mn
146.22
+0.36%
+18.57%
City Holding operates through City National Bank of West Virginia, a chartered bank with a deposit and lending franchise concentrated in West Virginia, Kentucky, Virginia, and southeastern Ohio. Its revenue is primarily driven by interest income on its loan portfolio and fees for deposit and treasury management services.
BLX
Bladex
$2,052.53 Mn
54.59
-0.91%
+21.23%
Bladex is a chartered multinational bank that generates revenue primarily through net interest income from a loan portfolio of $11,184 million. It provides core banking products such as short and medium term loans, letters of credit, and guarantees to corporate and financial institution clients.
LOB
Live Oak Bancshares
$1,972.61 Mn
42.62
-1.64%
+24.29%
Live Oak Bancshares owns Live Oak Banking Company, which is a chartered bank that gathers deposits and originates loans. Its revenue is primarily generated from net interest income on small business loans and deposit account charges.
NBHC
National Bank Holdings
$1,915.12 Mn
43.00
-0.49%
+13.40%
National Bank Holdings operates as a bank holding company with a network of over 90 banking centers concentrated in specific regions including Colorado, Kansas City, Texas, Utah, Wyoming, New Mexico, and Idaho. Its core revenue is driven by net interest income from commercial and industrial loans, commercial real estate, and residential mortgages funded by deposit accounts.
FSUN
Firstsun Capital Bancorp
$1,891.19 Mn
40.44
-1.32%
+10.19%
FirstSun Capital Bancorp operates as a regional bank through its subsidiary Sunflower Bank, providing checking and savings accounts, commercial and industrial loans, and commercial real estate loans. Its operations are concentrated in a specific geographic footprint including Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington.
BBAR
Banco BBVA Argentina
$1,890.68 Mn
14.77
-3.27%
-8.88%
Banco BBVA Argentina is a chartered bank operating in Argentina that takes deposits and provides loans to retail, SME, and corporate clients. Its core revenue is generated from net interest income on its loan portfolio and fees from checking and savings accounts.
TFIN
Triumph Financial
$1,822.44 Mn
76.27
-1.78%
+41.91%
Triumph Financial operates TBK Bank, which provides a full suite of traditional lending and deposit products, including commercial real estate, construction, and consumer loans, concentrated in specific regional markets like Iowa, Illinois, Colorado, New Mexico, and Kansas.
HOPE
Hope Bancorp
$1,819.04 Mn
14.24
-0.84%
+37.45%
Hope Bancorp operates Bank of Hope and Territorial Savings, which are chartered banks providing checking and savings accounts and commercial loans. Its revenue is primarily derived from net interest income on its loan portfolio funded by deposits across a specific regional footprint in the US and Hawaii.
TCBK
Trico Bancshares
$1,812.44 Mn
56.70
-1.32%
+32.41%
TriCo Bancshares operates Tri Counties Bank, a California-chartered commercial bank that takes deposits (demand, savings, and time deposits) and provides loans to individuals and businesses within its California footprint. Its revenue is derived from net interest income on consumer, commercial, and real estate loans, as well as treasury management fees.
DCOM
Dime Commercial Bancshares
$1,795.04 Mn
40.65
-0.66%
+41.79%
The company operates as a bank holding company for Dime Community Bank, a New York State chartered trust company focused on the Greater Long Island and New York City metropolitan area. It generates revenue from net interest income on a diversified loan portfolio including commercial real estate, residential mortgages, and consumer loans, as well as deposit account services.
STBA
S&T Bancorp
$1,789.70 Mn
50.75
-0.49%
+35.48%
S&T Bancorp operates as a Pennsylvania chartered bank with 72 branches concentrated in Pennsylvania and Ohio. Its core business involves taking deposits and originating commercial, consumer, and mortgage loans, with revenue primarily derived from net interest income.
CNOB
ConnectOne Bancorp
$1,781.43 Mn
32.81
+0.09%
+36.25%
ConnectOne Bancorp operates as a bank holding company for ConnectOne Bank, which takes deposits (checking, savings, money market) and provides loans (commercial, residential, consumer) within a specific geographic footprint in the New York metro area and Florida. Its revenue is primarily derived from net interest income and deposit-related fees.
BY
Byline Bancorp
$1,766.99 Mn
39.10
-0.13%
+42.39%
Byline Bancorp operates as a community-focused commercial bank with a branch network concentrated in the Chicago metropolitan and Milwaukee areas. It generates revenue primarily from net interest income on commercial and industrial loans, commercial real estate loans, and retail deposits.
BFC
Bank First
$1,728.15 Mn
155.98
-0.57%
+27.13%
Bank First operates as a community-focused bank with a branch network concentrated in Wisconsin and Illinois. Its core revenue is derived from net interest income on commercial, industrial, and consumer loans, as well as deposit-taking activities.
QCRH
Qcr Holdings
$1,700.72 Mn
103.91
-0.89%
+37.98%
QCR Holdings operates four wholly owned banking subsidiaries (Quad City Bank & Trust, Cedar Rapids Bank & Trust, Community State Bank, and Guaranty Bank) that provide commercial and consumer banking services within a specific regional footprint in the Midwest. Its revenue is primarily driven by net interest income from loans and deposits, which is the core characteristic of a regional bank.
OBK
Origin Bancorp
$1,651.38 Mn
53.53
-0.11%
+44.95%
Origin Bancorp operates as a regional bank through Origin Bank, serving a specific geographic footprint including Texas, Louisiana, Mississippi, South Alabama, and the Florida Panhandle. Its core revenue is derived from net interest income on commercial, construction, and consumer loans, funded by a deposit franchise consisting of business, consumer, and public fund deposits.
LKFN
Lakeland Financial
$1,528.32 Mn
61.48
-0.55%
-3.07%
Lakeland Financial operates Lake City Bank, a chartered bank with a deposit and lending franchise concentrated in fifteen Indiana counties. Its core revenue comes from net interest income on commercial, industrial, agricultural, and consumer loans, as well as deposit and treasury-management fees.
AMAL
Amalgamated Financial
$1,500.39 Mn
50.18
-1.26%
+73.75%
Amalgamated Financial operates Amalgamated Bank, which provides a full suite of retail and commercial banking products including checking, savings, and certificates of deposit. Its revenue is primarily driven by net interest income from commercial and industrial loans, commercial real estate, and consumer loans.
PEBO
Peoples Bancorp
$1,473.28 Mn
40.99
-0.19%
+38.53%
Peoples Bancorp operates as a financial holding company for Peoples Bank, an Ohio state chartered bank that provides checking, savings accounts, and loans to individuals and businesses across a specific regional footprint including Ohio, Kentucky, West Virginia, Virginia, Washington D.C., and Maryland.
BHRB
Burke & Herbert Financial Services
$1,459.15 Mn
72.36
+0.04%
+20.48%
The company operates as a Virginia-chartered commercial bank with a deposit and lending franchise concentrated in the Washington, D.C. metropolitan area and surrounding regions. It provides core banking products including checking, savings, commercial and industrial loans, and commercial real estate loans to local businesses and individuals.
TMP
Tompkins Financial
$1,441.74 Mn
100.24
-0.31%
+51.24%
Tompkins Financial operates as a community-based financial services organization with a banking subsidiary, Tompkins Community Bank, which maintains 54 branches across New York and Pennsylvania. Its primary revenue is interest income from commercial, agricultural, consumer, and real estate loans funded by deposits gathered from its local branch network.
CTBI
Community Trust Bancorp
$1,418.77 Mn
78.11
-0.47%
+38.27%
The company operates as a bank holding company for Community Trust Bank, Inc., which accepts time and demand deposits and provides commercial and personal loans. Its geographic footprint is concentrated in specific regions of Kentucky, West Virginia, and Tennessee.
EQBK
Equity Bancshares
$1,396.15 Mn
51.19
-0.39%
+28.65%
Equity Bancshares operates through its subsidiary Equity Bank, which takes deposits (demand, savings, money market, and time deposits) and provides loans (commercial, residential, and consumer) across a specific regional footprint in Arkansas, Kansas, Missouri, and Oklahoma.
OCFC
Oceanfirst Financial
$1,373.87 Mn
19.56
-0.41%
+13.99%
OceanFirst Financial operates as a regional community bank with a concentrated footprint in New Jersey and the New York City and Philadelphia metropolitan areas. Its core revenue is derived from net interest income on commercial real estate, commercial and industrial, and consumer loans, funded primarily by retail and commercial deposits.
FMBH
First Mid Bancshares
$1,368.55 Mn
51.46
-0.94%
+36.46%
First Mid Bancshares operates First Mid Bank & Trust, N.A., which provides traditional banking products including commercial and industrial loans, residential mortgages, and deposit accounts. Its banking activities, particularly lending, represent the largest revenue source at approximately 74% of total revenues, and its operations are concentrated in a specific regional footprint including Illinois, Missouri, Wisconsin, Texas, and Indiana.
