Lake Shore Bancorp reported revenue of $7.64M and net income of $2.17M for the quarter ended Jun 2026, up 10.4% year over year. This income statement covers 9 quarters of results from Jun 2024 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | |||||||||
| Provisions | -0.32M | -0.41M | -0.61M | 0.05M | -0.03M | -0.29M | 0.04M | -0.11M | 0.12M |
| Revenue | 5.94M | 6.17M | 6.41M | 6.19M | 6.92M | 7.42M | 7.31M | 7.36M | 7.64M |
| Interest income | |||||||||
| Interest income - Loans | 7.69M | 7.73M | 7.70M | 7.75M | 8.47M | 8.19M | 8.35M | 8.23M | 8.46M |
| Interest Income - Debt Securities | 0.22M | 0.22M | 0.22M | 0.22M | 0.22M | 0.20M | 0.20M | 0.20M | 0.20M |
| Interest Income - Deposits | 0.65M | 0.72M | 0.50M | 0.23M | 0.27M | 0.79M | 0.75M | 0.47M | 0.58M |
| Interest Income - Total | 8.75M | 8.85M | 8.59M | 8.37M | 9.11M | 9.35M | 9.46M | 9.05M | 9.39M |
| Interest expenses | |||||||||
| Interest Expense - Deposits | 3.37M | 3.32M | 3.14M | 2.84M | 2.95M | 2.97M | 2.79M | 2.37M | 2.47M |
| Interest Expense - Debt | 0.17M | 0.14M | 0.10M | 0.05M | 0.03M | 0.02M | 0.01M | ||
| Interest ExpensesInterest Expense | 3.55M | 3.47M | 3.25M | 2.90M | 2.98M | 3.00M | 2.83M | 2.40M | 2.50M |
| Interest Income - Net | 5.21M | 5.38M | 5.34M | 5.46M | 6.12M | 6.36M | 6.62M | 6.66M | 6.89M |
| Non-interest income | |||||||||
| Interest Income - Total | 5.49M | 5.61M | 5.95M | 5.42M | 6.12M | 6.62M | 6.58M | 6.77M | 6.77M |
| Service Charges | 0.29M | 0.28M | 0.01M | 0.24M | 0.27M | 0.28M | 0.01M | 0.25M | 0.27M |
| Income - Equity | -0.00M | 0.05M | 0.07M | 0.08M | |||||
| Card Income | 0.21M | 0.21M | 0.20M | 0.19M | 0.20M | 0.20M | 0.19M | 0.18M | 0.20M |
| Other Non-Interest Income | 0.28M | 0.13M | 0.10M | 0.07M | 0.07M | 0.08M | 0.08M | 0.08M | 0.07M |
| Non-Interest Income | 0.74M | 0.79M | 1.07M | 0.72M | 0.80M | 1.06M | 0.68M | 0.70M | 0.75M |
| Operating Items | |||||||||
| Research & DevelopmentR&D | 0.45M | 0.44M | 0.45M | 0.46M | 0.46M | 0.51M | 0.50M | 0.36M | 0.43M |
| Wages, Salaries and OtherWages | 2.66M | 2.74M | 3.30M | 2.92M | 2.85M | 2.85M | 2.98M | 3.31M | 3.09M |
| Rent ExpenseRental Exp. | 0.68M | 0.68M | 0.65M | 0.68M | 0.61M | 0.63M | 0.67M | 0.72M | 0.64M |
| Other Operating ExpensesOther Opex | 3.77M | 3.70M | 4.17M | 3.74M | 3.55M | 3.70M | 3.75M | 4.04M | 3.81M |
| Operating ExpensesOpex | 4.90M | 4.81M | 5.27M | 4.88M | 4.62M | 4.84M | 4.92M | 5.12M | 4.87M |
| EBIT | 4.88M | 5.06M | 5.00M | 4.17M | 5.28M | 5.84M | 5.18M | 4.75M | 5.14M |
| Non-operating items | |||||||||
| Non Operating Investment Income | 0.05M | 0.07M | |||||||
| Net income details | |||||||||
| EBT | 1.33M | 1.59M | 1.75M | 1.26M | 2.30M | 2.85M | 2.35M | 2.35M | 2.65M |
| Tax ProvisionsTaxes | 0.22M | 0.26M | 0.57M | 0.21M | 0.38M | 0.49M | 0.77M | 0.43M | 0.48M |
| Profit After TaxPAT | 1.12M | 1.33M | 1.47M | 1.06M | 1.92M | 2.36M | 1.93M | 1.92M | 2.17M |
| Income from Continuing OperationsIncome (Continuing) | 1.12M | 1.33M | 1.17M | 1.06M | 1.92M | 2.36M | 1.58M | 1.92M | 2.17M |
| Consolidated Net IncomeConsol Net Inc. | 1.12M | 1.33M | 1.17M | 1.06M | 1.92M | 2.36M | 1.58M | 1.92M | 2.17M |
| Income towards Parent CompanyParent Net Inc | 1.12M | 1.33M | 1.17M | 1.06M | 1.92M | 2.36M | 1.58M | 1.92M | 2.17M |
| Net Income towards Common StockholdersNet Income | 1.12M | 1.33M | 1.17M | 1.06M | 1.92M | 2.36M | 1.58M | 1.92M | 2.17M |
| Additional items | |||||||||
| EPS (Basic) | 0.19 | 0.17 | 0.15 | 0.14 | 0.34 | 0.32 | 0.21 | 0.26 | 0.29 |
| EPS (Diluted) | 0.19 | 0.17 | 0.15 | 0.14 | 0.34 | 0.32 | 0.21 | 0.26 | 0.29 |
| Shares Outstanding | 5.89M | 7.64M | 7.62M | 7.65M | 5.67M | 7.39M | 7.51M | 7.35M | 7.38M |
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 5.89M | 7.64M | 7.62M | 7.66M | 5.67M | 7.40M | 7.52M | 7.37M | 7.39M |
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 5.89M | 7.64M | 7.62M | 7.65M | 5.76M | 7.83M | 7.84M | 7.86M | 7.86M |
| EBITDA | 4.88M | 5.06M | 5.00M | 4.17M | 5.28M | 5.84M | 5.18M | 4.75M | 5.14M |