Flagstar Bank, National Association Income Statement (2009-2023) | FLG

Income Statement Mar2009 Jun2009 Sep2009 Dec2009 Mar2010 Jun2010 Sep2010 Dec2010 Mar2011 Jun2011 Sep2011 Dec2011 Mar2012 Jun2012 Sep2012 Dec2012 Mar2013 Jun2013 Sep2013 Dec2013 Mar2014 Jun2014 Sep2014 Dec2014 Mar2015 Jun2015 Sep2015 Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023
Revenue & Cost
Provisions 6.00M12.00M15.00M30.00M20.00M22.00M32.00M28.90M26.00M23.71M18.00M32.71M15.00M33.45M12.82M1.72M9.50M9.62M14.47M-2.83M-14.63M0.19M-3.94M-0.20M0.01M0.33M-9.03M-0.18M0.90M-0.06M3.52M-4.01M-6.26M44.59M2.93M9.57M4.71M1.20M2.77M-1.22M1.84M4.78M1.60M20.60M18.00M13.00M11.00M4.00M-4.00M-1.00M4.00M-2.00M9.00M2.00M124.00M170.00M49.00M62.00M552.00M
Revenue 229.09M199.87M241.43M392.57M349.63M366.72M393.29M-772.90M361.86M360.83M353.04M-518.91M350.41M394.86M366.61M-626.90M350.73M353.63M344.95M336.13M321.38M336.08M330.31M354.16M345.00M347.00M317.00M363.10M362.94M359.02M347.89M327.09M7.86M7.97M7.78M7.33M7.49M7.24M7.71M7.23M7.49M7.58M6.71M7.02M4.00M5.00M6.00M5.00M6.00M6.00M6.00M6.00M6.00M5.00M10.00M2,653.00M1,202.00M1,042.00M867.00M
Interest income
Interest income - Loans 321.72M321.64M327.12M355.12M413.68M417.17M410.18M428.85M415.94M408.29M400.11M414.30M398.18M406.48M394.94M397.90M367.00M388.16M370.34M362.17M345.53M350.56M360.50M358.30M364.50M358.00M357.92M360.72M370.48M367.93M372.88M358.40M361.33M350.99M346.51M355.92M368.46M368.26M375.31M379.79M387.63M391.92M393.66M391.91M382.00M380.00M388.00M383.00M386.00M376.00M380.00M393.00M424.00M442.00M589.00M867.00M1,161.00M1,251.00M1,230.00M
Interest income - Investments 51.71M50.16M48.87M46.70M45.95M44.91M44.67M42.91M40.55M80.33M38.20M36.74M34.74M34.89M34.56M35.95M35.58M33.32M32.87M32.84M32.25M31.61M31.01M
Interest Income - Debt Securities 78.39M80.06M75.82M74.75M68.70M66.02M57.25M51.95M54.98M60.72M61.78M50.54M48.45M48.50M47.78M48.87M45.81M48.42M57.33M68.88M69.78M67.33M66.57M64.50M64.41M63.62M58.63M63.09M49.13M48.16M42.47M40.72M37.74M42.69M43.85M48.41M48.88M56.88M67.56M66.38M66.12M62.63M56.87M49.13M41.00M38.00M38.00M40.00M45.00M39.00M40.00M36.00M49.00M67.00M92.00M167.00M337.00M261.00M217.00M
Interest Income - Total 400.11M401.70M402.94M429.87M482.38M483.19M467.43M480.80M470.92M469.01M461.89M464.84M446.64M454.98M442.71M446.77M412.81M436.57M427.68M431.04M415.31M417.88M427.07M422.80M428.91M421.62M416.55M423.81M419.62M416.10M415.35M399.12M399.07M393.68M390.37M404.32M417.33M425.14M442.87M446.17M453.75M454.55M450.52M441.04M423.00M418.00M426.00M423.00M431.00M415.00M420.00M429.00M473.00M509.00M681.00M1,034.00M1,498.00M1,512.00M1,447.00M
Interest expenses
Interest Expense - Deposits 52.72M44.62M35.48M30.35M37.55M37.33M33.85M29.99M26.97M24.95M25.17M25.30M23.72M23.49M23.52M23.16M22.23M21.78M20.21M19.58M19.06M18.46M18.33M18.66M17.12M15.73M15.54M15.89M18.74M20.50M21.75M22.13M24.08M27.65M28.57M34.37M40.38M51.25M61.09M67.78M80.65M86.93M84.64M79.56M65.00M44.00M28.00M18.00M14.00M11.00M12.00M11.00M12.00M23.00M51.00M87.00M169.00M180.00M210.00M