WABC
Westamerica Bancorporation
$1,361.49 Mn
59.19
-0.52%
+20.89%
Westamerica Bancorporation operates as a bank holding company through Westamerica Bank, providing core banking products such as checking, savings, and time deposit accounts. Its revenue is primarily driven by net interest income from commercial, real estate, and consumer loans within its specific market area.
HBT
HBT Financial
$1,327.34 Mn
36.50
-1.19%
+45.36%
HBT Financial operates as a bank holding company through Heartland Bank and Trust Company, which takes deposits and provides loans within a specific geographic footprint in Illinois and eastern Iowa. Its core revenue is derived from net interest income on commercial, industrial, and agricultural loans, as well as deposit and treasury-management fees.
OSBC
Old Second Bancorp
$1,307.09 Mn
25.66
-0.66%
+45.71%
Old Second Bancorp operates as a community bank with a concentrated footprint in several Illinois counties, providing checking, savings, and commercial loans. Its revenue is primarily driven by net interest income from its loan portfolio and deposit-related fees.
CLBK
Columbia Financial
$1,230.97 Mn
11.82
+1.20%
-19.48%
Columbia Financial operates as a regional bank through its subsidiary Columbia Bank, providing checking and savings accounts, commercial business loans, and residential mortgages to customers in New Jersey and surrounding metropolitan areas. Its primary revenue is generated from net interest income on its loan portfolio.
HFWA
Heritage Financial
$1,204.69 Mn
29.45
-0.51%
+26.12%
Heritage Financial operates as a bank holding company for Heritage Bank, which takes deposits and provides commercial and consumer lending within a specific geographic footprint (Washington, Oregon, and Idaho). Its revenue is primarily driven by net interest income from its loan portfolio and deposit service fees.
UVSP
Univest Financial
$1,184.81 Mn
42.95
-0.26%
+42.50%
Univest is a Pennsylvania-based bank holding company that takes deposits and provides commercial, consumer, and mortgage lending within a specific regional footprint (Montgomery, Bucks, Lancaster, and Philadelphia counties). Its primary revenue is generated from net interest income on its loan and lease portfolio and service charges on deposit accounts.
MCB
Metropolitan Bank Holding
$1,148.55 Mn
92.66
-0.71%
+26.98%
Metropolitan Bank Holding operates through a New York state chartered commercial bank providing checking, savings, and loans primarily in the New York metropolitan area. Its revenue is driven by net interest income from commercial real estate and industrial loans, as well as deposit and treasury-management fees.
AMTB
Amerant Bancorp
$1,145.42 Mn
29.23
+0.55%
+45.50%
Amerant Bancorp operates as a bank holding company through Amerant Bank N A, taking deposits and providing loans (commercial real estate, C&I, and consumer) primarily within South Florida (Miami-Dade, Broward, and Palm Beach counties). Its revenue is principally derived from net interest income on its loan portfolio and deposit services.
IRS
2nd
Irsa Investments & Representations
$1,066.22 Mn
14.38
-1.64%
-7.23%
The company holds a material financial investment in Banco Hipotecario, which is a banking entity.
ESQ
Esquire Financial Holdings
$1,052.37 Mn
121.67
-1.95%
+25.46%
The company operates Esquire Bank, National Association, which takes deposits (including law firm escrow and operating accounts) and provides commercial and consumer loans. Its activities, including multifamily and commercial real estate loans in the New York and Los Angeles markets, align with the core products of a regional/community bank.
MBWM
Mercantile Bank
$1,052.19 Mn
60.87
-0.44%
+30.12%
Mercantile Bank operates under Michigan state charters and provides commercial and retail banking services, including checking and savings accounts and commercial loans, within a defined geographic footprint in Michigan. Its revenue is primarily derived from net interest income on loans and leases extended to commercial and retail customers.
HBNC
Horizon Bancorp
$1,041.27 Mn
20.28
-0.39%
+26.59%
Horizon Bancorp operates as a regional bank holding company with a concentrated footprint in Indiana and Michigan. It generates the majority of its revenue from net interest income on commercial and retail loans and maintains a significant deposit base of $5.3 billion across 71 full-service offices.
MCBS
MetroCity Bankshares
$1,036.41 Mn
36.01
-0.41%
+26.57%
MetroCity Bankshares operates through Metro City Bank, a Georgia state-chartered commercial bank that takes deposits (checking, savings, CDs) and provides loans within a specific regional footprint. Its revenue is primarily derived from net interest income and deposit/treasury management fees.
CCNE
Cnb Financial
$1,031.40 Mn
34.82
-0.09%
+39.39%
CNB Financial Corporation operates primarily through CNB Bank, a state chartered bank providing traditional banking products like checking, savings, and commercial loans. Its revenue is mainly derived from interest income on loans and securities, as well as deposit and treasury management fees.
FMCB
Farmers & Merchants Bancorp
$1,006.78 Mn
1,455.00
-0.61%
+39.77%
The company operates as a chartered bank (Farmers & Merchants Bank of Central California) with a deposit and lending franchise concentrated in the mid Central Valley and eastern San Francisco Bay Area. It provides core banking products including checking, savings, and commercial loans, generating revenue primarily from net interest income.
FSBC
Five Star Bancorp
$996.73 Mn
46.57
-0.62%
+49.65%
Five Star Bancorp operates a California state chartered bank that takes deposits (checking, savings, money market) and provides loans (commercial real estate, SBA, consumer) primarily within the Northern California region. Its revenue is driven by net interest income from its loan portfolio and fees from deposit products.
NBBK
NB Bancorp
$996.43 Mn
22.74
-0.74%
+25.43%
NB Bancorp owns Needham Bank, a chartered cooperative bank that accepts deposits and provides loans to individuals and businesses specifically within the Greater Boston metropolitan area. Its revenue is primarily driven by net interest income from a diversified loan portfolio and deposit-related fees.
CAC
Camden National
$984.08 Mn
58.24
-0.24%
+50.03%
Camden National operates as a bank holding company with a concentrated footprint in Northern New England (Maine, New Hampshire, and Massachusetts). Its core revenue is driven by net interest income from checking and savings accounts, commercial and industrial loans, and residential mortgages.
CPF
Central Pacific Financial
$979.10 Mn
37.94
-1.15%
+33.83%
Central Pacific Bank is a chartered bank with a deposit and lending franchise concentrated in the State of Hawaii. It offers core banking products including checking, savings, and time deposits, as well as commercial and industrial, commercial real estate, and consumer loans.
THFF
First Financial
$971.81 Mn
81.72
+0.13%
+47.22%
First Financial operates as a chartered bank (First Financial Bank, N.A.) with a concentrated regional footprint across Indiana, Illinois, Kentucky, Tennessee, and Georgia. Its core revenue is derived from net interest income on commercial, residential, and consumer loans, as well as deposit products.
SBSI
Southside Bancshares
$971.14 Mn
32.58
-0.46%
+7.85%
Southside Bancshares operates as a regional bank in Texas, providing checking, savings, and certificates of deposit alongside commercial and consumer loans. Its revenue is primarily derived from net interest income earned on these loan and investment portfolios.
MPB
Mid Penn Bancorp
$963.96 Mn
38.07
-0.31%
+34.19%
Mid Penn operates as a community bank with a deposit and lending franchise concentrated in Pennsylvania and New Jersey. Its core revenue is derived from net interest income on commercial real estate, residential real estate, and consumer loans, funded by time and demand deposits.
HAFC
Hanmi Financial
$950.59 Mn
32.06
-0.43%
+34.65%
Hanmi Financial operates as a state chartered commercial bank that takes deposits and provides loans to individuals and businesses. Its revenue is primarily driven by net interest income from commercial and industrial loans, commercial real estate loans, and residential mortgages within a specific community-focused footprint.
FMNB
Farmers National Banc
$948.91 Mn
16.02
-0.62%
+14.02%
The company operates as a full-service national banking association concentrated in northeastern Ohio and western Pennsylvania. Its core revenue is derived from net interest income on commercial loans, residential mortgages, and installment loans, as well as service charges on checking and savings accounts.
BFST
Business First Bancshares
$943.46 Mn
31.97
-0.44%
+34.50%
Business First Bancshares operates b1BANK, a chartered bank with a deposit and lending franchise concentrated in Louisiana and Texas. Its core revenue is derived from net interest income on commercial, industrial, and residential loans, as well as deposit and treasury-management fees.
FCBC
First Community Bankshares
$927.79 Mn
49.19
+0.02%
+35.03%
First Community Bankshares operates a Virginia-chartered bank with 52 branches across a specific four-state footprint (Virginia, West Virginia, North Carolina, and Tennessee). Its core revenue is derived from net interest income through gathering deposits and extending commercial and consumer loans.
