Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026)

Lake Shore Bancorp (LSBK) posted FCF Payout Ratio of 0.24 for Q1 2026, down 21.55% on a QoQ basis from 0.3 in Q4 2025, and down 62.56% year-over-year from 0.64 in Q1 2025.

Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026) Analysis & Trends

Lake Shore Bancorp's FCF Payout Ratio history runs 3 years deep, the most recent figure standing at 0.24 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 62.56% year-over-year to 0.24 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.2 (changed N/A YoY) and the FY2025 annual result came in at 0.23, down 46.92% from the prior year.
  • FCF Payout Ratio was 0.24 for Q1 2026 at Lake Shore Bancorp, down from 0.3 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.64 in Q1 2025 and bottomed at 0.25 in Q3 2024.
  • A 3-year average of 0.2 and a median of 0.22 in 2025 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2025 — FCF Payout Ratio surged 189.0% — and 2026, when it plunged 62.56%.
  • Lake Shore Bancorp's FCF Payout Ratio stood at 0.1 in 2024, then jumped by 189.0% to 0.3 in 2025, then retreated by 21.55% to 0.24 in 2026.
  • Business Quant data shows LSBK's FCF Payout Ratio at 0.24 in Q1 2026, 0.3 in Q4 2025, and 0.2 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 4,181.60 Bn 4,181.60 Bn 167,623.00 5.86
2 Lloyds Banking 365.91 Bn 365.91 Bn - -
3 First Capital 210.72 Bn 210.38 Bn - 0.18
4 Landmark Bancorp 190.28 Bn 190.25 Bn - 0.19
5 NatWest 147.27 Bn 147.27 Bn 1.79 Bn -
6 Pnc Financial Services 100.93 Bn 100.93 Bn - 0.36
7 Grupo Aval Acciones Y Valores 78.02 Bn -1,273.25 Bn - -
8 Nu Holdings 70.39 Bn 55.24 Bn 1.94 Bn -
9 Deutsche Bank Aktiengesellschaft 68.39 Bn 68.39 Bn - -
10 Lake Shore Bancorp 125.67 Mn 64.06 Mn - 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.30
Sep 30, 2025 0.20
Mar 31, 2025 0.64
Dec 31, 2024 0.10
Sep 30, 2024 -0.25