Bank Of The James Financial Income Statement (2010-2026)

Reported Financials

Bank Of The James Financial Quarterly Income Statement

Periods 65 quarters

Latest Jun 2026

Bank Of The James Financial reported revenue of $13.73M and net income of $3.24M for the quarter ended Jun 2026, up 11.4% year over year. This income statement covers 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Revenue & Cost
Interest income
Interest income - Loans	6.61M	6.44M	5.91M	6.17M	6.83M	7.27M	7.43M	7.84M	7.99M	8.13M	8.02M	8.35M	9.00M	9.13M	8.91M	9.34M	9.49M	9.52M	9.43M	9.74M
Interest Income - Debt Securities	0.01M	0.03M	0.02M	0.02M	0.03M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M	0.02M			0.06M	0.06M
Interest income - Investments	0.00M	0.03M	0.00M	0.03M	0.01M	0.03M	0.01M	0.03M	0.01M	0.03M	0.01M	0.04M	0.01M	0.04M	0.01M	0.04M	0.02M	0.04M	0.01M	0.03M
Interest Income - Deposits	0.01M	0.01M	0.01M	0.03M	0.10M	0.15M	0.15M	0.09M	0.13M	0.12M	0.13M	0.19M	0.30M	0.15M	0.12M	0.13M	0.15M	0.16M	0.10M	0.13M
Interest Income - Fed Funds	0.03M	0.04M	0.04M	0.16M	0.26M	0.26M	0.34M	0.45M	0.81M	0.86M	0.75M	0.83M	0.98M	1.06M	0.89M	0.72M	0.66M	0.76M	0.62M	0.41M
Other Interest Income	0.66M	0.73M	0.94M	1.19M	1.17M	1.22M	1.16M	1.15M	1.18M	1.38M	1.57M	1.51M	1.25M	1.25M	1.29M	1.39M	1.46M	1.55M	1.63M	1.91M
Interest Income - Total	7.32M	7.27M	6.92M	7.60M	8.40M	8.94M	9.10M	9.58M	10.14M	10.54M	10.51M	10.94M	11.56M	11.64M	11.23M	11.64M	11.77M	12.01M	11.85M	12.29M
Interest expenses
Interest Expense - Deposits	0.39M	0.36M	0.30M	0.26M	0.28M	0.45M	1.22M	2.04M	2.58M	2.95M	3.37M	3.65M	3.86M	3.75M	3.33M	3.20M	3.39M	3.31M	2.98M	2.89M
Interest Expense - Fed Funds
Interest Expense - Debt			0.11M	0.11M	0.12M	0.10M	0.13M	0.10M	0.10M	0.10M	0.09M	0.09M	0.08M	0.13M	0.09M	0.09M	0.07M	0.15M	0.12M	0.13M
Interest Expense - Others	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.11M	0.10M	0.10M	0.10M	0.10M	0.10M	0.11M	0.07M	0.10M	0.10M	0.02M	0.02M	0.01M	0.01M
Interest ExpensesInterest Expense	0.49M	0.47M	0.53M	0.47M	0.50M	0.65M	1.46M	2.24M	2.78M	3.15M	3.56M	3.84M	4.05M	3.95M	3.52M	3.39M	3.47M	3.47M	3.12M	3.03M
Net interest income
Interest Income - Net	6.82M	6.80M	6.39M	7.12M	7.90M	8.29M	7.64M	7.35M	7.36M	7.39M	6.95M	7.09M	7.51M	7.69M	7.72M	8.25M	8.30M	8.54M	8.73M	9.25M
Provision for Credit LossesProvisions		-0.50M	-0.30M	-0.30M	-0.30M		0.14M	-0.25M	-0.16M	0.10M	-0.55M	-0.12M	0.09M	-0.07M	0.14M	-0.53M	0.09M	0.27M	-0.15M	0.35M