Interest Expense - Debt 128.69M128.62M130.03M129.14M128.06M129.45M130.03M129.75M125.42M127.51M128.96M127.19M122.28M121.91M121.85M120.88M102.20M99.92M98.34M99.38M97.23M98.30M99.34M98.10M95.64M96.14M97.09M55.23M52.66M53.87M54.71M55.55M56.07M54.95M55.88M61.92M66.83M72.57M78.01M78.83M78.78M79.91M80.48M79.52M74.00M75.00M74.00M72.00M72.00M71.00M71.00M70.00M68.00M73.00M102.00M196.00M157.00M139.00M164.00M
Interest Expense - Others 8.73M9.11M9.41M9.18M9.78M8.61M8.32M8.40M9.37M11.05M11.73M
Interest Expenses 193.19M184.11M176.58M175.41M187.79M188.99M181.24M175.81M167.67M167.06M166.92M164.58M158.22M158.32M157.76M156.77M137.63M136.69M133.44M133.72M131.16M134.39M138.04M139.12M136.15M136.52M137.14M95.94M94.04M97.67M99.83M104.20M111.31M117.33M119.40M134.03M153.38M175.64M195.64M204.85M216.06M218.64M208.45M196.57M157.00M136.00M118.00M105.00M100.00M97.00M98.00M97.00M114.00M183.00M302.00M479.00M598.00M630.00M707.00M
Interest Income - Net 206.91M217.59M226.36M254.47M294.58M294.20M286.19M304.99M303.25M301.94M294.97M300.26M288.41M296.66M284.95M290.00M275.18M299.88M294.23M297.32M284.15M283.49M289.03M283.68M292.77M285.10M279.41M327.87M325.57M318.42M315.52M294.92M287.77M276.34M270.97M270.30M263.95M249.51M247.24M241.32M237.69M235.91M242.07M244.47M266.00M282.00M308.00M318.00M331.00M318.00M322.00M332.00M359.00M326.00M379.00M555.00M900.00M882.00M740.00M
Non-interest income
Interest Income - Total 200.91M205.59M211.36M224.47M274.58M272.20M254.19M276.09M277.25M278.24M276.97M267.55M273.41M263.21M272.13M288.28M265.67M290.27M279.76M300.15M298.78M283.30M292.97M283.88M292.76M284.76M288.44M328.04M324.68M318.48M312.00M298.93M294.03M231.76M268.05M260.73M259.24M248.31M244.47M242.55M235.85M231.13M240.47M223.87M248.00M269.00M297.00M314.00M335.00M319.00M318.00M334.00M350.00M324.00M255.00M385.00M851.00M820.00M188.00M
Financial Services Fees 6.00M6.00M5.00M10.00M27.00M48.00M58.00M39.00M
Service Charges 9.29M9.28M9.68M11.82M13.96M14.09M13.40M13.13M11.90M12.14M11.54M9.29M9.76M9.43M9.43M9.73M8.77M9.96M9.80M9.65M8.89M9.43M9.19M9.07M8.39M8.78M8.77M7.92M7.92M8.64M8.19M7.86M8.15M7.97M7.78M7.33M
Investment Gain (Loss) 0.34M-0.01M22.44M9.99M18.74M6.73M1.14M0.72M0.14M0.51M-3.68M16.62M0.12M1.02M3.27M4.87M0.26M0.18M8.71M0.21M8.76M7.01M5.78M5.88M3.46M0.69M1.98M26.94M-0.08M1.01M-0.47M-0.30M-0.04M-1.18M6.99M0.49M0.28M-0.03M0.53M-1.00M-1.00M-1.00M
Investment Banking Income 0.11M0.18M0.25M9.93M7.56M18.26M73.77M37.78M15.90M92.10M30.92M24.17M40.01M52.96M66.53M33.72M25.88M17.09M5.84M2.08M3.78M4.92M6.61M8.76M21.46M19.39M16.07M14.35M7.59M4.71M5.79M82.03M0.10M0.04M0.14M-0.05M-0.01M-0.01M-0.02M-0.01M-0.03M-0.00M0.00M0.74M0.26M5.00M20.00M25.00M28.00M16.00M
