Flagstar Bank, National Association (FLG) Net Margin (2009 - 2026)
Flagstar Bank, National Association's Net Margin was 5.04% in Q2 2026, up 20.76 percentage points from -15.73% a year earlier and up 2.43 percentage points from the prior quarter.
Flagstar Bank, National Association (FLG) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Flagstar Bank, National Association's Net Margin was 0.72% through Jun 30, 2026, up 30.75 percentage points year-over-year; for FY2025, it was -10.18%, up 35.00 percentage points from FY2024.
- Net Margin shows a five-year change of -2182.91 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was -45.18% in FY2024 (-43.24 pp), -1.94% in FY2023 (-2287.13 pp), 2285.19% in FY2022 (-162.64 pp) and 2447.83% in FY2021 (+275.10 pp).
- The Q2 2026 figure marks the highest quarterly Net Margin since Q3 2023.
- Compared with a year earlier, Net Margin has increased for seven straight quarters, with an average year-over-year change of +49.89 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q3 2022 (a gain of 546.67 percentage points); the worst was Q3 2023 (a drop of 2860.90 percentage points).
- Per Business Quant data, FLG's Net Margin in the three quarters before Q2 2026 was 2.61% (Q1 2026), 3.77% (Q4 2025) and -8.67% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Flagstar Bank, National Association | 4.94 Bn | 4.94 Bn | - | 5.04% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.04% |
| Mar 31, 2026 | 2.61% |
| Dec 31, 2025 | 3.77% |
| Sep 30, 2025 | -8.67% |
| Jun 30, 2025 | -15.73% |
| Mar 31, 2025 | -22.04% |
| Dec 31, 2024 | -31.36% |
| Sep 30, 2024 | -46.39% |
| Jun 30, 2024 | -49.63% |
| Mar 31, 2024 | -52.92% |
| Dec 31, 2023 | -312.92% |
| Sep 30, 2023 | 19.10% |
| Jun 30, 2023 | 33.69% |
| Mar 31, 2023 | 75.31% |
| Dec 31, 2022 | 1,640.00% |
| Sep 30, 2022 | 2,880.00% |
| Jun 30, 2022 | 2,716.67% |
| Mar 31, 2022 | 2,450.00% |
| Dec 31, 2021 | 2,366.67% |
| Sep 30, 2021 | 2,333.33% |
Flagstar Bank, National Association Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FLG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FLG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FLG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();