Lake Shore Bancorp (LSBK) Times Interest Earned (2024 - 2026)

Lake Shore Bancorp (LSBK) posted Times Interest Earned of $1.98 for Q1 2026, up 175.04% on a QoQ basis from $0.72 in Q4 2025, and up 38.19% year-over-year from $1.43 in Q1 2025.

Lake Shore Bancorp (LSBK) Times Interest Earned (2024 - 2026) Analysis & Trends

Lake Shore Bancorp's Times Interest Earned history runs 3 years deep, the most recent figure standing at $1.98 for Q1 2026.

  • Quarterly Times Interest Earned rose 38.19% year-over-year to $1.98 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$1.97 (up 70.97% YoY) and the FY2025 annual result came in at $1.74, up 24.11% from the prior year.
  • Times Interest Earned was $1.98 for Q1 2026 at Lake Shore Bancorp, up from $0.72 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $1.98 in Q1 2026 and bottomed at $0.72 in Q4 2025.
  • A 3-year average of $1.28 and a median of $1.32 in 2025 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2025 — Times Interest Earned retreated 13.95% — and 2026, when it soared 38.19%.
  • Lake Shore Bancorp's Times Interest Earned stood at $0.84 in 2024, then slipped by 13.95% to $0.72 in 2025, then soared by 175.04% to $1.98 in 2026.
  • Business Quant data shows LSBK's Times Interest Earned at $1.98 in Q1 2026, $0.72 in Q4 2025, and $1.26 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 -22.98
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 1.27
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 2.19
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 1.86
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - 0.16
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 Lake Shore Bancorp 125.67 Mn 64.06 Mn - 1.98

Historic Data

Download Data
DateValue
Mar 31, 2026 1.98
Dec 31, 2025 0.72
Sep 30, 2025 1.26
Jun 30, 2025 1.19
Mar 31, 2025 1.43
Dec 31, 2024 0.84
Sep 30, 2024 1.46
Jun 30, 2024 1.38