Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026)
Lake Shore Bancorp (LSBK) posted Interest Coverage Ratio of 1.98 for Q1 2026, up 175.04% on a QoQ basis from 0.72 in Q4 2025, and up 38.19% year-over-year from 1.43 in Q1 2025.
Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Lake Shore Bancorp's Interest Coverage Ratio history runs 3 years deep, the most recent figure standing at 1.98 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 38.19% year-over-year to 1.98 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.97 (up 70.97% YoY) and the FY2025 annual result came in at 1.74, up 24.11% from the prior year.
- Interest Coverage Ratio was 1.98 for Q1 2026 at Lake Shore Bancorp, up from 0.72 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.98 in Q1 2026 and bottomed at 0.72 in Q4 2025.
- A 3-year average of 1.28 and a median of 1.32 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2025 — Interest Coverage Ratio retreated 13.95% — and 2026, when it soared 38.19%.
- Lake Shore Bancorp's Interest Coverage Ratio stood at 0.84 in 2024, then slipped by 13.95% to 0.72 in 2025, then soared by 175.04% to 1.98 in 2026.
- Business Quant data shows LSBK's Interest Coverage Ratio at 1.98 in Q1 2026, 0.72 in Q4 2025, and 1.26 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | -22.98 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 1.27 |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 2.19 |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 1.86 |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | 0.16 |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Lake Shore Bancorp | 125.67 Mn | 64.06 Mn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 0.72 |
| Sep 30, 2025 | 1.26 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.43 |
| Dec 31, 2024 | 0.84 |
| Sep 30, 2024 | 1.46 |
| Jun 30, 2024 | 1.38 |