C & F Financial (CFFI) EBT Margin (2011 - 2026)
C & F Financial (CFFI) recorded EBT Margin of 26.60% in Q2 2026, up 0.12 percentage points from 26.48% a year earlier and up 3.58 percentage points from the prior quarter.
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Analysis
C & F Financial (CFFI) EBT Margin (2011 - 2026) Analysis & Trends
On a TTM basis, C & F Financial's EBT Margin came in at 24.25% as of Jun 30, 2026, up 1.89 percentage points year-over-year; for FY2025, it was 23.48%, up 4.53 percentage points from FY2024.
- Annual EBT Margin has a five-year change of +2.33 percentage points (FY2020 to FY2025).
- Across earlier years, EBT Margin came in at 18.96% in FY2024 (-3.95 pp), 22.91% in FY2023 (-7.23 pp), 30.13% in FY2022 (+1.96 pp) and 28.17% in FY2021 (+7.02 pp).
- The Q2 2026 figure is the highest quarterly EBT Margin since Q4 2022.
- On a year-over-year basis, EBT Margin rose in six of the last eight quarters, with an average year-over-year change of +2.62 percentage points.
- Peak year-over-year performance for EBT Margin in the last five years was a gain of 10.03 percentage points in Q4 2022, against a drop of 15.27 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 23.01% (Q1 2026), 22.55% (Q4 2025) and 24.51% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 35.57% |
| 10 | C & F Financial | 322.27 Mn | 8.11 Mn | - | 26.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.60% |
| Mar 31, 2026 | 23.01% |
| Dec 31, 2025 | 22.55% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 26.48% |
| Mar 31, 2025 | 20.02% |
| Dec 31, 2024 | 22.57% |
| Sep 30, 2024 | 19.93% |
| Jun 30, 2024 | 20.00% |
| Mar 31, 2024 | 13.05% |
| Dec 31, 2023 | 19.52% |
| Sep 30, 2023 | 23.15% |
| Jun 30, 2023 | 24.51% |
| Mar 31, 2023 | 24.39% |
| Dec 31, 2022 | 34.79% |
| Sep 30, 2022 | 26.94% |
| Jun 30, 2022 | 30.62% |
| Mar 31, 2022 | 26.91% |
| Dec 31, 2021 | 24.77% |
| Sep 30, 2021 | 30.12% |
API Access
C & F Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CFFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CFFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();