Mortgage Banking 27.53M39.50M76.47M40.39M19.94M11.77M24.27M24.69M35.16M58.32M52.58M32.57M26.11M23.22M16.20M12.75M14.61M15.29M16.61M16.45M18.41M15.97M7.47M4.14M6.96M12.93M3.26M9.76M8.20M1.49M-0.11M
Trading Income 0.17M0.01M0.04M-2.22M0.04M0.49M0.28M0.24M0.53M1.00M-0.48M-1.00M-1.00M
Other Non-Interest Income 6.84M6.73M6.91M6.92M7.40M9.69M8.83M8.68M9.89M9.34M8.63M7.59M17.04M8.75M10.10M-6.02M13.19M9.41M8.21M10.98M9.88M20.65M11.58M33.87M17.82M19.27M13.89M10.22M11.24M9.33M10.83M10.87M14.96M9.13M-12.92M9.19M9.20M8.42M8.72M6.97M6.48M9.74M7.75M10.38M9.00M7.00M8.00M7.00M8.00M7.00M7.00M7.00M7.00M10.00M8.00M10.00M15.00M19.00M70.00M
Non-Interest Income 22.18M-17.71M15.07M138.10M55.04M72.52M107.10M103.26M58.61M58.89M58.07M59.76M62.00M98.20M81.66M55.49M75.55M53.74M50.72M38.81M37.23M52.59M41.29M70.48M52.23M61.90M37.59M35.24M37.37M40.59M32.37M32.17M50.44M108.93M25.34M22.86M22.71M22.92M23.07M24.79M17.60M24.39M17.23M16.90M15.00M14.00M15.00M14.00M16.00M15.00M16.00M14.00M18.00M17.00M198.00M2,098.00M302.00M160.00M127.00M
Operating Items
Amortization - Intangibles 5.69M5.48M5.41M6.24M7.89M7.88M7.82M7.67M7.38M7.14M6.09M5.45M5.16M4.92M4.86M4.71M4.42M4.18M4.12M3.06M2.32M2.08M2.02M1.87M1.58M1.34M1.28M0.85M0.61M0.54M0.40M0.15M0.03M0.02M5.00M17.00M37.00M36.00M36.00M
Wages, Salaries and Other 42.42M45.05M46.09M51.13M66.90M67.80M72.87M67.29M72.07M73.22M76.90M71.16M73.62M73.59M74.42M75.25M83.51M77.40M77.08M75.21M75.74M74.84M78.03M78.23M87.21M83.07M84.18M89.30M85.85M86.08M90.78M96.21M93.51M92.25M81.73M83.97M80.31M78.28M74.92M81.44M72.57M75.16M72.83M79.45M75.00M74.00M72.00M78.00M74.00M77.00M74.00M80.00M79.00M79.00M116.00M219.00M289.00M346.00M295.00M
Selling, General & Administrative 22.75M38.98M26.27M37.59M40.29M43.58M48.38M51.07M45.31M52.91M47.92M48.30M49.52M53.67M51.09M51.94M44.57M45.92M44.78M46.05M42.26M46.53M41.52M42.99M42.74M41.58M35.88M41.27M49.53M48.51M48.25M45.52M46.82M44.83M41.38M30.25M32.80M31.75M34.23M34.37M28.59M26.39M30.65M28.20M27.00M31.00M38.00M33.00M33.00M30.00M31.00M31.00M33.00M31.00M63.00M136.00M176.00M184.00M254.00M
Rent Expense 18.74M17.91M17.70M19.38M21.66M22.11M22.02M22.27M21.94M21.77M21.71M21.48M21.88M23.25M22.96M22.65M23.60M24.16M24.34M25.15M26.00M24.38M23.62M25.02M25.30M25.94M25.98M25.82M23.68M24.35M24.71M25.06M23.40M25.13M25.37M24.88M25.03M24.40M25.80M22.96M21.89M21.75M22.40M17.88M21.00M24.00M23.00M21.00M22.00M22.00M23.00M23.00M22.00M22.00M25.00M37.00M50.00M55.00M58.00M
Other Operating Expenses 48.11M50.52M51.51M57.37M74.79M75.68M80.69M74.97M79.45M80.36M82.99M76.61M78.78M78.51M79.27M79.96M87.93M81.58M81.20M78.27M78.06M76.92M80.05M80.11M88.79M84.41M85.46M91.36M87.70M88.83M97.65M96.36M93.54M92.27M81.73M83.97M80.31M78.28M74.92M81.44M72.57M75.16M72.83M79.45M75.00M74.00M72.00M78.00M84.00M83.00M81.00M87.00M83.00M83.00M181.00M303.00M435.00M473.00M-62.00M