SMBK
Smartfinancial
$889.29 Mn
52.01
+0.19%
+48.98%
SmartFinancial operates SmartBank, a Tennessee chartered commercial bank that provides checking and savings accounts, commercial real estate loans, and consumer credit. Its revenue is primarily driven by net interest income from these banking activities within a specific regional footprint including Tennessee, Alabama, Florida, and Georgia.
CCBG
Capital City Bank
$889.26 Mn
51.97
+0.00%
+27.85%
Capital City Bank is a chartered bank with a concentrated footprint in Florida, Georgia, and Alabama, offering core products like checking and savings accounts, commercial loans, and retail credit. Its revenue is primarily driven by net interest income from these banking activities across its 62 branches.
GSBC
Great Southern Bancorp
$869.88 Mn
79.92
-0.58%
+33.89%
Great Southern Bancorp operates as a bank holding company for Great Southern Bank, which takes deposits and provides loans through a branch network concentrated in a specific multi-state region (Missouri, Iowa, Kansas, Minnesota, Arkansas, and Nebraska). Its revenue is primarily driven by net interest income from checking, savings, and various loan products, fitting the profile of a regional bank.
EGBN
Eagle Bancorp
$867.45 Mn
28.45
-0.35%
+56.49%
Eagle Bancorp operates as a one-bank holding company for EagleBank, a Maryland-chartered bank concentrated in the Washington, D.C. metropolitan area. It provides core banking products including checking and savings accounts, commercial real estate loans, and consumer loans, generating revenue primarily from net interest income.
HBIA
Hills Bancorporation
$854.40 Mn
49.00
+3.16%
-34.67%
Hills Bancorporation operates as a bank holding company through Hills Bank and Trust Company, which accepts deposits and makes loans within a specific geographic footprint in Iowa. Its revenue is primarily derived from net interest income on a loan portfolio including commercial, agricultural, and consumer loans.
SPFI
South Plains Financial
$851.53 Mn
45.20
-0.33%
+15.39%
South Plains Financial operates as a bank holding company with a subsidiary, City Bank, that takes deposits and provides commercial and consumer loans across a specific regional footprint in Texas and New Mexico. Its revenue is primarily driven by net interest income from its loan and securities portfolios and service charges on deposit accounts.
ORRF
Orrstown Financial Services
$849.54 Mn
43.19
+0.37%
+29.78%
The company operates as a community bank through its subsidiary, Orrstown Bank, providing checking, savings, and certificates of deposit alongside commercial and consumer loans. Its operations are concentrated in a specific geographic footprint including south central Pennsylvania and parts of Maryland.
ALRS
Alerus Financial
$839.52 Mn
33.60
+0.33%
+55.84%
Alerus operates as a commercial bank with $4.2 billion in deposits and $4.0 billion in loans, offering traditional products like checking, savings, and commercial loans. Its banking segment is a core driver of revenue through net interest income and treasury management services.
SMBC
Southern Missouri Bancorp
$835.10 Mn
75.81
-0.71%
+39.66%
Southern Missouri Bancorp operates Southern Bank, a chartered bank with a deposit and lending franchise concentrated in Missouri, Arkansas, Illinois, and Kansas. Its core revenue comes from net interest income on residential mortgages, commercial real estate, and agricultural loans, as well as deposit-related fees.
PGC
Peapack Gladstone Financial
$821.87 Mn
46.36
-0.75%
+72.92%
Peapack-Gladstone operates as a state chartered commercial bank with a deposit and lending franchise concentrated in New Jersey and the Metropolitan New York region. Its core revenue is derived from net interest income on commercial and industrial loans, residential mortgages, and retail deposits.
HTB
HomeTrust Bancshares
$795.41 Mn
47.55
-0.59%
+20.84%
HomeTrust Bank is a state chartered bank that takes deposits (checking, savings, CDs) and provides loans (commercial, industrial, and residential) within a specific regional footprint covering five states. Its revenue is primarily derived from net interest income on its loan portfolio and deposit fees.
SHBI
Shore Bancshares
$790.63 Mn
23.66
+0.08%
+48.62%
Shore Bancshares operates as a bank holding company through Shore United Bank N A, providing checking, savings, and commercial loans to customers in Maryland, Delaware, and Virginia. Its revenue is primarily driven by net interest income on loans and fees on deposit accounts within this specific regional footprint.
IBCP
Independent Bank
$784.54 Mn
38.08
-0.78%
+21.35%
Independent Bank is a chartered bank with a deposit and lending franchise concentrated in Michigan's Lower Peninsula and Ohio. Its core products include checking and savings accounts, commercial real estate loans, and consumer loans, with revenue primarily driven by net interest income.
WASH
Washington Trust Bancorp
$765.69 Mn
40.15
-0.17%
+40.83%
Washington Trust Bancorp operates as a community-focused bank with a deposit and lending franchise concentrated in Rhode Island, Connecticut, and Massachusetts. It provides core banking products including checking and savings accounts, commercial and industrial loans, and consumer credit, generating revenue primarily from net interest income.
TCBX
Third Coast Bancshares
$760.74 Mn
45.72
-0.13%
+18.45%
Third Coast Bancshares operates as a bank holding company with a branch network concentrated in Texas (Houston, Dallas Fort Worth, and Austin San Antonio). It provides core banking products including checking and savings accounts, commercial and industrial loans, and real estate financing, earning revenue primarily from net interest income and deposit service charges.
CCB
Coastal Financial
$757.01 Mn
49.54
+1.23%
-53.24%
Coastal Financial operates as a commercial bank through Coastal Community Bank, providing checking and savings accounts, commercial and consumer loans, and mortgages to clients in the Puget Sound region. Its revenue is primarily derived from net interest income on its loan portfolio and deposit-related fees.
CASS
2nd
Cass Information Systems
$738.91 Mn
57.70
+0.77%
+37.12%
The company owns Cass Commercial Bank, which provides banking services to privately held businesses in the St. Louis metropolitan area, restaurant franchises, and faith-based ministries.
PFIS
Peoples Financial Services
$713.54 Mn
71.28
-0.18%
+42.70%
The company operates as a bank holding company through Peoples Security Bank and Trust Company, providing traditional banking products including deposits, commercial and residential loans, and retail banking. Its revenue is primarily driven by net interest income from these loan and securities portfolios within its market area.
CWBC
Community West Bancshares
$709.48 Mn
26.15
+0.65%
+30.29%
Community West Bancshares operates as a California state chartered bank with a deposit and lending franchise concentrated in the Central Valley and Central Coast regions of California. Its core revenue is generated from net interest income on a loan portfolio including commercial, real estate, and consumer loans, funded by demand, savings, and time deposits.
CARE
Carter Bankshares
$698.77 Mn
31.53
-1.56%
+71.83%
Carter Bankshares operates Carter Bank & Trust, a state chartered bank with 64 branches concentrated in Virginia and North Carolina. Its core revenue is derived from net interest income on commercial and industrial loans, residential mortgages, and consumer credit, funded by retail deposits such as checking and savings accounts.
BCAL
California BanCorp \ CA
$694.86 Mn
21.64
+1.07%
+35.25%
California BanCorp operates as a community bank through its subsidiary, California Bank of Commerce, N.A., which holds a federal charter and takes deposits. Its core revenue is derived from net interest income on a loan portfolio consisting of commercial real estate, commercial and industrial, and SBA loans, all concentrated within the California region.
MSBI
Midland States Bancorp
$686.85 Mn
33.14
-0.54%
+91.12%
Midland States Bancorp operates a regional banking franchise concentrated in Illinois and the St. Louis metropolitan area. It provides core banking products including checking and savings accounts, commercial and industrial loans, and residential mortgages, generating revenue primarily from net interest income.
BHB
Bar Harbor Bankshares
$680.54 Mn
40.62
-0.12%
+31.80%
Bar Harbor Bankshares operates as a community bank with a deposit and lending franchise concentrated in Maine, New Hampshire, and Vermont. Its core revenue is derived from net interest income on a $3.6 billion loan portfolio consisting of commercial real estate, residential mortgages, and commercial and industrial loans, funded by retail deposits.
RRBI
Red River Bancshares
$670.39 Mn
101.81
-0.58%
+61.76%
Red River Bancshares operates as a bank holding company with a deposit and lending franchise concentrated specifically in the Louisiana markets. Its core revenue comes from net interest income on a loan portfolio including commercial real estate and residential mortgages, funded by deposits such as checking and savings accounts.
ACNB
Acnb
$652.81 Mn
64.19
-0.28%
+45.52%
ACNB Corporation operates ACNB Bank, a community bank with 33 offices in Pennsylvania and Maryland that provides checking, savings, and commercial and consumer loans. Its revenue is primarily driven by net interest income from these loans and service charges on deposits.
AROW
Arrow Financial
$644.93 Mn
38.98
+0.31%
+40.17%
Arrow Financial operates as a bank holding company for Arrow Bank National Association, focusing its activities on the communities of upstate New York and Vermont. Its primary source of revenue is interest income earned on a loan portfolio consisting of commercial and industrial loans, residential mortgages, and consumer credit.
