Lake Shore Bancorp (LSBK) FCF Payout Ratio (2024 - 2026)
Lake Shore Bancorp posted quarterly FCF Payout Ratio of 0.24 for Q1 2026, down 62.56% year-on-year from 0.64 in Q1 2025, and down 21.55% on a QoQ basis from 0.3 in Q4 2025.
Lake Shore Bancorp (LSBK) has 3 years of FCF Payout Ratio data on file, last reported at 0.24 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 62.56% year-over-year to 0.24; the trailing twelve-month figure through Mar 2026 stood at 0.2 (changed N/A YoY), and the FY2025 full-year result was 0.23, down 46.92% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.24, down from 0.3 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.64 in Q1 2025 and bottomed at 0.25 in Q3 2024.
- The 3-year median for FCF Payout Ratio is 0.22 (2025), against an average of 0.2.
- The widest annual swing landed in 2025, when FCF Payout Ratio surged 189.0%; it then tumbled 62.56% in 2026.
- A 3-year view of FCF Payout Ratio shows it stood at 0.1 in 2024, then soared by 189.0% to 0.3 in 2025, then fell by 21.55% to 0.24 in 2026.
- The last three FCF Payout Ratio figures came in at 0.24 (Q1 2026), 0.3 (Q4 2025), and 0.2 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Lake Shore Bancorp | 115.38 Mn | 53.77 Mn | - | 0.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.30 |
| Sep 30, 2025 | 0.20 |
| Mar 31, 2025 | 0.64 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | -0.25 |