Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026)
Lake Shore Bancorp (LSBK) recorded Net Margin of 28.43% in Q2 2026, up 0.71 percentage points from 27.72% a year earlier and up 2.32 percentage points from the prior quarter.
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Analysis
Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026) Analysis & Trends
On a TTM basis, Lake Shore Bancorp's Net Margin came in at 28.22% as of Jun 30, 2026, up 5.73 percentage points year-over-year; for FY2025, it came in at 26.11%, up 5.88 percentage points from FY2024.
- Across earlier years, Net Margin came in at 20.24% in FY2024.
- Quarterly Net Margin has ranged from 17.08% in Q1 2025 to 31.79% in Q3 2025 over the past five years.
- On a year-over-year basis, Net Margin has increased for five consecutive quarters, with an average year-over-year change of +6.49 percentage points over the last five quarters.
- Per Business Quant, the preceding three quarters came in at 26.12% (Q1 2026), 26.47% (Q4 2025) and 31.79% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | Lake Shore Bancorp | 142.81 Mn | -138.96 Mn | - | 28.43% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.43% |
| Mar 31, 2026 | 26.12% |
| Dec 31, 2025 | 26.47% |
| Sep 30, 2025 | 31.79% |
| Jun 30, 2025 | 27.72% |
| Mar 31, 2025 | 17.08% |
| Dec 31, 2024 | 22.92% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 18.78% |
API Access
Lake Shore Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=LSBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "LSBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=LSBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();