Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026)
Lake Shore Bancorp posted quarterly Interest Coverage Ratio of 1.98 for Q1 2026, up 38.13% year-on-year from 1.44 in Q1 2025, and up 8.5% on a QoQ basis from 1.83 in Q4 2025.
Lake Shore Bancorp (LSBK) has 3 years of Interest Coverage Ratio data on file, last reported at 1.98 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 38.13% year-over-year to 1.98; the trailing twelve-month figure through Mar 2026 stood at 1.88 (up 29.46% YoY), and the FY2025 full-year result was 0.16, up 74.94% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.98, up from 1.83 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.98 in Q1 2026 and bottomed at 1.38 in Q2 2024.
- The 3-year median for Interest Coverage Ratio is 1.65 (2024), against an average of 1.67.
- The widest annual swing landed in 2025, when Interest Coverage Ratio grew 18.82%; it then jumped 38.13% in 2026.
- A 3-year view of Interest Coverage Ratio shows it stood at 1.54 in 2024, then advanced by 18.82% to 1.83 in 2025, then gained by 8.5% to 1.98 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.98 (Q1 2026), 1.83 (Q4 2025), and 1.95 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Lake Shore Bancorp | 115.38 Mn | 53.77 Mn | - | 1.98 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 1.83 |
| Sep 30, 2025 | 1.95 |
| Jun 30, 2025 | 1.77 |
| Mar 31, 2025 | 1.44 |
| Dec 31, 2024 | 1.54 |
| Sep 30, 2024 | 1.46 |
| Jun 30, 2024 | 1.38 |