BWB
Bridgewater Bancshares
$623.14 Mn
22.35
+0.09%
+41.59%
Bridgewater Bancshares owns Bridgewater Bank, a Minnesota chartered commercial bank with a deposit and lending franchise concentrated in the Twin Cities metropolitan area. It generates revenue from net interest income on commercial real estate and industrial loans, funded by retail and commercial deposits.
UNTY
Unity Bancorp
$608.68 Mn
60.17
-1.15%
+23.07%
Unity Bancorp operates as a community-oriented bank through its subsidiary Unity Bank, with operations concentrated in New Jersey and Pennsylvania. It generates revenue primarily from net interest income via deposit accounts (checking, savings, time deposits) and a diversified loan portfolio including commercial and industrial loans.
SFST
Southern First Bancshares
$608.06 Mn
64.22
-0.20%
+53.86%
Southern First Bancshares operates Southern First Bank, a state chartered commercial bank that takes FDIC-insured deposits and extends loans within a specific geographic footprint including South Carolina, North Carolina, and Georgia. Its revenue is primarily derived from net interest income on commercial and consumer loans and fees from deposit accounts.
MBNKO
Medallion Financial
$603.54 Mn
25.89
+0.47%
+1.65%
The company operates Medallion Bank, which utilizes a deposit base to fund its lending activities, fitting the profile of a regional or community bank. Its core revenue is driven by net interest income from a diversified loan portfolio including recreation, home improvement, and taxi medallion loans.
NPB
Northpointe Bancshares
$601.38 Mn
17.39
+0.35%
+7.08%
Northpointe Bancshares is a bank holding company that operates a retail banking segment offering digital deposit products, such as term CDs, and earns interest income on deposits. It functions as a chartered bank providing checking, savings, and lending services.
NRIM
Northrim Bancorp
$595.49 Mn
26.77
-0.45%
+21.32%
Northrim BanCorp operates as a bank holding company with a deposit and lending franchise concentrated in Alaska, providing checking and savings accounts and commercial and consumer loans through its Community Banking segment.
FBIZ
First Business Financial Services
$589.80 Mn
70.48
-0.66%
+44.01%
The company is a registered bank holding company operating through First Business Bank, which provides commercial lending, treasury management, and deposit services. It explicitly competes with other regional and community banks and serves small to medium-sized businesses.
CIVB
Civista Bancshares
$588.48 Mn
28.30
-0.21%
+42.28%
Civista Bank is a chartered bank with a deposit and lending franchise concentrated in Ohio, Indiana, and Kentucky. Its core revenue is driven by net interest income from checking and savings accounts, as well as commercial real estate and residential mortgage loans.
HBCP
Home Bancorp
$562.18 Mn
71.45
-0.56%
+35.14%
Home Bancorp operates as a holding company for Home Bank N.A., which takes deposits from the public and provides loans within a specific geographic footprint including the Acadiana, Baton Rouge, Greater New Orleans, Northshore, Natchez, and Houston regions. Its revenue is primarily derived from net interest income on commercial and industrial loans, commercial real estate loans, and consumer credit.
BWFG
Bankwell Financial
$537.63 Mn
67.43
-0.34%
+67.24%
Bankwell Financial operates as a state chartered bank with a deposit and lending franchise concentrated in Connecticut and New York. Its core revenue is derived from net interest income on commercial real estate, business, and consumer loans, funded by a core of retail deposits including checking and savings accounts.
BSRR
Sierra Bancorp
$526.96 Mn
40.65
-0.39%
+39.79%
Sierra Bancorp operates as a bank holding company for Bank of the Sierra, which takes deposits through checking and savings accounts and lends within a specific California footprint (South San Joaquin Valley, Central Coast, and Ventura County). Its revenue is primarily derived from net interest income on commercial and real estate loans and fee income from treasury management.
OBT
Orange County Bancorp
$520.63 Mn
38.83
+0.28%
+58.30%
Orange County Bancorp operates as a bank holding company with a deposit and lending franchise concentrated in the Lower Hudson Valley region of New York, Connecticut, and New Jersey. It provides core banking products including checking, savings, and commercial loans to small businesses and individuals, generating revenue primarily from net interest income.
COFS
Choiceone Financial Services
$508.76 Mn
34.03
-0.41%
+14.16%
ChoiceOne Bank operates as a full-service bank with a deposit and lending franchise concentrated in western, central, and southeastern Michigan. Its core revenue is derived from net interest income on commercial and consumer loans, as well as fees from deposit accounts.
PDLB
Ponce Financial
$499.48 Mn
20.65
-0.48%
+42.51%
Ponce Financial operates as a holding company for Ponce Bank, which is a chartered bank concentrated in the New York City metropolitan area. The bank's core activities include taking deposits (demand, savings, money market, CDs) and providing loans (residential mortgages, business, and consumer loans) to local customers.
WTBA
West Bancorporation
$496.65 Mn
29.14
-2.61%
+55.41%
West Bancorporation operates as a community bank focused on Iowa and southern Minnesota, providing checking, savings, and money market accounts alongside commercial and consumer lending. Its revenue is primarily driven by net interest income from the spread between loan interest and deposit interest.
BSVN
Bank7
$495.20 Mn
52.02
-0.13%
+14.94%
Bank7 is a chartered bank with a deposit and lending franchise concentrated in Oklahoma, Texas, and Kansas. It generates revenue from net interest income on loans and fees from deposit products like commercial checking and certificates of deposit.
FMAO
Farmers & Merchants Bancorp
$479.94 Mn
34.83
-0.57%
+38.49%
The company operates as a community bank serving Northwest Ohio, Northeast Indiana, and Southeast Michigan, providing core banking products such as checking and savings accounts, commercial loans, and residential mortgages. Its revenue is primarily driven by net interest income from its loan portfolio and deposit-related fees.
CBK
Commercial Bancgroup
$478.72 Mn
34.94
-0.34%
—
Commercial Bancgroup operates as a community banking institution with a concentrated footprint in Kentucky, North Carolina, and Tennessee. It generates revenue from net interest income on commercial and consumer loans and fees from deposits, which is the core model of a regional/community bank.
CZNC
Citizens & Northern
$468.11 Mn
26.09
+0.38%
+34.90%
The company is a bank holding company operating a network of 35 branch offices across Pennsylvania and New York, providing checking, savings, and commercial loans. Its revenue is primarily generated from net interest income on loans and securities and service charges on deposit accounts.
CBAN
Colony Bankcorp
$466.33 Mn
22.04
-0.41%
+33.82%
Colony Bankcorp operates as a Georgia state-chartered commercial bank with a deposit and lending franchise concentrated in Georgia, Alabama, and Florida. Its revenue is primarily generated from net interest income on loans (commercial, industrial, and residential) and deposit account services.
RBB
RBB Bancorp
$462.87 Mn
27.25
-0.26%
+40.17%
RBB Bancorp operates Royal Business Bank, a chartered bank that takes deposits and provides commercial and consumer loans within a specific geographic footprint (Asian centric communities in states like California, Nevada, and New York). Its revenue is primarily derived from net interest income on loans and fees from deposit accounts.
BMRC
Bank of Marin Bancorp
$453.92 Mn
28.03
-0.46%
+22.83%
Bank of Marin operates as a community-focused financial institution in Northern California, providing core banking products such as checking and savings accounts, commercial real estate loans, and construction loans. Its revenue is primarily derived from net interest income from these deposit and lending activities within a defined geographic footprint.
AVBC
Avidia Bancorp
$444.49 Mn
22.14
-1.25%
+51.64%
Avidia Bancorp operates as a Massachusetts-chartered savings bank with a deposit and lending franchise concentrated in Middlesex and Worcester Counties. Its core revenue is derived from net interest income on a diversified loan portfolio including commercial, industrial, and residential mortgage loans, funded by retail deposits such as checking and savings accounts.
PLBC
Plumas Bancorp
$431.33 Mn
61.94
-0.86%
+50.30%
Plumas Bancorp operates as a community bank through its subsidiary Plumas Bank, with a deposit and lending franchise concentrated in northeastern California and northwestern Nevada. Its core revenue is derived from net interest income on commercial real estate, agricultural, and consumer loans, as well as fees from checking and savings accounts.
PBFS
Pioneer Bancorp
$429.26 Mn
17.28
+1.05%
+37.69%
Pioneer Bancorp operates as a financial holding company for Pioneer Bank, which provides traditional banking services including deposits and loans concentrated in the Capital Region of New York. Its core revenue is generated from net interest income on commercial real estate, commercial and industrial, and consumer loans.
ISTR
Investar Holding
$425.03 Mn
30.85
-0.19%
+38.53%
Investar Holding operates as a community bank through its subsidiary Investar Bank, taking deposits and providing loans within a specific geographic footprint of south Louisiana, Texas, and Alabama. Its core revenue is derived from net interest income on commercial real estate, commercial and industrial, and residential loans, alongside deposit and treasury-management fees.
