Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026)
Lake Shore Bancorp posted quarterly Net Margin of 26.12% for Q1 2026, up 904.0% year-on-year from 2.6% in Q1 2025, and down 1.34% on a QoQ basis from 26.47% in Q4 2025.
Lake Shore Bancorp (LSBK) has 3 years of Net Margin data on file, last reported at 26.12% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 904.0% year-over-year to 26.12%; the trailing twelve-month figure through Mar 2026 stood at 28.04% (up 792.0% YoY), and the FY2025 full-year result was 26.11%, up 588.0% from the prior year.
- Net Margin for Q1 2026 stood at 26.12%, down from 26.47% in the prior quarter.
- Across five years, Net Margin topped out at 31.79% in Q3 2025 and bottomed at 17.08% in Q1 2025.
- The 3-year median for Net Margin is 24.52% (2024), against an average of 24.06%.
- Peak annual rise in Net Margin reached 1022 bps in 2025, while the deepest fall reached 355 bps in 2025.
- A 3-year view of Net Margin shows it stood at 22.92% in 2024, then increased by 15 bps to 26.47% in 2025, then declined by 1 bps to 26.12% in 2026.
- The last three Net Margin figures came in at 26.12% (Q1 2026), 26.47% (Q4 2025), and 31.79% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Lake Shore Bancorp | 115.38 Mn | 53.77 Mn | - | 26.12% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.12% |
| Dec 31, 2025 | 26.47% |
| Sep 30, 2025 | 31.79% |
| Jun 30, 2025 | 27.72% |
| Mar 31, 2025 | 17.08% |
| Dec 31, 2024 | 22.92% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 18.78% |