Yiren Digital (YRD) Retained Earnings (2014 - 2026)
Yiren Digital's (YRD) quarterly Retained Earnings came in at -$2.5 million in Q1 2026, down 144.67% YoY from $5.6 million in Q1 2025, and down 609.54% on a QoQ basis from -$354878.4 in Q4 2025.
Analysis
Yiren Digital (YRD) Retained Earnings (2014 - 2026) Analysis & Trends
Yiren Digital (YRD) has 12 years of Retained Earnings data on file, last reported at -$2.5 million in Q1 2026.
- Quarterly Retained Earnings fell 144.67% year-over-year to -$2.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$2.5 million (down 144.67% YoY) and the FY2025 annual result came in at -$360000.0, down 103.31% from the prior year.
- Retained Earnings fell to -$2.5 million in Q1 2026, from -$354878.4 in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $725.6 million in Q4 2022 to a low of -$2.5 million in Q1 2026.
- A 5-year average of $49.2 million and a median of $3.4 million in 2023 frame the typical range for Retained Earnings.
- Annual changes were most pronounced in 2022 — Retained Earnings jumped 1971.94% — and 2026, when it plunged 144.67%.
- Tracing YRD's Retained Earnings over 5 years: stood at $725.6 million in 2022, then slumped by 99.55% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then plunged by 103.22% to -$354878.4 in 2025, then plunged by 609.54% to -$2.5 million in 2026.
- The last three Retained Earnings figures came in at -$2.5 million (Q1 2026), -$354878.4 (Q4 2025), and $9.9 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 22.17 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 91.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 34.43 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 6.65 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.97 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 11.59 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | -2.71 Bn |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | 760.06 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 760.06 Mn |
| Dec 31, 2025 | 738.74 Mn |
| Sep 30, 2025 | 734.61 Mn |
| Jun 30, 2025 | 727.36 Mn |
| Mar 31, 2025 | 716.80 Mn |
| Dec 31, 2024 | 723.71 Mn |
| Sep 30, 2024 | 740.75 Mn |
| Jun 30, 2024 | 712.19 Mn |
| Mar 31, 2024 | 716.44 Mn |
| Dec 31, 2023 | 718.22 Mn |
| Sep 30, 2023 | 708.58 Mn |
| Jun 30, 2023 | 712.79 Mn |
| Mar 31, 2023 | 751.95 Mn |
| Dec 31, 2022 | 725.63 Mn |
| Sep 30, 2022 | 725.20 Mn |
| Jun 30, 2022 | 762.47 Mn |
| Dec 31, 2021 | 797.76 Mn |
| Sep 30, 2021 | 791.04 Mn |
| Jun 30, 2021 | 784.50 Mn |
| Mar 31, 2021 | 772.14 Mn |