Lake Shore Bancorp Ratios (2024-2026) | LSBK

Ratios Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026
Profitability
EBT Margin (Quarter) 22.41%25.75%27.26%20.41%33.18%38.36%32.10%31.96%
EBIT Margin (Quarter) 82.10%81.92%77.97%67.30%76.31%78.73%70.90%64.48%
EBITDA Margin (Quarter) 82.10%81.92%77.97%67.30%76.31%78.73%70.90%64.48%
Net Margin (Quarter) 18.78%21.57%22.92%17.08%27.72%31.79%26.47%26.12%
FCF Margin (Quarter) -22.95%53.53%9.18%20.31%44.45%29.65%37.78%
Efficiency
Assets Average (Quarter) 738.82M735.06M724.67M
Equity Average (Quarter) 88.40M89.87M90.27M91.77M116.09M140.47M142.01M
Invested Capital (Quarter) 86.93M89.88M100.07M90.66M628.92M640.60M618.81M617.98M
Asset Utilization Ratio (Quarter) 0.040.040.04
Leverage & Solvency
Interest Coverage Ratio (Quarter) 1.381.461.541.441.771.951.831.98
Debt to Equity (Quarter) 0.040.030.010.020.02
Debt Ratio (Quarter) 0.000.000.000.000.00
Equity Ratio (Quarter) 0.130.130.190.190.20
Times Interest Earned (Quarter) 1.381.461.541.441.771.951.831.98
Dividends & Payouts
FCF Payout Ratio (Quarter) -0.250.100.640.200.300.24
Valuation
Enterprise Value (Quarter) -33.13M-75.37M-83.64M-64.28M-61.61M
Return Ratios
Return on Sales (Quarter) 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Return on Invested Capital (Quarter) 0.00%0.00%0.00%0.00%0.00%
Return on Assets (Quarter) 0.00%0.00%0.00%
Return on Equity (Quarter) 0.00%0.00%0.00%0.00%0.00%