Flagstar Bank, National Association Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 198.84%248.70%131.92%161.02%165.58%187.87%-21.33%2,379.08%2,104.02%1,873.57%1,803.45%2,672.73%3,504.35%3,059.26%-0.87%-130.99%
EBIT Margin 69.59%87.05%46.17%56.36%57.95%65.75%-7.47%832.68%736.41%393.45%379.31%559.09%734.78%644.44%41.01%230.32%
EBITDA Margin 146.38%161.91%81.50%105.43%110.98%113.29%-7.84%1,517.55%1,598.75%1,175.65%1,551.22%2,356.70%2,330.43%425.93%-1.01%
Operating Margin 69.59%87.05%46.17%56.36%57.95%65.75%-7.47%832.68%736.41%393.45%379.31%559.09%734.78%644.44%
Net Margin 128.73%160.67%86.21%103.32%105.39%117.96%-7.62%1,516.61%1,390.41%1,308.88%1,248.28%2,172.73%2,447.83%2,285.19%-1.94%-106.27%
FCF Margin 69.74%-35.14%141.78%110.78%296.68%175.56%-67.94%2,055.64%4,089.95%1,782.32%1,789.66%1,522.73%-9,860.87%-14,788.89%-70.58%1,412.36%
Efficiency
Assets Average 37.31B41.67B41.61B43.08B45.42B47.62B49.03B
Equity Average 4.71B5.26B5.30B5.32B5.34B5.36B6.46B
Invested Capital 19.40B18.82B19.27B18.76B20.45B19.60B19.80B19.71B14.21B14.88B16.79B17.17B30.16B
Asset Utilization Ratio 0.010.010.010.010.010.010.00
Leverage & Solvency
Interest Coverage Ratio 0.280.400.390.430.480.50-0.040.700.520.180.130.200.420.250.980.64
Debt to Equity 0.790.781.751.661.901.780.07
Debt Ratio 0.100.100.220.200.240.250.01
Equity Ratio 0.120.130.130.120.110.110.130.140.10
Times Interest Earned 0.280.400.390.430.480.50-0.040.700.520.180.130.200.420.250.980.64
Dividends & Payouts
FCF Payout Ratio 1.67-3.670.550.820.330.61-1.080.490.260.630.610.94-0.14-0.08-0.120.00
Valuation
Enterprise Value 1.01B5.64B2.69B2.92B6.50B6.52B7.91B7.19B3.84B3.14B4.88B2.95B5.61B-7.10B7.39B3.87B
Market Capitalization 5.20B8.21B5.41B5.75B7.43B7.08B7.91B7.75B6.37B4.61B5.62B4.89B5.68B4.01B
Return Ratios
Return on Sales 1.29%1.61%0.86%1.03%1.05%1.18%-0.08%15.17%14.68%14.19%13.62%33.23%25.91%24.07%-0.01%-1.06%
Return on Invested Capital 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.08%0.10%0.09%0.09%0.09%0.09%0.07%