Yiren Digital (YRD) Retained Earnings (2015 - 2026)
Yiren Digital's (YRD) quarterly Retained Earnings came in at $760.1 million in Q1 2026, up 6.04% on a YoY basis from $716.8 million in Q1 2025, and up 2.89% quarter-over-quarter from $738.7 million in Q4 2025.
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Yiren Digital (YRD) Retained Earnings (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Retained Earnings for 12 consecutive years, with $760.1 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 6.04% year-over-year to $760.1 million; the trailing twelve-month figure through Mar 2026 stood at $760.1 million (up 6.04% YoY), and the FY2025 full-year result was $749.2 million, up 5.2% from the prior year.
- Retained Earnings grew to $760.1 million in Q1 2026 per YRD's latest filing, from $738.7 million in the prior quarter.
- Across five years, Retained Earnings topped out at $762.5 million in Q2 2022 and bottomed at $708.6 million in Q3 2023.
- Historically, Retained Earnings has averaged $729.7 million across 5 years, with a median of $725.4 million in 2022.
- The sharpest annual moves came in 2022 and 2026: Retained Earnings decreased 9.04% in 2022, then advanced 6.04% in 2026.
- Over 5 years, Retained Earnings stood at $725.6 million in 2022, then fell by 1.02% to $718.2 million in 2023, then grew by 0.76% to $723.7 million in 2024, then increased by 2.08% to $738.7 million in 2025, then increased by 2.89% to $760.1 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered $760.1 million, $738.7 million, and $734.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.97 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 6.65 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 1.83 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.08 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.04 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.20 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.78 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 739.40 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 760.06 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 760.06 Mn |
| Dec 31, 2025 | 738.74 Mn |
| Sep 30, 2025 | 734.61 Mn |
| Jun 30, 2025 | 727.36 Mn |
| Mar 31, 2025 | 716.80 Mn |
| Dec 31, 2024 | 723.71 Mn |
| Sep 30, 2024 | 740.75 Mn |
| Jun 30, 2024 | 712.19 Mn |
| Mar 31, 2024 | 716.44 Mn |
| Dec 31, 2023 | 718.22 Mn |
| Sep 30, 2023 | 708.58 Mn |
| Jun 30, 2023 | 712.79 Mn |
| Mar 31, 2023 | 751.95 Mn |
| Dec 31, 2022 | 725.63 Mn |
| Sep 30, 2022 | 725.20 Mn |
| Jun 30, 2022 | 762.47 Mn |
| Dec 31, 2021 | 797.76 Mn |
| Sep 30, 2021 | 791.04 Mn |
| Jun 30, 2021 | 784.50 Mn |
| Mar 31, 2021 | 772.14 Mn |
API Access
Yiren Digital Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();