Net Interest Income After ProvisionsNII After Provisions	6.82M	7.30M	6.69M	7.42M	8.20M	8.29M	7.50M	7.60M	7.53M	7.29M	7.50M	7.21M	7.42M	7.76M	7.58M	8.78M	8.21M	8.27M	8.88M	8.90M
Non-interest income
Service Charges
Investment Gain (Loss)			1.02M	0.96M	0.96M	-2.94M	1.01M	1.04M	1.05M	1.10M	1.16M	1.18M	1.24M	-0.02M	1.26M	1.30M	1.36M		1.41M	1.47M
Mortgage Banking
Gain (Loss) on Sale of LoansGain on Loan Sales	2.09M	2.09M	1.90M	1.30M	1.47M	0.58M	0.92M	1.15M	0.99M	0.87M	0.93M	1.27M	1.33M	0.97M	0.84M	1.59M	1.24M	1.19M	1.20M	1.53M
Bank-Owned Life Insurance IncomeBOLI Income	0.12M	0.12M	0.11M	0.11M	0.11M	0.11M	0.13M	0.13M	0.14M	0.14M	0.16M	0.18M	0.19M	0.19M	0.19M	0.19M	0.20M	0.20M	0.21M	0.21M
Other Non-Interest Income	0.61M	0.70M	0.60M	0.66M	1.31M	4.97M	0.98M	1.12M	1.02M	1.06M	1.06M	1.56M	1.06M	2.68M	1.00M	1.00M	1.37M	2.94M	1.14M	1.27M
Non-Interest Income - Total	2.82M	2.90M	3.63M	3.03M	3.85M	2.73M	3.04M	3.44M	3.20M	3.18M	3.31M	4.19M	3.82M	3.82M	3.28M	4.08M	4.17M	4.33M	3.96M	4.48M
Revenue	9.64M	9.70M	10.02M	10.16M	11.75M	11.01M	10.69M	10.79M	10.57M	10.57M	10.26M	11.28M	11.33M	11.50M	11.00M	12.33M	12.47M	12.86M	12.70M	13.73M
Operating Items
Wages, Salaries and OtherWages	4.09M	4.48M	3.99M	4.53M	4.53M	4.63M	4.27M	4.35M	4.68M	5.02M	4.45M	4.89M	4.92M	5.04M	4.78M	5.36M	5.52M	5.31M	5.50M	5.51M
Occupancy ExpenseOccupancy	0.44M	0.40M	0.47M	0.43M	0.45M	0.47M	0.47M	0.46M	0.46M	0.43M	0.49M	0.49M	0.51M	0.47M	0.57M	0.50M	0.52M	0.55M	0.61M	0.52M
Equipment Expense	0.63M	0.64M	0.61M	0.62M	0.65M	0.68M	0.68M	0.64M	0.50M	0.60M	0.61M	0.63M	0.64M	0.62M	0.67M	0.65M	0.70M	0.74M	0.75M	0.71M
Technology and CommunicationsTechnology							0.69M	0.72M	0.69M	0.70M	0.75M	0.75M	0.79M	0.71M	0.82M	0.78M	0.38M	0.50M	0.48M	0.52M
Professional Fees								0.69M	0.68M			0.70M	0.72M			0.82M
Marketing and AdvertisingMarketing	0.21M	0.21M	0.19M	0.25M	0.22M	0.26M	0.19M	0.29M	0.20M	0.24M	0.03M	0.23M	0.22M	0.29M	0.20M	0.24M	0.25M	0.18M	0.19M	0.26M
FDIC Insurance	0.14M	0.12M	0.13M	0.13M	0.12M	0.12M	0.10M	0.09M	0.13M	0.10M	0.11M	0.13M	0.09M	0.11M	0.14M	0.12M	0.13M	0.12M	0.14M	0.12M
Amortization - Intangibles			0.14M	0.14M	0.14M	0.14M	0.14M	0.23M	0.05M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M	0.14M
Other Non-Interest ExpenseOther Non-Int. Exp.	1.80M	2.05M	2.12M	1.49M	2.78M	2.32M	1.53M	0.41M	0.75M	1.19M	1.51M	0.79M	0.74M	2.13M	2.51M	0.85M	1.52M	1.56M	1.57M	1.54M
