Bank Of The James Financial (BOTJ) Provision for Credit Losses (2009 - 2026)
Bank Of The James Financial (BOTJ) recorded Provision for Credit Losses of $350,000 in Q2 2026, compared with -$528,000 a year earlier.
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Analysis
Bank Of The James Financial (BOTJ) Provision for Credit Losses (2009 - 2026) Analysis & Trends
On a TTM basis, Bank Of The James Financial's Provision for Credit Losses came in at $561,000 as of Jun 30, 2026; for FY2025, it came in at -$35,000.
- Across earlier years, Provision for Credit Losses came in at -$655,000 in FY2024, -$179,000 in FY2023, -$900,000 in FY2022 and -$500,000 in FY2021.
- The Q2 2026 figure is the highest quarterly Provision for Credit Losses since Q3 2020.
- Per Business Quant, the preceding three quarters came in at -$146,000 (Q1 2026), $266,000 (Q4 2025) and $91,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Bank Of The James Financial | 116.63 Mn | 116.63 Mn | - | 35,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 35,000.00 |
| Jun 30, 2026 | 350,000.00 |
| Mar 31, 2026 | -146,000.00 |
| Dec 31, 2025 | 266,000.00 |
| Sep 30, 2025 | 91,000.00 |
| Jun 30, 2025 | -528,000.00 |
| Mar 31, 2025 | 137,000.00 |
| Dec 31, 2024 | -71,000.00 |
| Sep 30, 2024 | 92,000.00 |
| Jun 30, 2024 | -123,000.00 |
| Mar 31, 2024 | -553,000.00 |
| Dec 31, 2023 | 99,000.00 |
| Sep 30, 2023 | -164,000.00 |
| Jun 30, 2023 | -254,000.00 |
| Mar 31, 2023 | 140,000.00 |
| Sep 30, 2022 | -300,000.00 |
| Jun 30, 2022 | -300,000.00 |
| Mar 31, 2022 | -300,000.00 |
| Dec 31, 2021 | -500,000.00 |
| Dec 31, 2020 | 200,000.00 |
API Access
Bank Of The James Financial Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BOTJ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "BOTJ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BOTJ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();