Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026)
Lake Shore Bancorp (LSBK) posted Net Margin of 27.87% for Q1 2026, up 226.8% on a QoQ basis from 8.53% in Q4 2025, and up 1075.0% year-over-year from 2.37% in Q1 2025.
Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026) Analysis & Trends
Lake Shore Bancorp's Net Margin history runs 3 years deep, the most recent figure standing at 27.87% for Q1 2026.
- Quarterly Net Margin rose 1075.0% year-over-year to 27.87% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 36.84% (up 2396.0% YoY) and the FY2025 annual result came in at 24.3%, up 333.0% from the prior year.
- Net Margin was 27.87% for Q1 2026 at Lake Shore Bancorp, up from 8.53% in the prior quarter.
- Across five years, Net Margin topped out at 27.87% in Q1 2026 and bottomed at 185.31% in Q3 2025.
- A 3-year average of 18.56% and a median of 12.83% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2025 — Net Margin slumped 20688 bps — and 2026, when it surged 1075 bps.
- Lake Shore Bancorp's Net Margin stood at 6.5% in 2024, then jumped by 31 bps to 8.53% in 2025, then surged by 227 bps to 27.87% in 2026.
- Business Quant data shows LSBK's Net Margin at 27.87% in Q1 2026, 8.53% in Q4 2025, and 185.31% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | 0.00% |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | 27.26% |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 251.63% |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 28.90% |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | 32.86% |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 27.35% |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 52.13% |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | 1.30% |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | 19.23% |
| 10 | Lake Shore Bancorp | 125.67 Mn | 64.06 Mn | - | 27.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.87% |
| Dec 31, 2025 | 8.53% |
| Sep 30, 2025 | -185.31% |
| Jun 30, 2025 | -63.54% |
| Mar 31, 2025 | 17.12% |
| Dec 31, 2024 | 6.50% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 18.78% |