Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026)
Lake Shore Bancorp's (LSBK) quarterly FCF Payout Ratio came in at 0.24 in Q1 2026, down 62.56% YoY from 0.64 in Q1 2025, and down 21.55% on a QoQ basis from 0.3 in Q4 2025.
Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026) Analysis & Trends
Lake Shore Bancorp (LSBK) has 3 years of FCF Payout Ratio data on file, last reported at 0.24 in Q1 2026.
- Quarterly FCF Payout Ratio fell 62.56% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.2 (changed N/A YoY) and the FY2025 annual result came in at 0.23, down 46.92% from the prior year.
- FCF Payout Ratio declined to 0.24 in Q1 2026, from 0.3 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.64 in Q1 2025 to a low of 0.25 in Q3 2024.
- A 3-year average of 0.2 and a median of 0.22 in 2025 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio surged 189.0% — and 2026, when it sank 62.56%.
- Tracing LSBK's FCF Payout Ratio over 3 years: stood at 0.1 in 2024, then surged by 189.0% to 0.3 in 2025, then declined by 21.55% to 0.24 in 2026.
- The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.3 (Q4 2025), and 0.2 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.68 Bn | 84.49 Bn | - | - |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | - |
| 7 | Nu Holdings | 70.49 Bn | 56.80 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.73 Bn | 61.73 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.20 Bn | - | - |
| 10 | Lake Shore Bancorp | 127.26 Mn | 52.06 Mn | - | 0.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.29 |
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.64 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.25 |