Enact Holdings reported a gross margin of 89.52% and a net margin of 55.10% for the quarter ended Jun 2026. These financial ratios cover 24 quarters of results from Sep 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||
| Gross Margin | 87.83% | 97.81% | 96.13% | 77.49% | 85.35% | 106.54% | 96.09% | 98.53% | 94.03% | 91.77% | 93.31% | 94.37% | 96.07% | 92.11% | 90.04% | 91.71% | 88.48% | 94.30% | 88.09% | 89.52% | ||||
| EBT Margin | 62.29% | 71.42% | 77.86% | 95.37% | 88.94% | 66.03% | 79.92% | 77.16% | 71.26% | 67.44% | 70.62% | 78.58% | 74.12% | 68.88% | 68.92% | 70.35% | 67.37% | 71.34% | 68.38% | 69.32% | ||||
| EBIT Margin | 12.84% | 12.92% | 13.04% | 13.08% | 14.36% | 16.22% | 16.14% | 18.35% | 18.38% | 18.96% | 19.59% | 20.00% | 19.72% | 20.75% | 20.55% | 21.61% | 22.03% | 21.94% | 22.72% | 23.07% | ||||
| EBITDA Margin | 12.84% | 12.92% | 13.04% | 13.08% | 14.36% | 16.22% | 16.14% | 18.35% | 18.38% | 18.96% | 19.59% | 20.00% | 19.72% | 20.75% | 20.55% | 21.61% | 22.03% | 21.94% | 22.72% | 23.07% | ||||
| Operating Margin | 12.84% | 12.92% | 13.04% | 13.08% | 14.36% | 16.22% | 16.14% | 18.35% | 18.38% | 18.96% | 19.59% | 20.00% | 19.72% | 20.75% | 20.55% | 21.61% | 22.03% | 21.94% | 22.72% | 23.07% | ||||
| Net Margin | 48.95% | 56.27% | 61.07% | 74.85% | 69.43% | 51.95% | 62.64% | 60.54% | 54.91% | 53.11% | 55.21% | 61.46% | 58.36% | 53.93% | 54.04% | 55.04% | 52.49% | 56.65% | 53.76% | 55.10% | ||||
| FCF Margin | 52.79% | 59.02% | 59.66% | 51.52% | 36.47% | 57.23% | 42.48% | 60.48% | 51.77% | 64.17% | 64.24% | 48.42% | 60.77% | 55.05% | 73.91% | 39.20% | 61.65% | 59.57% | 71.79% | 37.35% | ||||
| Efficiency | ||||||||||||||||||||||||
| Assets AverageAssets Avg. | 5,928.54M | 5,829.09M | 5,776.42M | 5,741.64M | 5,715.99M | 5,775.69M | 5,883.05M | 5,962.27M | 6,095.58M | 6,247.08M | 6,326.53M | 6,473.21M | 6,559.29M | 6,621.53M | 6,747.50M | 6,824.96M | 6,884.95M | 6,927.73M | 6,959.07M | |||||
| Invested CapitalInvested Cap. | 4,941.22M | 4,845.94M | 4,789.59M | 4,822.10M | 4,859.20M | 4,843.74M | 5,040.08M | 5,120.00M | 5,201.96M | 5,377.76M | 5,459.85M | 5,568.20M | 5,778.95M | 5,739.15M | 5,862.81M | 5,966.88M | 6,061.40M | 6,099.66M | 6,088.40M | 6,140.77M | ||||
| Asset Utilization RatioAsset Util. | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | |||||
| Leverage & Solvency | ||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 37.97 | 39.47 | 40.54 | 41.79 | 47.35 | 51.43 | 52.24 | 56.95 | 59.47 | 4.34 | 4.41 | 4.38 | 4.97 | 5.11 | 5.13 | 5.36 | 5.32 | 5.51 | 5.73 | 5.86 | ||||
| Debt Ratio | 0.12 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.12 | 0.12 | 0.12 | 0.12 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | ||||
| Times Interest Earned | 37.97 | 39.47 | 40.54 | 41.79 | 47.35 | 51.43 | 52.24 | 56.95 | 59.47 | 4.34 | 4.41 | 4.38 | 4.97 | 5.11 | 5.13 | 5.36 | 5.32 | 5.51 | 5.73 | 5.86 | ||||
| Dividends & Payouts | ||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 0.77 | 8.98 | 8.38 | 0.70 | 7.73 | 6.54 | 6.41 | 1.13 | 6.32 | 6.32 | 6.28 | 5.73 | 5.90 | 5.33 | 5.28 | 5.85 | 5.64 | 5.22 | ||||||
