Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) Retained Earnings (2014 - 2026)

Yiren Digital's (YRD) quarterly Retained Earnings came in at -$2.5 million in Q1 2026, down 144.67% YoY from $5.6 million in Q1 2025, and down 609.54% on a QoQ basis from -$354878.4 in Q4 2025.

Analysis

Yiren Digital (YRD) Retained Earnings (2014 - 2026) Analysis & Trends

Yiren Digital (YRD) has 12 years of Retained Earnings data on file, last reported at -$2.5 million in Q1 2026.

  • Quarterly Retained Earnings fell 144.67% year-over-year to -$2.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$2.5 million (down 144.67% YoY) and the FY2025 annual result came in at -$360000.0, down 103.31% from the prior year.
  • Retained Earnings fell to -$2.5 million in Q1 2026, from -$354878.4 in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $725.6 million in Q4 2022 to a low of -$2.5 million in Q1 2026.
  • A 5-year average of $49.2 million and a median of $3.4 million in 2023 frame the typical range for Retained Earnings.
  • Annual changes were most pronounced in 2022 — Retained Earnings jumped 1971.94% — and 2026, when it plunged 144.67%.
  • Tracing YRD's Retained Earnings over 5 years: stood at $725.6 million in 2022, then slumped by 99.55% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then plunged by 103.22% to -$354878.4 in 2025, then plunged by 609.54% to -$2.5 million in 2026.
  • The last three Retained Earnings figures came in at -$2.5 million (Q1 2026), -$354878.4 (Q4 2025), and $9.9 million (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 22.17 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 91.77 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 69.25 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 34.43 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 6.65 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 25.97 Bn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 11.59 Bn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn -2.71 Bn
10 Yiren Digital 91.71 Mn -409,507.94 Bn - 760.06 Mn
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 760.06 Mn
Dec 31, 2025 738.74 Mn
Sep 30, 2025 734.61 Mn
Jun 30, 2025 727.36 Mn
Mar 31, 2025 716.80 Mn
Dec 31, 2024 723.71 Mn
Sep 30, 2024 740.75 Mn
Jun 30, 2024 712.19 Mn
Mar 31, 2024 716.44 Mn
Dec 31, 2023 718.22 Mn
Sep 30, 2023 708.58 Mn
Jun 30, 2023 712.79 Mn
Mar 31, 2023 751.95 Mn
Dec 31, 2022 725.63 Mn
Sep 30, 2022 725.20 Mn
Jun 30, 2022 762.47 Mn
Dec 31, 2021 797.76 Mn
Sep 30, 2021 791.04 Mn
Jun 30, 2021 784.50 Mn
Mar 31, 2021 772.14 Mn