Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly Interest Coverage Ratio came in at 1.98 in Q1 2026, up 38.19% YoY from 1.43 in Q1 2025, and up 8.11% on a QoQ basis from 1.83 in Q4 2025.
Lake Shore Bancorp (LSBK) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of Interest Coverage Ratio data on file, last reported at 1.98 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 38.19% year-over-year to 1.98 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 21.3 (up 98.56% YoY) and the FY2025 annual result came in at 1.74, up 24.11% from the prior year.
- Interest Coverage Ratio climbed to 1.98 in Q1 2026, from 1.83 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.98 in Q1 2026 to a low of 0.82 in Q4 2024.
- A 3-year average of 1.42 and a median of 1.4 in 2024 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 122.22% in 2025, down 13.77% in 2025.
- Tracing LSBK's Interest Coverage Ratio over 3 years: stood at 0.82 in 2024, then surged by 122.22% to 1.83 in 2025, then advanced by 8.11% to 1.98 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.98 (Q1 2026), 1.83 (Q4 2025), and 1.26 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.79 Bn | 97.79 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.53 Bn | 57.84 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 1.90 |
| 10 | Lake Shore Bancorp | 127.01 Mn | 51.80 Mn | - | 2.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.02 |
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 1.83 |
| Sep 30, 2025 | 1.26 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.43 |
| Dec 31, 2024 | 0.82 |
| Sep 30, 2024 | 1.46 |
| Jun 30, 2024 | 1.38 |