Yiren Digital (YRD) Retained Earnings (2015 - 2026)

Yiren Digital (YRD) posted Retained Earnings of -$2.5 million for Q1 2026, down 609.54% quarter-over-quarter from -$354878.4 in Q4 2025, and down 144.67% year-on-year from $5.6 million in Q1 2025.

Yiren Digital (YRD) Retained Earnings (2015 - 2026) Analysis & Trends

Yiren Digital (YRD) has reported Retained Earnings for 12 consecutive years, with -$2.5 million the latest figure, recorded in Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$2.5 million, down 144.67% year-over-year; the trailing twelve-month figure through Mar 2026 was -$2.5 million (down 144.67% YoY), and the FY2025 annual result was $601.4 million, up 5437.63% from the prior year.
  • Retained Earnings was -$2.5 million for Q1 2026 at Yiren Digital, down from -$354878.4 in the prior quarter.
  • Over five years, Retained Earnings peaked at $11.0 million in Q4 2024 and troughed at -$2.5 million in Q1 2026.
  • Average Retained Earnings over 5 years is $3.9 million, with a median of $3.3 million recorded in 2023.
  • Year-over-year, Retained Earnings jumped 638.13% in 2024 and slumped 144.67% in 2026.
  • Over 5 years, Retained Earnings stood at $1.1 million in 2022, then surged by 201.09% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then tumbled by 103.22% to -$354878.4 in 2025, then tumbled by 609.54% to -$2.5 million in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were -$2.5 million in Q1 2026, -$354878.4 in Q4 2025, and $9.9 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -2.52 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.52 Mn
Dec 31, 2025 -354,878.38
Sep 30, 2025 9.92 Mn
Jun 30, 2025 5.89 Mn
Mar 31, 2025 5.64 Mn
Dec 31, 2024 11.04 Mn
Sep 30, 2024 3.02 Mn
Jun 30, 2024 6.58 Mn
Mar 31, 2024 9.23 Mn
Dec 31, 2023 3.29 Mn
Sep 30, 2023 3.55 Mn
Jun 30, 2023 3.28 Mn
Mar 31, 2023 1.25 Mn
Dec 31, 2022 1.09 Mn
Sep 30, 2022 1.06 Mn
Jun 30, 2022 712,000.00
Dec 31, 2021 -38.76 Mn
Sep 30, 2021 2.24 Mn
Jun 30, 2021 2.50 Mn
Mar 31, 2021 2.54 Mn