USCB
Uscb Financial Holdings
$418.82 Mn
22.67
+0.76%
+33.35%
The company is a Florida state-chartered bank with a deposit and lending franchise concentrated in South Florida. Its core revenue is derived from net interest income on commercial and industrial loans, real estate loans, and consumer loans, as well as deposit and treasury-management fees.
PKBK
Parke Bancorp
$412.47 Mn
35.07
+0.49%
+64.34%
Parke Bancorp operates as a bank holding company for Parke Bank, a chartered commercial bank with a deposit and lending franchise concentrated in New Jersey, Pennsylvania, and New York. It generates revenue from net interest income on commercial, industrial, and residential loans, and from deposit fees on checking and savings accounts.
FRST
Primis Financial
$409.93 Mn
16.53
-0.66%
+50.27%
Primis Financial is a bank holding company owning Primis Bank, a Virginia state chartered bank with a concentrated footprint in Virginia and Maryland. It generates revenue from net interest income on loans and deposits, as well as treasury-management fees, which are core characteristics of a regional bank.
PCB
Pcb Bancorp
$403.89 Mn
28.64
+1.99%
+32.72%
PCB Bancorp operates as a California state chartered commercial bank that takes deposits and provides lending services within a defined geographic footprint, including Los Angeles, Orange Counties, New York, Texas, and Georgia. Its revenue is primarily derived from net interest income on commercial real estate, commercial and industrial, and consumer loans, as well as treasury-management fees.
CHMG
Chemung Financial
$403.36 Mn
83.66
+1.05%
+66.42%
Chemung Financial operates as a community bank through Chemung Canal Trust Company, focusing on a specific geographic footprint in New York and Pennsylvania. Its core revenue is derived from net interest income on commercial, residential, and consumer loans funded by demand, savings, and time deposits.
CZFS
Citizens Financial Services
$402.44 Mn
83.67
+2.17%
+48.61%
The company operates as a bank holding company through First Citizens Community Bank, providing checking and savings accounts and a diverse loan portfolio (commercial, agricultural, and residential) concentrated in Pennsylvania, New York, and Delaware. Its primary revenue is derived from net interest income and deposit service charges.
FNLC
First Bancorp
$401.52 Mn
35.60
+0.65%
+37.56%
The company operates as a bank holding company providing checking and savings accounts, commercial loans, and mortgages to a diverse customer base of individuals and businesses. It generates its primary revenue from net interest income and deposit fees, emphasizing localized decision-making and community relationships.
MVBF
Mvb Financial
$400.20 Mn
30.91
+0.72%
+34.86%
MVB Financial operates MVB Bank, Inc., which provides commercial and retail banking products including loans, deposit accounts, and debit cards. Its revenue is primarily generated from net interest income on loans and securities and service charges on deposits within its CoRe Banking segment.
WSBF
Waterstone Financial
$380.71 Mn
21.18
+0.38%
+49.26%
Waterstone Financial operates as a community bank through its subsidiary WaterStone Bank, focusing on the Milwaukee Wisconsin metropolitan area. It generates revenue from net interest income via checking and savings accounts, commercial loans, and residential mortgages funded by retail deposits.
NWFL
Norwood Financial
$374.70 Mn
34.37
+0.82%
+37.54%
Norwood Financial operates as a bank holding company with a branch network serving local communities, offering core banking products such as checking, savings, and time deposits. Its revenue is primarily driven by net interest income from a diversified loan portfolio including commercial real estate, consumer, and agricultural loans.
NECB
2nd
NorthEast Community Bancorp
$370.47 Mn
26.90
+0.49%
+23.06%
The bank operates as a community-oriented financial institution with a concentrated footprint in New York and Massachusetts. It provides commercial and industrial loans and retail deposit products to small and medium sized businesses and individual consumers within these specific regions.
TSBK
Timberland Bancorp
$363.70 Mn
46.81
+2.05%
+44.56%
Timberland Bancorp operates as a community-oriented bank with a geographic footprint concentrated in six counties in Washington State. It generates revenue primarily from net interest income derived from taking deposits (checking, savings, CDs) and providing loans (commercial, consumer, and real estate) within that specific region.
RVRF
River Financial
$359.55 Mn
46.00
+0.00%
+32.37%
River Financial operates as a bank holding company for River Bank & Trust, which takes deposits (totaling $3.33 billion) and makes loans within a specific geographic footprint covering Alabama and Florida. Its core revenue is derived from net interest income on commercial, industrial, and consumer loans, as well as deposit and treasury-management fees.
AVBH
Avidbank Holdings
$359.14 Mn
32.70
+0.15%
+35.12%
Avidbank is a state chartered commercial bank that takes deposits and provides lending and treasury management products primarily to businesses and individuals in the Bay Area. Its revenue is driven by net interest income from its loan portfolio and fees from deposit services.
BRBS
Blue Ridge Bankshares
$355.03 Mn
3.96
-0.75%
+8.20%
Blue Ridge Bankshares operates as a bank holding company with a network of branches across Virginia and North Carolina, providing checking, savings, and loan products. Its revenue is primarily driven by net interest income from commercial and industrial loans, residential mortgages, and consumer installment loans.
FVCB
FVCBankcorp
$340.13 Mn
18.86
+0.64%
+46.88%
FVCBankcorp operates as a community-oriented commercial bank with a deposit and lending franchise concentrated in the Washington, D.C. and Baltimore metropolitan areas. It generates revenue from net interest income on loans (commercial real estate, C&I) and deposits (checking, savings, CDs), as well as treasury management fees.
BCML
BayCom
$339.28 Mn
31.10
+1.63%
+10.24%
BayCom operates as a bank holding company for United Business Bank, which takes deposits ($2.2 billion) and provides loans within a specific regional footprint across California, Nevada, Washington, New Mexico, and Colorado. Its revenue is primarily driven by net interest income from commercial real estate, commercial and industrial, and consumer loans.
COSO
CoastalSouth Bancshares
$332.33 Mn
27.80
+0.18%
+31.38%
CoastalSouth Bancshares operates Coastal States Bank, a state-chartered commercial bank that takes deposits and provides commercial and retail lending within a defined geographic footprint including the Lowcountry of South Carolina, Savannah, and Atlanta. Its revenue is primarily derived from net interest income and deposit-related services through its 11 branch locations.
JMSB
John Marshall Bancorp
$324.01 Mn
22.96
-0.56%
+20.46%
John Marshall Bancorp operates a Virginia chartered commercial bank that takes deposits (demand, NOW, money market, savings, and CDs) and provides loans (commercial and industrial, commercial real estate, and residential mortgages) concentrated in the Washington D.C. metropolitan area.
FCCO
First Community
$323.82 Mn
34.45
-0.72%
+33.53%
First Community operates as a chartered bank with a deposit and lending franchise concentrated in specific regions of South Carolina and Georgia. Its core revenue is derived from net interest income on commercial, consumer, and real estate loans, as well as fees from checking and savings accounts.
FSBW
FS Bancorp
$320.78 Mn
43.21
+0.79%
+6.77%
FS Bancorp operates 1st Security Bank, a Washington state chartered savings bank that provides checking, savings, and lending services to consumers and businesses within the Puget Sound and Oregon markets. Its revenue is primarily derived from net interest income on a diversified loan portfolio and fees from deposit services.
FDBC
Fidelity D & D Bancorp
$320.69 Mn
55.21
+1.45%
+34.63%
The company operates as a bank holding company through its subsidiary, The Fidelity Deposit and Discount Bank, with a deposit and lending franchise concentrated in Northeastern and Eastern Pennsylvania. It generates primary revenue from net interest income on residential, consumer, and commercial loans, and holds significant deposit market shares in Lackawanna, Luzerne, and Northampton counties.
MYFW
First Western Financial
$314.14 Mn
32.17
+1.74%
+49.56%
First Western Financial operates as a private trust bank with a concentrated footprint in the Western United States, providing traditional banking products including deposits and loans. Its primary revenue source is net interest income, which accounted for 77.8 percent of total income before non-interest expense.
ISBA
Isabella Bank
$311.79 Mn
40.87
-0.32%
+25.75%
Isabella Bank is a community bank with a deposit and lending franchise concentrated in central Michigan counties. It generates revenue from net interest income on a loan portfolio (commercial, agricultural, residential) and fees from deposit services like checking and savings accounts.
CBNA
Chain Bridge Bancorp
$307.68 Mn
46.89
+0.13%
+72.01%
Chain Bridge Bancorp operates a nationally chartered commercial bank that takes deposits and provides commercial and consumer loans. Its revenue is primarily driven by net interest income from its loan portfolio and fees from deposit and treasury management services.
BPRN
Princeton Bancorp
$306.40 Mn
43.16
+0.94%
+32.76%
Princeton Bancorp operates as a holding company for The Bank of Princeton, which is a chartered bank providing checking, savings, and loan services. Its operations are concentrated in a specific geographic footprint covering parts of New Jersey, Pennsylvania, and the New York City metropolitan area.
