Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly Net Margin came in at 27.87% in Q1 2026, up 1075.0% YoY from 2.37% in Q1 2025, and up 29.24% on a QoQ basis from 21.57% in Q4 2025.
Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of Net Margin data on file, last reported at 27.87% in Q1 2026.
- Quarterly Net Margin rose 1075.0% year-over-year to 27.87% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 78.37% (up 6522.0% YoY) and the FY2025 annual result came in at 24.3%, up 333.0% from the prior year.
- Net Margin rose to 27.87% in Q1 2026, from 21.57% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 27.87% in Q1 2026 to a low of 185.31% in Q3 2025.
- A 3-year average of 16.89% and a median of 17.95% in 2025 frame the typical range for Net Margin.
- The widest YoY moves for Net Margin: up 1478 bps in 2025, down 20688 bps in 2025.
- Tracing LSBK's Net Margin over 3 years: stood at 6.79% in 2024, then soared by 218 bps to 21.57% in 2025, then climbed by 29 bps to 27.87% in 2026.
- The last three Net Margin figures came in at 27.87% (Q1 2026), 21.57% (Q4 2025), and 185.31% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Lake Shore Bancorp | 126.96 Mn | 51.76 Mn | - | 28.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -1.84% |
| Mar 31, 2026 | 27.87% |
| Dec 31, 2025 | 21.57% |
| Sep 30, 2025 | -185.31% |
| Jun 30, 2025 | -63.54% |
| Mar 31, 2025 | 17.12% |
| Dec 31, 2024 | 6.79% |
| Sep 30, 2024 | 21.57% |
| Jun 30, 2024 | 18.78% |