Operating Expenses 89.60M107.40M95.48M114.33M136.75M141.37M151.09M148.31M146.70M155.04M152.62M146.39M150.18M155.43M153.32M154.55M156.10M151.66M150.33M149.47M146.32M147.84M145.19M148.11M156.84M151.93M147.31M158.45M160.91M161.69M170.60M166.94M163.76M162.23M148.48M139.11M138.14M134.43M134.95M138.77M123.05M123.30M125.88M125.52M123.00M129.00M133.00M132.00M139.00M135.00M135.00M141.00M138.00M136.00M269.00M476.00M661.00M712.00M250.00M
EBIT 326.68M264.58M307.53M423.64M380.68M392.33M391.44M406.85M356.83M349.14M349.34M345.50M343.46M364.31M358.23M346.00M322.76M329.04M313.61M323.21M320.85M322.45M327.11M345.37M324.30M331.26M315.86M300.77M295.18M295.06M273.60M268.36M292.01M295.78M264.30M278.50M297.18M312.43M328.23M333.41M346.45M350.85M340.28M311.82M297.00M290.00M297.00M301.00M312.00M296.00M297.00M304.00M344.00M388.00M486.00M2,486.00M1,090.00M898.00M-2110.00M
Non-operating items
Other Non Operating Income 5.72M4.34M0.29M10.78M2.44M0.27M159.00M2,001.00M141.00M-11.00M
Net income details
EBT 133.49M80.47M130.95M248.23M192.88M203.35M210.20M231.04M189.16M182.08M182.42M180.92M185.23M205.98M200.47M189.23M185.13M192.35M180.16M189.49M189.69M188.06M189.06M206.25M188.16M194.73M178.72M204.83M201.13M197.39M173.78M164.15M180.70M178.45M144.91M144.48M143.81M136.79M132.59M128.56M130.39M132.22M131.83M115.24M140.00M154.00M179.00M196.00M212.00M199.00M199.00M207.00M230.00M205.00M184.00M2,007.00M492.00M268.00M-2817.00M
Tax Provisions 44.80M24.02M32.38M107.93M68.73M71.92M74.59M81.21M65.98M62.62M62.67M63.27M66.98M74.77M71.67M66.38M66.45M69.83M65.96M69.33M74.44M69.37M68.81M75.05M68.90M71.03M64.03M74.92M74.67M72.09M60.04M60.20M65.45M67.98M8.39M37.92M36.45M30.02M30.85M30.99M33.15M33.17M30.70M14.91M35.00M38.00M-231.00M51.00M60.00M50.00M49.00M52.00M59.00M53.00M12.00M1.00M79.00M61.00M-112.00M
Profit After Tax 88.69M56.45M98.57M154.94M124.15M131.43M135.61M149.83M123.18M119.46M119.75M117.65M118.25M131.21M128.80M122.84M118.67M122.52M114.20M120.16M115.25M118.69M120.26M131.20M119.26M123.70M114.69M129.91M126.46M125.30M113.73M103.96M115.25M110.47M136.52M106.55M107.35M106.77M101.74M97.58M97.25M99.05M101.13M100.33M105.00M116.00M190.00M145.00M152.00M149.00M150.00M155.00M171.00M152.00M172.00M2,006.00M413.00M207.00M-2705.00M
Income from Continuing Operations 88.69M56.45M98.57M140.30M124.15M131.43M135.61M149.83M123.18M119.46M119.75M117.65M118.25M131.21M128.80M122.84M118.67M122.52M114.20M120.16M115.25M118.69M120.26M131.20M119.26M123.70M114.69M129.91M126.46M125.30M113.73M103.96M115.25M110.47M136.52M106.55M107.35M106.77M101.74M97.58M97.25M99.05M101.13M100.33M105.00M116.00M410.00M145.00M152.00M149.00M150.00M155.00M171.00M152.00M172.00M2,006.00M413.00M207.00M-2705.00M
Consolidated Net Income 88.69M56.45M98.57M140.30M124.15M131.43M135.61M149.83M123.18M119.46M119.75M117.65M118.25M131.21M128.80M122.84M118.67M122.52M114.20M120.16M115.25M118.69M120.26M131.20M119.26M123.70M114.69M129.91M126.46M125.30M113.73M103.96M115.25M110.47M136.52M106.55M107.35M106.77M101.74M97.58M97.25M99.05M101.13M100.33M105.00M116.00M410.00M145.00M152.00M149.00M150.00M155.00M171.00M152.00M172.00M2,006.00M413.00M207.00M-2705.00M