GBFH
GBank Financial Holdings
$306.05 Mn
21.15
-0.28%
-44.21%
GBank is a Nevada state chartered bank that takes deposits and provides commercial banking services, including checking and savings accounts, to small and medium sized businesses and high net worth individuals. Its revenue is primarily driven by net interest income from commercial real estate and industrial loans within a specific regional footprint (Nevada, California, Arizona, and Utah).
CCFN
Muncy Columbia Financial
$305.58 Mn
28.79
+0.52%
+71.06%
Muncy Columbia Financial operates Journey Bank, a state chartered commercial bank that takes deposits and provides loans within a specific geographic footprint in Northcentral Pennsylvania. Its core revenue is derived from net interest income on consumer, commercial, and mortgage loans, as well as fees on deposit accounts.
FGBIP
First Guaranty Bancshares
$300.23 Mn
19.01
-0.58%
-0.47%
First Guaranty Bancshares operates a state chartered commercial bank with a branch network concentrated in specific MSAs across Louisiana, Texas, Kentucky, and West Virginia. Its core revenue is derived from net interest income on commercial real estate, C&I, and agricultural loans, as well as fees from checking and savings accounts.
FUNC
First United
$291.39 Mn
45.15
+0.49%
+31.94%
First United operates as a bank holding company with a deposit and lending franchise concentrated in Maryland and West Virginia. It provides core banking products including checking and savings accounts, commercial real estate loans, and residential mortgages to retail and commercial customers.
OVLY
Oak Valley Bancorp
$290.18 Mn
34.49
+0.94%
+24.92%
Oak Valley Bancorp operates as a state chartered community bank with a deposit and lending franchise concentrated in California's Central Valley and Eastern Sierra regions. It provides core banking products including checking and savings accounts, certificates of deposit, and commercial and consumer loans.
FXNC
First National
$290.00 Mn
32.07
+0.94%
+44.39%
First National Corporation operates First Bank, a commercial bank chartered under Virginia law that takes deposits (checking, savings, CDs) and provides loans (commercial, consumer, residential) within a specific geographic footprint covering Virginia and North Carolina.
LCNB
Lcnb
$287.93 Mn
20.20
+1.56%
+32.98%
LCNB Corp operates as a regional community bank in Ohio and Kentucky, accepting deposits and providing commercial and consumer loans. Its primary revenue is generated through net interest income from these banking activities.
FNRN
First Northern Community Bancorp
$287.74 Mn
17.55
+0.00%
+60.13%
The company is a bank holding company operating First Northern Bank of Dixon, which provides checking, savings, and commercial loans to individuals and businesses within a specific regional footprint (Solano, Yolo, Placer, Sacramento, and El Dorado counties). Its primary revenue is derived from net interest income on loans and leases.
CFFI
C & F Financial
$284.79 Mn
87.62
+1.93%
+29.88%
C&F Financial operates as a community bank through C&F Bank, providing checking and savings accounts, commercial and consumer loans, and mortgages within a concentrated geographic footprint in Virginia. Its revenue is primarily driven by net interest income and deposit fees.
ATLO
Ames National
$284.32 Mn
32.10
+0.69%
+68.24%
Ames National operates as a bank holding company with six bank subsidiaries (one national and five state chartered) concentrated in specific Iowa counties. Its core revenue is derived from net interest income on loans and service charges on deposit accounts, fitting the profile of a regional/community bank.
FRAF
Franklin Financial Services
$284.09 Mn
63.22
-0.97%
+49.99%
The company is a bank holding company operating in south central Pennsylvania and Maryland, providing core banking products such as checking and savings accounts, commercial lending, and residential mortgages. Its primary revenue is generated from net interest income, which is the hallmark of a regional bank.
NKSH
National Bankshares
$275.15 Mn
43.19
+1.36%
+50.49%
The company operates as a community bank through The National Bank of Blacksburg, providing checking, savings, and commercial loans across a specific geographic footprint in Virginia. Its primary revenue is derived from net interest income on loans and deposits, which is the hallmark of a regional/community bank.
HWBK
Hawthorn Bancshares
$274.37 Mn
39.76
+0.13%
+31.61%
Hawthorn Bancshares operates as a bank holding company with a deposit and lending franchise concentrated in Missouri communities. Its core revenue is derived from net interest income on commercial and industrial loans, residential mortgages, and retail deposits.
VABK
Virginia National Bankshares
$255.54 Mn
47.11
+1.99%
+23.29%
Virginia National Bank is a chartered bank with a deposit and lending franchise concentrated in Virginia communities such as Charlottesville and Richmond. It generates revenue from net interest income on loans and fees from checking, savings, and treasury management services.
PEBK
Peoples Bancorp Of North Carolina
$247.13 Mn
45.25
+1.46%
+57.34%
Peoples Bancorp is a bank holding company for Peoples Bank, a state chartered commercial bank serving the Catawba Valley and surrounding North Carolina communities. Its core revenue is derived from interest on a diversified loan portfolio and service charges on deposit accounts within a specific geographic footprint.
CFBK
Cf Bankshares
$245.93 Mn
35.70
-0.61%
+45.24%
CF Bankshares operates CFBank, a chartered commercial bank with a deposit and lending franchise concentrated in specific metro markets in Ohio and Indiana. Its core revenue is derived from net interest income on commercial, retail, and mortgage loans, as well as fees from depository and treasury management services.
MRBK
Meridian
$238.71 Mn
20.02
-0.05%
+34.45%
Meridian operates as a state chartered full service commercial bank providing checking, savings, and commercial and industrial loans within a specific geographic footprint including the Delaware Valley and Florida. Its primary revenue is derived from net interest income on these loans and deposits.
CMTV
Community Bancorp
$236.36 Mn
42.20
+3.30%
+85.09%
Community Bancorp operates as a bank holding company through Community National Bank, providing checking, savings, and time deposits alongside commercial and consumer loans. Its operations are concentrated in a specific geographic footprint covering northern and central Vermont and New Hampshire.
EFSI
Eagle Financial Services
$236.00 Mn
43.61
-0.18%
+24.92%
Eagle Financial Services operates as a bank holding company through its subsidiary, Bank of Clarke, which provides retail and commercial banking services across a specific geographic footprint in Virginia and Maryland. Its revenue is primarily driven by net interest income from consumer, mortgage, and commercial loans, as well as deposit-related service charges.
OPBK
OP Bancorp
$232.11 Mn
15.55
+0.13%
+13.59%
OP Bancorp operates as a community bank through its subsidiary Open Bank, taking deposits and providing loans within a specific regional footprint. Its revenue is primarily derived from net interest income on a portfolio of commercial real estate, SBA, and home mortgage loans.
QNBC
Qnb
$216.56 Mn
43.51
+0.02%
+24.35%
QNB is a community bank with a deposit and lending franchise concentrated in southeastern Pennsylvania, specifically Bucks, Montgomery, and Lehigh counties. It generates revenue from net interest income on commercial, residential mortgage, and consumer loans, as well as deposit and treasury-management fees.
FCAP
First Capital
$213.79 Mn
63.91
+0.35%
+73.43%
First Capital operates as a financial holding company for First Harrison Bank, which is a chartered bank concentrated in a specific regional footprint (Harrison, Floyd, Clark, and Washington counties in Indiana and Bullitt County in Kentucky). The bank provides core regional banking products including checking and savings accounts, commercial real estate loans, and consumer credit.
CZWI
Citizens Community Bancorp
$204.30 Mn
21.17
+1.20%
+33.82%
Citizens Community Bancorp operates as a bank holding company for Citizens Community Federal N.A., which takes deposits and provides loans within a specific geographic footprint covering Wisconsin and Minnesota. Its core products include checking and savings accounts, commercial and industrial loans, and residential mortgages, with revenue primarily derived from net interest income.
LARK
Landmark Bancorp
$196.13 Mn
32.15
+0.50%
+33.18%
Landmark Bancorp operates as a financial holding company whose primary business is Landmark National Bank, a chartered bank serving communities across Kansas and the Missouri metropolitan area. It generates revenue from net interest income on commercial real estate, residential mortgages, agricultural, and consumer loans, as well as deposit and treasury-management fees.
HNVR
Hanover Bancorp
$195.72 Mn
27.74
+1.24%
+30.60%
Hanover Bancorp is a bank holding company for a New York chartered community commercial bank that takes deposits and lends within a defined geographic footprint (New York metropolitan area and Freehold, NJ). Its revenue is primarily derived from net interest income on a diversified loan portfolio including commercial, industrial, and residential mortgages, as well as deposit fees.
FNWD
Finward Bancorp
$194.90 Mn
44.98
-0.04%
+52.84%
Finward Bancorp operates as a bank holding company for Peoples Bank, an Indiana chartered commercial bank that accepts deposits and makes loans. Its operations are concentrated in a specific geographic footprint, specifically Lake and Porter Counties in Indiana and Cook County in Illinois.
