Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026)

Lake Shore Bancorp (LSBK) reported FCF Payout Ratio of 0.24 for Q1 2026, down 62.56% on a YoY basis from 0.64 in Q1 2025, and down 21.55% quarter-over-quarter from 0.3 in Q4 2025.

Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026) Analysis & Trends

Lake Shore Bancorp has reported FCF Payout Ratio for 3 years, with the latest figure at 0.24 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 62.56% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.2 (changed N/A YoY), and the FY2025 full-year result was 0.23, down 46.92% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.24, down from 0.3 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.64 in Q1 2025, with the low at 0.25 in Q3 2024.
  • Historically, FCF Payout Ratio has averaged 0.2 across 3 years, with a median of 0.22 in 2025.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio surged 189.0% — and 2026, when it sank 62.56%.
  • Lake Shore Bancorp's FCF Payout Ratio stood at 0.1 in 2024, then surged by 189.0% to 0.3 in 2025, then declined by 21.55% to 0.24 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.3 (Q4 2025), and 0.2 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Lake Shore Bancorp 119.42 Mn 57.81 Mn - 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.30
Sep 30, 2025 0.20
Mar 31, 2025 0.64
Dec 31, 2024 0.10
Sep 30, 2024 -0.25