Yiren Digital (YRD) Retained Earnings (2015 - 2026)
Yiren Digital (YRD) posted Retained Earnings of -$2.5 million for Q1 2026, down 609.54% quarter-over-quarter from -$354878.4 in Q4 2025, and down 144.67% year-on-year from $5.6 million in Q1 2025.
Yiren Digital (YRD) Retained Earnings (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Retained Earnings for 12 consecutive years, with -$2.5 million the latest figure, recorded in Q1 2026.
- Retained Earnings for Q1 2026 came in at -$2.5 million, down 144.67% year-over-year; the trailing twelve-month figure through Mar 2026 was -$2.5 million (down 144.67% YoY), and the FY2025 annual result was $601.4 million, up 5437.63% from the prior year.
- Retained Earnings was -$2.5 million for Q1 2026 at Yiren Digital, down from -$354878.4 in the prior quarter.
- Over five years, Retained Earnings peaked at $11.0 million in Q4 2024 and troughed at -$2.5 million in Q1 2026.
- Average Retained Earnings over 5 years is $3.9 million, with a median of $3.3 million recorded in 2023.
- Year-over-year, Retained Earnings jumped 638.13% in 2024 and slumped 144.67% in 2026.
- Over 5 years, Retained Earnings stood at $1.1 million in 2022, then surged by 201.09% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then tumbled by 103.22% to -$354878.4 in 2025, then tumbled by 609.54% to -$2.5 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were -$2.5 million in Q1 2026, -$354878.4 in Q4 2025, and $9.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 13.12 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | -928.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 26.09 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 33.45 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | -23.59 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -2.74 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | -2.77 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.12 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 1.84 Mn |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | -2.52 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.52 Mn |
| Dec 31, 2025 | -354,878.38 |
| Sep 30, 2025 | 9.92 Mn |
| Jun 30, 2025 | 5.89 Mn |
| Mar 31, 2025 | 5.64 Mn |
| Dec 31, 2024 | 11.04 Mn |
| Sep 30, 2024 | 3.02 Mn |
| Jun 30, 2024 | 6.58 Mn |
| Mar 31, 2024 | 9.23 Mn |
| Dec 31, 2023 | 3.29 Mn |
| Sep 30, 2023 | 3.55 Mn |
| Jun 30, 2023 | 3.28 Mn |
| Mar 31, 2023 | 1.25 Mn |
| Dec 31, 2022 | 1.09 Mn |
| Sep 30, 2022 | 1.06 Mn |
| Jun 30, 2022 | 712,000.00 |
| Dec 31, 2021 | -38.76 Mn |
| Sep 30, 2021 | 2.24 Mn |
| Jun 30, 2021 | 2.50 Mn |
| Mar 31, 2021 | 2.54 Mn |