FINW
Finwise Bancorp
$192.04 Mn
14.03
+2.33%
-23.96%
FinWise Bancorp operates a Utah state chartered bank that provides traditional loan and deposit products, including retail deposit accounts and commercial loans, with a concentration in the Salt Lake City metropolitan area.
CBFV
CB Financial Services
$189.20 Mn
37.24
-0.21%
+16.85%
CB Financial Services operates through Community Bank, a Pennsylvania chartered commercial bank with a branch network concentrated in specific counties in Pennsylvania and West Virginia. It provides core banking products including checking and savings accounts, commercial and industrial loans, and residential mortgages to local individuals and businesses.
CSBB
CSB Bancorp
$189.17 Mn
72.01
-3.32%
+60.02%
CSB Bancorp operates as a community bank through its subsidiary, CSB Bank, focusing on deposit gathering and relationship-based lending within its local markets. Its core revenue is derived from net interest income on commercial and industrial loans, commercial real estate loans, and residential mortgages, funded by retail deposits such as checking and savings accounts.
EBMT
Eagle Bancorp Montana
$187.11 Mn
23.53
+0.99%
+41.32%
Eagle Bancorp Montana operates Opportunity Bank of Montana, a state-chartered bank that takes deposits and provides loans concentrated within the state of Montana. Its revenue is primarily derived from net interest income on consumer, commercial, and agricultural loans, as well as deposit and treasury-management fees.
BVFL
BV Financial
$186.42 Mn
21.88
+2.43%
+34.48%
BV Financial operates as a bank holding company for BayVanguard Bank, a community bank focused on the Baltimore metropolitan region and Maryland’s Eastern Shore. It takes deposits via checking, savings, and certificates of deposit to fund a diversified loan portfolio including commercial, residential, and consumer loans.
ECBK
ECB Bancorp
$181.42 Mn
20.74
+0.48%
+25.54%
ECB Bancorp is a bank holding company for Everett Co-operative Bank, which is a Massachusetts chartered bank serving the greater Boston metropolitan area. The bank's core business involves taking deposits (checking, savings, certificates of deposit) and providing loans (commercial, residential, and consumer) within a specific regional footprint.
MNSB
MainStreet Bancshares
$180.43 Mn
25.35
+3.01%
+18.96%
MainStreet Bancshares operates as a community commercial bank through its subsidiary, MainStreet Bank, with a footprint concentrated in Virginia and Washington D.C. It generates revenue from net interest income on commercial real estate, business, and consumer loans, as well as fees from deposit accounts and treasury services.
RMBI
Richmond Mutual Bancorporation
$168.18 Mn
16.01
+0.95%
+13.87%
The company operates First Bank Richmond, a state chartered commercial bank with a deposit and lending franchise concentrated in Indiana and Ohio. It generates revenue primarily from net interest income on products like checking and savings accounts, commercial and industrial loans, and residential mortgages.
SBFG
Sb Financial
$166.89 Mn
26.69
-1.51%
+28.50%
The company operates as a community-focused financial institution through its subsidiary, State Bank and Trust Company, providing checking, savings, and various loan products (commercial, consumer, agricultural, and residential) to customers in northwestern Ohio and Indiana. Revenue is primarily generated from interest income on these loans and leases, as well as service charges on deposit accounts.
ENBP
ENB Financial
$166.59 Mn
29.21
+0.65%
+54.14%
ENB Financial operates as a bank holding company through Ephrata National Bank, gathering deposits to fund commercial, real estate, and consumer loans. Its operations are concentrated in a specific geographic footprint including Lancaster, Lebanon, and Berks Counties in Pennsylvania and Cecil County in Maryland.
OPHC
OptimumBank Holdings
$166.10 Mn
10.05
-0.59%
+135.92%
OptimumBank is a state chartered commercial bank with a deposit and lending franchise concentrated in Broward and Miami Dade counties, Florida. Its revenue is primarily derived from net interest income on loans (commercial, residential, and consumer) and fees from deposit and treasury-management services.
EMYB
Embassy Bancorp
$165.52 Mn
22.35
-0.18%
+38.39%
Embassy Bancorp operates as a community bank with a deposit and lending franchise concentrated in the Lehigh Valley region of eastern Pennsylvania. Its revenue is primarily derived from net interest income on commercial and consumer loans and deposits, which is the core model for Regional Banks.
SRBK
SR Bancorp
$164.91 Mn
20.23
+0.95%
+40.49%
SR Bancorp is a holding company for Somerset Regal Bank, which operates 14 full-service branches concentrated in northern and central New Jersey. The bank provides core regional banking products including checking, savings, and certificates of deposit, and earns revenue from net interest income on loans and deposit fees.
BCBP
Bcb Bancorp
$161.47 Mn
8.92
-0.22%
+4.08%
BCB Bancorp owns BCB Community Bank, a state chartered commercial bank that takes deposits and provides loans within a specific geographic footprint (Northeast New Jersey and New York City). Its revenue is primarily derived from net interest income on loans and fees on deposit accounts.
STLE
Steele Bancorp
$157.14 Mn
46.15
+0.00%
+77.50%
Steele Bancorp operates as a community-focused bank through its subsidiary Central Penn Bank & Trust, with a footprint concentrated in northcentral Pennsylvania. It provides core banking products including checking and savings accounts, commercial loans, and residential mortgages, generating revenue primarily from net interest income.
HFBL
Home Federal Bancorp, Inc. of Louisiana
$148.23 Mn
24.20
+0.00%
+81.82%
Home Federal Bank is a community bank concentrated in northwest Louisiana (Caddo, Bossier, and Webster Parishes) that takes deposits from the general public to fund loans. Its revenue is derived from net interest income on residential, commercial, and consumer loans, as well as deposit fees.
RBKB
Rhinebeck Bancorp
$142.89 Mn
12.78
+0.79%
+1.83%
Rhinebeck Bancorp operates as a community bank concentrated in New York's Hudson Valley region, providing core banking products such as checking and savings accounts, certificates of deposit, and commercial and consumer loans. Its revenue is primarily driven by net interest income from these activities and service charges on deposit accounts.
FMBM
F&M Bank
$141.92 Mn
39.96
-0.03%
+71.13%
F&M Bank is a community bank concentrated in the Shenandoah Valley region of Virginia, providing core banking products such as demand and time deposit accounts, commercial and individual loans, and ATMs. Its primary revenue source is interest and fees on loans held for investment, which is characteristic of a regional/community bank.
AFBI
Affinity Bancshares
$140.18 Mn
23.00
+0.00%
+21.44%
Affinity Bancshares operates as a community-focused bank with a deposit and lending franchise concentrated in Georgia, specifically Newton and Cobb counties. It generates revenue from net interest income on products such as checking and savings accounts, commercial real estate loans, and consumer loans.
LSBK
Lake Shore Bancorp
$134.63 Mn
17.12
-0.29%
+35.23%
Lake Shore Bancorp is a bank holding company whose primary subsidiary, Lake Shore Bank, provides traditional banking services including checking, savings, and money market products to retail and commercial depositors. The company's loan portfolio consists of residential mortgages, commercial real estate loans, and consumer credit facilities concentrated in its local market area.
HYNE
2nd
Hoyne Bancorp
$134.17 Mn
16.57
+0.49%
—
The company operates as a community-focused institution with six branches concentrated in the Chicago metropolitan area, specifically serving Cook County, Illinois. It provides a full suite of regional banking services including commercial and industrial loans and treasury-management style deposit products to local small and medium-sized businesses.
MGYR
Magyar Bancorp
$127.53 Mn
19.75
+1.33%
+14.49%
Magyar Bancorp operates as a community bank with a deposit and lending franchise concentrated in central and northern New Jersey. It generates revenue from net interest income on loans and securities, as well as deposit and service fees from retail customers and small businesses in its specific geographic footprint.
BOTJ
Bank Of The James Financial
$124.94 Mn
27.50
-0.83%
+96.57%
The company is a bank holding company whose primary subsidiary, Bank of the James, provides retail and commercial banking services including deposit taking and lending to the local Virginia community. Revenue is primarily generated from net interest income on commercial real estate, residential mortgage, consumer, and business loans.
PNBK
Patriot National Bancorp
$123.55 Mn
1.05
-2.78%
-33.12%
Patriot National Bancorp operates as a bank holding company for Patriot Bank, N.A., which holds a national bank charter and takes deposits. Its core business involves providing checking and savings accounts, commercial real estate loans, and business loans within a concentrated geographic footprint including Connecticut and New York.
WSBK
Winchester Bancorp
$120.84 Mn
13.00
+0.15%
+39.04%
Winchester Bancorp operates as a community bank concentrated in the Boston metropolitan area, specifically Middlesex and Essex counties. It generates revenue from net interest income on a loan portfolio including residential and commercial real estate, and from deposits such as checking and savings accounts.
