Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026)

Lake Shore Bancorp has reported Interest Coverage Ratio for 3 years, with the latest figure at 1.98 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 38.13% year-over-year to 1.98; the trailing twelve-month figure through Mar 2026 stood at 1.88 (up 29.46% YoY), and the FY2025 full-year result was 0.16, up 74.94% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.98, up from 1.83 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 1.98 in Q1 2026, with the low at 1.38 in Q2 2024.
• Historically, Interest Coverage Ratio has averaged 1.67 across 3 years, with a median of 1.65 in 2024.
• Annual changes were most pronounced in 2025 — Interest Coverage Ratio grew 18.82% — and 2026, when it jumped 38.13%.
• Lake Shore Bancorp's Interest Coverage Ratio stood at 1.54 in 2024, then gained by 18.82% to 1.83 in 2025, then rose by 8.5% to 1.98 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.98 (Q1 2026), 1.83 (Q4 2025), and 1.95 (Q3 2025), per Business Quant data.