Income towards Parent Company 88.69M56.45M98.57M140.30M124.15M131.43M135.61M149.83M123.18M119.46M119.75M117.65M118.25M131.21M128.80M122.84M118.67M122.52M114.20M120.16M115.25M118.69M120.26M131.20M119.26M123.70M114.69M129.91M126.46M125.30M113.73M103.96M115.25M110.47M136.52M106.55M107.35M106.77M101.74M97.58M97.25M99.05M101.13M100.33M105.00M116.00M410.00M145.00M152.00M149.00M150.00M155.00M171.00M152.00M172.00M2,006.00M413.00M207.00M-2705.00M
Preferred Dividend Payments 8.21M8.21M8.21M8.21M8.21M8.21M8.21M8.21M8.21M8.38M8.21M8.00M9.00M8.00M8.00M8.00M9.00M8.00M8.00M8.00M8.00M8.00M8.00M8.00M8.00M8.00M
Net Income towards Common Stockholders 88.69M56.45M98.57M140.30M124.15M131.43M135.61M149.83M123.18M119.46M119.75M117.65M118.25M131.21M128.80M122.84M118.67M122.52M114.20M120.16M115.25M118.69M120.26M131.20M119.26M123.70M114.69M129.91M129.91M125.30M113.73M103.96M107.05M102.26M128.31M98.34M99.15M98.56M93.53M89.37M89.04M90.84M92.75M92.12M97.00M107.00M182.00M137.00M144.00M140.00M142.00M147.00M163.00M144.00M164.00M1,998.00M405.00M199.00M-2713.00M
Additional items
EPS (Basic) 0.260.160.280.430.290.300.310.340.280.270.270.270.270.300.290.270.270.280.260.280.260.270.270.290.270.280.260.270.260.260.230.210.220.210.260.200.200.200.190.190.190.190.200.200.210.230.390.290.300.300.300.310.340.310.302.880.550.27-3.78
EPS (Weighted Average and Diluted) 0.260.160.280.430.290.300.310.340.280.270.270.270.270.300.290.270.270.280.260.280.260.270.270.290.270.280.260.270.260.260.230.210.220.210.260.200.200.200.190.190.190.190.200.200.210.230.390.290.300.300.300.310.340.300.302.870.550.27-3.77
Shares Outstanding (Weighted Average) 115.07M115.07M119.42M144.41M145.15M145.18M145.20M145.67M145.78M145.81M145.80M146.22M146.38M146.37M146.37M146.78M146.95M146.96M146.96M147.39M147.55M147.55M147.55M147.91M148.09M148.11M162.12M162.34M162.36M162.35M162.82M163.02M163.02M163.02M163.40M163.46M163.45M163.45M155.78M155.78M155.79M155.78M154.65M154.65M154.64M154.63M155.23M155.02M155.01M155.01M155.66M155.68M155.38M155.38M227.63M240.71M240.83M
EBITDA 97.92M58.82M106.48M173.43M120.20M132.47M152.80M139.75M118.35M119.58M118.38M97.52M121.46M135.78M135.25M118.81M117.85M127.24M112.46M143.20M116.62M121.23M120.41M107.94M122.24M122.80M114.87M132.33M128.99M126.10M108.29M104.61M170.01M107.40M125.72M65.94M91.55M87.30M105.15M128.26M125.30M100.11M96.18M52.61M156.09M120.67M189.11M301.00M312.00M296.00M297.00M-44.00M2.00M3.00M154.00M1,997.00M400.00M54.00M-2509.00M
Tax Rate 33.56%29.85%24.73%43.48%35.63%35.37%35.49%35.15%34.88%34.39%34.35%34.97%36.16%36.30%35.75%35.08%35.90%36.30%36.61%36.59%39.24%36.89%36.39%36.39%36.62%36.48%35.83%36.58%37.13%36.52%34.55%36.67%36.22%38.10%5.79%26.25%25.35%21.95%23.27%24.10%25.42%25.09%23.28%12.94%25.00%24.68%26.02%28.30%25.13%24.62%25.12%25.65%25.85%6.52%0.05%16.06%22.76%3.98%