Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026)

Lake Shore Bancorp (LSBK) reported FCF Margin of 37.78% for Q1 2026, up 2861.0% on a YoY basis from 1.28% in Q1 2025, and up 27.45% quarter-over-quarter from 29.65% in Q4 2025.

Lake Shore Bancorp (LSBK) FCF Margin (2024 - 2026) Analysis & Trends

Lake Shore Bancorp has reported FCF Margin for 3 years, with the latest figure at 37.78% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 2861.0% year-over-year to 37.78%; the trailing twelve-month figure through Mar 2026 stood at 33.27% (up 2283.0% YoY), and the FY2025 full-year result was 26.72%, up 1626.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 37.78%, up from 29.65% in the prior quarter.
  • The five-year high for FCF Margin was 53.53% in Q4 2024, with the low at 22.95% in Q3 2024.
  • Historically, FCF Margin has averaged 24.56% across 3 years, with a median of 29.65% in 2025.
  • The largest YoY upside for FCF Margin was 6740 bps in 2025 against a maximum downside of 2388 bps in 2025.
  • Lake Shore Bancorp's FCF Margin stood at 53.53% in 2024, then plunged by 45 bps to 29.65% in 2025, then grew by 27 bps to 37.78% in 2026.
  • The last three FCF Margin figures came in at 37.78% (Q1 2026), 29.65% (Q4 2025), and 44.45% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Lake Shore Bancorp 119.42 Mn 57.81 Mn - 37.78%

Historic Data

Download Data
DateValue
Mar 31, 2026 37.78%
Dec 31, 2025 29.65%
Sep 30, 2025 44.45%
Jun 30, 2025 20.31%
Mar 31, 2025 9.18%
Dec 31, 2024 53.53%
Sep 30, 2024 -22.95%