Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026)
Lake Shore Bancorp (LSBK) reported FCF Margin of 37.78% for Q1 2026, up 2861.0% on a YoY basis from 1.28% in Q1 2025, and up 27.45% quarter-over-quarter from 29.65% in Q4 2025.
Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026) Analysis & Trends
Lake Shore Bancorp has reported FCF Margin for 3 years, with the latest figure at 37.78% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 2861.0% year-over-year to 37.78%; the trailing twelve-month figure through Mar 2026 stood at 33.27% (up 2283.0% YoY), and the FY2025 full-year result was 26.72%, up 1626.0% from the prior year.
- FCF Margin for Q1 2026 stood at 37.78%, up from 29.65% in the prior quarter.
- The five-year high for FCF Margin was 53.53% in Q4 2024, with the low at 22.95% in Q3 2024.
- Historically, FCF Margin has averaged 24.56% across 3 years, with a median of 29.65% in 2025.
- The largest YoY upside for FCF Margin was 6740 bps in 2025 against a maximum downside of 2388 bps in 2025.
- Lake Shore Bancorp's FCF Margin stood at 53.53% in 2024, then plunged by 45 bps to 29.65% in 2025, then grew by 27 bps to 37.78% in 2026.
- The last three FCF Margin figures came in at 37.78% (Q1 2026), 29.65% (Q4 2025), and 44.45% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Lake Shore Bancorp | 119.42 Mn | 57.81 Mn | - | 37.78% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.78% |
| Dec 31, 2025 | 29.65% |
| Sep 30, 2025 | 44.45% |
| Jun 30, 2025 | 20.31% |
| Mar 31, 2025 | 9.18% |
| Dec 31, 2024 | 53.53% |
| Sep 30, 2024 | -22.95% |