Lake Shore Bancorp (LSBK) Net Margin (2024 - 2026)

Lake Shore Bancorp has reported Net Margin for 3 years, with the latest figure at 26.12% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 904.0% year-over-year to 26.12%; the trailing twelve-month figure through Mar 2026 stood at 28.04% (up 792.0% YoY), and the FY2025 full-year result was 26.11%, up 588.0% from the prior year.
• Net Margin for Q1 2026 stood at 26.12%, down from 26.47% in the prior quarter.
• The five-year high for Net Margin was 31.79% in Q3 2025, with the low at 17.08% in Q1 2025.
• Historically, Net Margin has averaged 24.06% across 3 years, with a median of 24.52% in 2024.
• The largest YoY upside for Net Margin was 1022 bps in 2025 against a maximum downside of 355 bps in 2025.
• Lake Shore Bancorp's Net Margin stood at 22.92% in 2024, then grew by 15 bps to 26.47% in 2025, then dropped by 1 bps to 26.12% in 2026.
• The last three Net Margin figures came in at 26.12% (Q1 2026), 26.47% (Q4 2025), and 31.79% (Q3 2025), per Business Quant data.