SFBC
Sound Financial Bancorp
$120.72 Mn
47.01
+1.53%
+1.18%
Sound Financial Bancorp operates as a Washington state-chartered commercial bank focusing on the Puget Sound region. It generates revenue from net interest income via retail and commercial deposits and loans, including residential mortgages and commercial business loans.
FKYS
First Keystone
$119.56 Mn
18.91
-0.47%
+5.06%
First Keystone operates as a bank holding company for First Keystone Community Bank, which accepts deposits and provides commercial, real estate, and consumer loans within a specific geographic footprint in Northeastern Pennsylvania. Its revenue is driven by net interest income from these loans and fees on deposit accounts.
UNB
Union Bankshares
$119.44 Mn
24.15
-1.11%
-9.89%
Union Bankshares operates as a commercial bank that accepts deposits (checking, savings, and time deposits) and originates loans for individual consumers, small businesses, and municipal entities. Its revenue is primarily driven by net interest income from these activities within its regional market.
BSBK
Bogota Financial
$117.11 Mn
9.17
-0.86%
+1.66%
Bogota Financial Corp. is a bank holding company for Bogota Savings Bank, which operates as a community bank in northern New Jersey. The subsidiary competes for deposits and loans with regional and national banks, providing services to individual and business customers in its local market area.
NWPP
New Peoples Bankshares
$116.52 Mn
4.95
+3.77%
+57.14%
New Peoples Bankshares operates as a community bank in Virginia, providing checking, savings, and loans to individuals and small businesses. Its revenue is primarily driven by net interest income from loans and leases and deposit service charges within a specific regional footprint.
FNWB
First Northwest Bancorp
$108.35 Mn
11.40
+0.00%
+39.36%
First Northwest operates as a community-oriented commercial bank through its subsidiary First Fed Bank, with a footprint concentrated in several counties in Washington State. Its revenue is primarily driven by net interest income from checking and savings accounts, commercial real estate loans, and consumer credit.
RVSB
Riverview Bancorp
$105.70 Mn
5.14
+0.00%
+4.05%
Riverview Bancorp operates as a bank holding company with a deposit and lending franchise concentrated in specific counties in Washington and Oregon. Its core revenue is generated from net interest income on commercial business loans, commercial real estate loans, and consumer loans.
BYFC
2nd
Broadway Financial Corp \De\
$100.69 Mn
11.60
+0.35%
+56.97%
The company operates as a community bank providing commercial business loans, SBA-guaranteed loans, and deposit services to small businesses and municipalities within specific regional footprints like Southern California and Washington, D.C.
UWHR
Uwharrie Capital
$98.15 Mn
13.81
-6.18%
+52.09%
Uwharrie Capital Corp operates as a bank holding company for Uwharrie Bank, which provides checking, savings, and commercial loans to consumers and businesses in a specific region of North Carolina. Its primary revenue is generated from interest income on loans and leases and service charges on deposit accounts.
FDSB
2nd
Fifth District Bancorp
$95.55 Mn
18.25
-0.33%
+36.19%
The bank provides commercial and industrial loans as well as commercial real estate loans to businesses and entrepreneurs in the New Orleans Metairie MSA, functioning as a community bank within a specific regional footprint.
FUSB
First Us Bancshares
$92.35 Mn
16.72
+1.39%
+43.27%
First US Bancshares operates as a bank holding company for First US Bank, which takes deposits (demand savings, time deposits) and provides loans (personal, commercial, real estate) within a specific regional footprint including Alabama, Tennessee, and Virginia. Its revenue is primarily derived from net interest income on these loans and fee income from deposit account services.
AUBN
Auburn National Bancorporation
$91.50 Mn
26.26
+0.00%
+3.96%
Auburn National Bancorporation operates as a bank holding company for AuburnBank, which is a chartered bank concentrated in East Alabama and Lee County. Its core revenue is derived from net interest income on commercial, agricultural, and consumer loans, as well as fees from checking and savings accounts.
CPBI
Central Plains Bancshares
$87.76 Mn
20.99
+0.29%
+35.68%
Central Plains Bancshares operates as a community bank through Home Federal Bank, gathering deposits from the public to fund a diversified loan portfolio. Its operations are concentrated in a specific geographic footprint covering several Nebraska counties, and it offers core banking products including checking, savings, and commercial loans.
UBCP
United Bancorp
$87.75 Mn
15.30
+0.13%
+7.37%
United Bancorp operates as a bank holding company through Unified Bank, providing checking, savings, and commercial loans within a specific geographic footprint in Ohio and West Virginia. Its revenue is primarily derived from net interest income on loans and deposit-gathering activities.
ASRV
Ameriserv Financial
$83.11 Mn
5.03
-4.01%
+66.56%
AmeriServ Financial operates as a community-focused bank with a footprint concentrated in Pennsylvania and Maryland. It generates revenue from traditional banking activities including deposits, commercial real estate loans, residential mortgages, and consumer loans.
JUVF
Juniata Valley Financial
$82.81 Mn
16.45
-0.96%
+18.35%
The company operates as a bank holding company with a principal subsidiary, The Juniata Valley Bank, which takes deposits (checking, savings, CDs) and provides loans (commercial, construction, consumer) concentrated in central and northern Pennsylvania. Its revenue is primarily derived from net interest income on these loans and deposit-related service charges.
PBHC
Pathfinder Bancorp
$80.97 Mn
16.53
+1.60%
+12.68%
Pathfinder Bancorp operates as a bank holding company for Pathfinder Bank, a New York chartered commercial bank that takes deposits and provides loans to individuals and businesses in Oswego and Onondaga counties. Its revenue is primarily derived from net interest income on its loan portfolio and service charges on deposit accounts.
CLST
2nd
Catalyst Bancorp
$71.14 Mn
17.53
-0.45%
+39.13%
The bank provides a diverse loan portfolio including commercial and industrial loans to small to mid size businesses and professionals in the Acadiana region of south central Louisiana.
TCBS
2nd
Texas Community Bancshares
$50.01 Mn
17.41
+0.00%
+9.77%
The company functions as a community bank with a concentrated footprint in East Texas counties (e.g., Wood and Van Zandt), providing commercial and industrial loans to small businesses and municipalities.
PFSB
2nd
PFS Bancorp
$32.31 Mn
20.75
+1.92%
+75.11%
The bank operates as a community bank in the LaSalle County area, providing commercial and industrial loans (5.2% of portfolio) and commercial real estate loans (24.3% of portfolio) to local businesses and farmers.
BAFN
BayFirst Financial
$27.11 Mn
6.60
+8.20%
-22.54%
BayFirst Financial operates as a community bank with a deposit and lending franchise concentrated in the Tampa Bay/Sarasota region of Florida. It provides core banking products including checking, savings, and certificates of deposit, alongside commercial and consumer loans.
SNNF
Seneca Bancorp
$25.57 Mn
14.20
+5.42%
+30.28%
Seneca Bancorp operates as a bank holding company through Seneca Savings Bank, which takes deposits and originates commercial, industrial, residential, and consumer loans. Its operations are concentrated in a specific geographic footprint, specifically Onondaga and Madison Counties in New York.
GOVB
2nd
Gouverneur Bancorp
$21.02 Mn
19.85
-3.17%
+32.33%
The company operates as a community bank in a specific geographic footprint (Jefferson, Lewis, and St. Lawrence Counties in New York) and owns GS&L Municipal Bank, a chartered commercial bank that accepts deposits from local governments.
MSBB
Mercer Bancorp
$20.27 Mn
20.00
+5.43%
+31.15%
Mercer Bancorp is a bank holding company for Mercer Savings Bank, which operates as a community bank in western Ohio and eastern Indiana. The bank's core business involves taking deposits (checking, savings, and certificates) and providing loans (agricultural, residential, and consumer) within a specific geographic footprint.
SBMW
Security Midwest Bancorp
$15.88 Mn
17.85
+0.00%
+52.56%
Security Midwest Bancorp operates as a community bank through its subsidiary, Security Bank, with a deposit and lending franchise concentrated in Sangamon County and contiguous counties in Illinois. Its core products include checking and savings accounts, commercial and industrial loans, and commercial real estate loans, with revenue primarily derived from net interest income.
RBCAA
Republic Bancorp
$2.98 Mn
96.08
-0.70%
+33.13%
Republic Bancorp operates as a financial holding company for Republic Bank & Trust Company, which provides traditional banking products including checking/savings accounts, commercial real estate loans, and business loans within its regional Kentucky footprint. Its revenue is primarily driven by net interest income on these loans and deposits.
AGBK
Agi
$1.11 Mn
5.94
-2.30%
—
AGI Inc provides banking solutions and account maintenance to Brazilian consumers, including social security beneficiaries and workers. It operates a hybrid model of physical Smart Hubs and a digital platform to offer checking/savings-like services and credit, fitting the profile of a regional or niche chartered bank.