Flagstar Bank, National Association (FLG) Interest Coverage Ratio (2009 - 2026)
Flagstar Bank, National Association's (FLG) quarterly Interest Coverage Ratio came in at 1.09 in Q2 2026, up 22.68% on a YoY basis from 0.89 in Q2 2025, and up 2.87% quarter-over-quarter from 1.06 in Q1 2026.
Analysis
Flagstar Bank, National Association (FLG) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Flagstar Bank, National Association (FLG) has reported Interest Coverage Ratio for 18 consecutive years, with 1.09 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 22.68% year-over-year to 1.09; the trailing twelve-month figure through Jun 2026 stood at 1.04 (up 34.18% YoY), and the FY2025 full-year result was 0.93, up 45.56% from the prior year.
- Interest Coverage Ratio advanced to 1.09 in Q2 2026 per FLG's latest filing, from 1.06 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.19 in Q1 2023 and bottomed at 2.98 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 1.32 across 5 years, with a median of 1.07 in 2025.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 285.45% in 2023, then surged 124.62% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 1.61 in 2022, then sank by 285.45% to 2.98 in 2023, then soared by 124.62% to 0.73 in 2024, then jumped by 46.48% to 1.08 in 2025, then advanced by 1.25% to 1.09 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.09, 1.06, and 1.08 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 951.11 Bn | 951.11 Bn | - | 0.09 |
| 2 | Truist Financial | 61.38 Bn | 61.38 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.36 Bn | 25.64 Bn | - | 1.90 |
| 4 | M&T Bank | 34.60 Bn | 34.60 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.51 Bn | 28.99 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.21 Bn | 29.21 Bn | - | 1.83 |
| 7 | Regions Financial | 25.36 Bn | 25.36 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.64 Bn | 24.12 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.19 Bn | -24.51 Bn | - | 1.80 |
| 10 | Flagstar Bank, National Association | 5.50 Bn | 5.50 Bn | - | 1.09 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.09 |
| Mar 31, 2026 | 1.06 |
| Dec 31, 2025 | 1.08 |
| Sep 30, 2025 | 0.94 |
| Jun 30, 2025 | 0.89 |
| Mar 31, 2025 | 0.84 |
| Dec 31, 2024 | 0.73 |
| Sep 30, 2024 | 0.67 |
| Jun 30, 2024 | 0.57 |
| Mar 31, 2024 | 0.57 |
| Dec 31, 2023 | -2.98 |
| Sep 30, 2023 | 1.43 |
| Jun 30, 2023 | 1.82 |
| Mar 31, 2023 | 5.19 |
| Dec 31, 2022 | 1.61 |
| Sep 30, 2022 | 2.12 |
| Jun 30, 2022 | 3.02 |
| Mar 31, 2022 | 3.13 |
| Dec 31, 2021 | 3.03 |
| Sep 30, 2021 | 3.05 |