Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026)

Lake Shore Bancorp (LSBK) posted FCF Margin of 40.32% for Q1 2026, up 244.66% on a QoQ basis from 11.7% in Q4 2025, and up 3112.0% year-over-year from 1.26% in Q1 2025.

Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026) Analysis & Trends

Lake Shore Bancorp's FCF Margin history runs 3 years deep, the most recent figure standing at 40.32% for Q1 2026.

  • Quarterly FCF Margin rose 3112.0% year-over-year to 40.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 45.7% (up 3860.0% YoY) and the FY2025 annual result came in at 26.76%, up 1480.0% from the prior year.
  • FCF Margin was 40.32% for Q1 2026 at Lake Shore Bancorp, up from 11.7% in the prior quarter.
  • Across five years, FCF Margin topped out at 40.32% in Q1 2026 and bottomed at 259.07% in Q3 2025.
  • A 3-year average of 35.47% and a median of 9.2% in 2025 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2025 — FCF Margin slumped 23612 bps — and 2026, when it jumped 3112 bps.
  • Lake Shore Bancorp's FCF Margin stood at 19.03% in 2024, then plunged by 39 bps to 11.7% in 2025, then surged by 245 bps to 40.32% in 2026.
  • Business Quant data shows LSBK's FCF Margin at 40.32% in Q1 2026, 11.7% in Q4 2025, and 259.07% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 -83.10%
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 339.84%
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 38.26%
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 31.27%
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - -
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn 0.01%
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 Lake Shore Bancorp 125.67 Mn 64.06 Mn - 40.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 40.32%
Dec 31, 2025 11.70%
Sep 30, 2025 -259.07%
Jun 30, 2025 -46.56%
Mar 31, 2025 9.20%
Dec 31, 2024 19.03%
Sep 30, 2024 -22.95%