| FCF Payout RatioFCF Cover | 1.24 | 0.16 | 0.23 | 1.30 | 0.19 | 0.15 | 0.17 | 0.73 | 0.14 | 0.20 | 0.15 | 0.17 | 0.12 | 0.26 | 0.16 | 0.16 | 0.13 | 0.28 | ||||||
| Dividend YieldDiv. Yield | 5.95% | 0.65% | 0.63% | 5.23% | 0.61% | 0.64% | 0.59% | 3.02% | 0.52% | 0.61% | 0.51% | 0.58% | 0.54% | 0.57% | 0.55% | 0.54% | 0.52% | 0.53% | ||||||
| Payout Ratio | 1.30 | 0.11 | 0.12 | 1.43 | 0.13 | 0.15 | 0.16 | 0.88 | 0.16 | 0.16 | 0.16 | 0.17 | 0.17 | 0.19 | 0.19 | 0.17 | 0.18 | 0.19 | ||||||
| Valuation | ||||||||||||||||||||||||
| Price to EarningsP/E | 26.03 | 21.92 | 22.01 | 17.08 | 18.90 | 27.30 | 21.03 | 23.97 | 26.53 | 29.26 | 30.54 | 26.06 | 31.06 | 30.31 | 31.60 | 32.85 | 34.14 | 31.82 | 34.13 | 36.11 | ||||
| Price to SalesP/S | 12.74 | 12.34 | 13.44 | 12.79 | 13.12 | 14.18 | 13.18 | 14.51 | 14.57 | 15.54 | 16.86 | 16.02 | 18.12 | 16.34 | 17.08 | 18.08 | 17.92 | 18.03 | 18.35 | 19.90 | ||||
| Price to BookP/B | 0.85 | 0.82 | 0.89 | 0.86 | 0.88 | 0.96 | 0.86 | 0.92 | 0.98 | 0.99 | 1.04 | 0.99 | 1.11 | 0.99 | 1.02 | 1.06 | 1.05 | 1.05 | 1.07 | 1.17 | ||||
| Enterprise Value | 3,107.00M | 2,940.10M | 3,183.05M | 2,913.90M | 3,072.02M | 3,409.41M | 3,078.10M | 3,324.42M | 3,660.50M | 3,967.55M | 4,292.92M | 4,075.02M | 4,936.26M | 4,329.26M | 4,600.12M | 4,896.53M | 5,035.42M | 5,054.67M | 5,176.32M | 5,816.44M | ||||
| EV to EBIT | 86.32 | 83.42 | 90.57 | 81.45 | 77.79 | 75.94 | 67.89 | 65.29 | 66.61 | 70.65 | 75.17 | 68.17 | 80.85 | 69.13 | 72.97 | 74.32 | 73.39 | 73.66 | 73.00 | 79.45 | ||||
| EV to EBITDA | 86.32 | 83.42 | 90.57 | 81.45 | 77.79 | 75.94 | 67.89 | 65.29 | 66.61 | 70.65 | 75.17 | 68.17 | 80.85 | 69.13 | 72.97 | 74.32 | 73.39 | 73.66 | 73.00 | 79.45 | ||||
| Market Capitalization | 3,571.08M | 3,365.92M | 3,623.21M | 3,497.85M | 3,610.23M | 3,926.23M | 3,701.90M | 4,026.68M | 4,356.66M | 4,603.45M | 4,917.21M | 4,786.36M | 5,611.17M | 4,932.06M | 5,239.08M | 5,512.50M | 5,581.00M | 5,637.16M | 5,725.36M | 6,314.01M | ||||
| Price to FCFP/FCF | 24.13 | 20.90 | 22.53 | 24.82 | 35.98 | 24.78 | 31.02 | 23.99 | 28.14 | 24.22 | 26.25 | 33.08 | 29.83 | 29.69 | 23.11 | 46.12 | 29.07 | 30.26 | 25.56 | 53.28 | ||||
| EV to FCF | 21.00 | 18.26 | 19.79 | 20.68 | 30.62 | 21.52 | 25.79 | 19.81 | 23.65 | 20.88 | 22.92 | 28.16 | 26.24 | 26.06 | 20.29 | 40.97 | 26.22 | 27.14 | 23.10 | 49.08 | ||||
| EV to CFO | 21.00 | 18.26 | 19.79 | 20.68 | 30.62 | 21.52 | 25.79 | 19.81 | 23.65 | 20.88 | 22.92 | 28.16 | 26.24 | 26.06 | 20.29 | 40.97 | 26.22 | 27.14 | 23.10 | 49.08 | ||||
| Return Ratios | ||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 12.84% | 12.92% | 13.04% | 13.08% | 14.36% | 16.22% | 16.14% | 18.35% | 18.38% | 18.96% | 19.59% | 20.00% | 19.72% | 20.75% | 20.55% | 21.61% | 22.03% | 21.94% | 22.72% | 23.07% | ||||
| Return on Invested Capital [ROIC]ROIC | 2.27% | 2.30% | 2.32% | 2.36% | 2.51% | 2.63% | 2.79% | 2.97% | 3.06% | 3.16% | 3.23% | 3.24% | 3.27% | 3.33% | 3.35% | 3.38% | 3.44% | 3.53% | 3.63% | |||||
| Return on Assets [ROA]ROA | 9.22% | 10.06% | 11.43% | 12.43% | 12.32% | 12.39% | 11.54% | 10.94% | 10.92% | 10.41% | 10.53% | 10.55% | 10.49% | 10.46% | 10.03% | 9.67% | 9.79% | 9.76% | 9.82% |