Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026)
Lake Shore Bancorp (LSBK) posted FCF Payout Ratio of 0.24 for Q1 2026, down 21.55% on a QoQ basis from 0.3 in Q4 2025, and down 62.56% year-over-year from 0.64 in Q1 2025.
Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026) Analysis & Trends
Lake Shore Bancorp's FCF Payout Ratio history runs 3 years deep, the most recent figure standing at 0.24 for Q1 2026.
- Quarterly FCF Payout Ratio fell 62.56% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.2 (changed N/A YoY) and the FY2025 annual result came in at 0.23, down 46.92% from the prior year.
- FCF Payout Ratio was 0.24 for Q1 2026 at Lake Shore Bancorp, down from 0.3 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.64 in Q1 2025 and bottomed at 0.25 in Q3 2024.
- A 3-year average of 0.2 and a median of 0.22 in 2025 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2025 — FCF Payout Ratio surged 189.0% — and 2026, when it plunged 62.56%.
- Lake Shore Bancorp's FCF Payout Ratio stood at 0.1 in 2024, then jumped by 189.0% to 0.3 in 2025, then retreated by 21.55% to 0.24 in 2026.
- Business Quant data shows LSBK's FCF Payout Ratio at 0.24 in Q1 2026, 0.3 in Q4 2025, and 0.2 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 4,181.60 Bn | 4,181.60 Bn | 167,623.00 | 5.86 |
| 2 | Lloyds Banking | 365.91 Bn | 365.91 Bn | - | - |
| 3 | First Capital | 210.72 Bn | 210.38 Bn | - | 0.18 |
| 4 | Landmark Bancorp | 190.28 Bn | 190.25 Bn | - | 0.19 |
| 5 | NatWest | 147.27 Bn | 147.27 Bn | 1.79 Bn | - |
| 6 | Pnc Financial Services | 100.93 Bn | 100.93 Bn | - | 0.36 |
| 7 | Grupo Aval Acciones Y Valores | 78.02 Bn | -1,273.25 Bn | - | - |
| 8 | Nu Holdings | 70.39 Bn | 55.24 Bn | 1.94 Bn | - |
| 9 | Deutsche Bank Aktiengesellschaft | 68.39 Bn | 68.39 Bn | - | - |
| 10 | Lake Shore Bancorp | 125.67 Mn | 64.06 Mn | - | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.64 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.25 |