Yiren Digital (YRD) Retained Earnings (2015 - 2026)

Yiren Digital's (YRD) quarterly Retained Earnings came in at -$2.5 million in Q1 2026, down 144.67% YoY from $5.6 million in Q1 2025, and down 609.54% on a QoQ basis from -$354878.4 in Q4 2025.

Yiren Digital (YRD) Retained Earnings (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has 12 years of Retained Earnings data on file, last reported at -$2.5 million in Q1 2026.

  • Quarterly Retained Earnings fell 144.67% year-over-year to -$2.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$2.5 million (down 144.67% YoY) and the FY2025 annual result came in at -$360000.0, down 103.31% from the prior year.
  • Retained Earnings fell to -$2.5 million in Q1 2026, from -$354878.4 in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $725.6 million in Q4 2022 to a low of -$2.5 million in Q1 2026.
  • A 5-year average of $49.2 million and a median of $3.4 million in 2023 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings jumped 1971.94% — and 2026, when it plunged 144.67%.
  • Tracing YRD's Retained Earnings over 5 years: stood at $725.6 million in 2022, then slumped by 99.55% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then plunged by 103.22% to -$354878.4 in 2025, then plunged by 609.54% to -$2.5 million in 2026.
  • The last three Retained Earnings figures came in at -$2.5 million (Q1 2026), -$354878.4 (Q4 2025), and $9.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Yiren Digital 211.69 Mn -215.74 Mn - -2.52 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.52 Mn
Dec 31, 2025 -354,878.38
Sep 30, 2025 9.92 Mn
Jun 30, 2025 5.89 Mn
Mar 31, 2025 5.64 Mn
Dec 31, 2024 11.04 Mn
Sep 30, 2024 3.02 Mn
Jun 30, 2024 6.58 Mn
Mar 31, 2024 9.23 Mn
Dec 31, 2023 3.29 Mn
Sep 30, 2023 3.55 Mn
Jun 30, 2023 3.28 Mn
Mar 31, 2023 1.25 Mn
Dec 31, 2022 725.63 Mn
Sep 30, 2022 1.06 Mn
Jun 30, 2022 712,000.00
Dec 31, 2021 -38.76 Mn
Sep 30, 2021 2.24 Mn
Jun 30, 2021 2.50 Mn
Mar 31, 2021 2.54 Mn