Operating ExpensesOpex	7.30M	7.91M	7.65M	7.59M	8.88M	8.62M	8.08M	7.88M	8.14M	8.42M	8.09M	8.74M	8.78M	9.50M	9.83M	9.46M	9.16M	9.11M	9.37M	9.31M
Net income details
EBT	2.35M	2.29M	2.67M	2.87M	3.18M	2.40M	2.47M	3.17M	2.59M	2.05M	2.72M	2.67M	2.46M	2.07M	1.04M	3.40M	3.22M	3.49M	3.48M	4.07M
Tax ProvisionsTaxes	0.47M	0.43M	0.53M	0.57M	0.60M	0.44M	0.49M	0.63M	0.51M	-0.06M	0.54M	0.52M	0.47M	0.45M	0.20M	0.69M	0.47M	0.77M	0.71M	0.83M
Profit After TaxPAT	1.88M	1.86M	2.14M	2.29M	2.57M	1.95M	1.98M	2.53M	2.08M	2.11M	2.19M	2.15M	1.99M	1.62M	0.84M	2.70M	2.75M	2.72M	2.77M	3.24M
Income from Continuing OperationsIncome (Continuing)	1.88M	1.86M	2.14M	2.29M	2.57M	1.95M	1.98M	2.53M	2.08M	2.11M	2.19M	2.15M	1.99M	1.62M	0.84M	2.70M	2.75M	2.72M	2.77M	3.24M
Consolidated Net IncomeConsol Net Inc.	1.88M	1.86M	2.14M	2.29M	2.57M	1.95M	1.98M	2.53M	2.08M	2.11M	2.19M	2.15M	1.99M	1.62M	0.84M	2.70M	2.75M	2.72M	2.77M	3.24M
Income towards Parent CompanyParent Net Inc	1.88M	1.86M	2.14M	2.29M	2.57M	1.95M	1.98M	2.53M	2.08M	2.11M	2.19M	2.15M	1.99M	1.62M	0.84M	2.70M	2.75M	2.72M	2.77M	3.24M
Net Income towards Common StockholdersNet Income	1.88M	1.86M	2.14M	2.29M	2.57M	1.95M	1.98M	2.53M	2.08M	2.11M	2.19M	2.15M	1.99M	1.62M	0.84M	2.70M	2.75M	2.72M	2.77M	3.24M
Additional items
EPS (Basic)	0.40	0.39	0.45	0.48	0.55	0.42	0.43	0.56	0.46	0.46	0.48	0.47	0.44	0.36	0.19	0.60	0.61	0.60	0.61	0.71
EPS (Diluted)	0.40	0.39	0.45	0.48	0.55	0.42	0.43	0.56	0.46	0.46	0.48	0.47	0.44	0.36	0.19	0.60	0.61	0.60	0.61	0.71
Weighted Average Shares OutstandingWtd. Avg. Shares	4.74M	4.75M	4.74M	4.74M	4.68M	4.70M	4.62M	4.55M	4.54M	4.56M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)	4.74M	4.75M	4.74M	4.74M	4.68M	4.70M	4.62M	4.55M	4.54M	4.56M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M
Shares Outstanding (Entity)Shares Outstanding (Entity.)	4.74M	4.74M	4.74M	4.74M	4.63M	4.63M	4.56M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M	4.54M

Bank Of The James Financial BOTJ Income Statement (2010-2026)

Bank Of The James Financial Quarterly Income Statement

Bank Of The James Financial Income Statement API

Bank Of The James Financial BOTJ Income Statement (2010-2026)

Bank Of The James Financial Quarterly Income Statement

Bank Of The James Financial Income Statement API

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