Yiren Digital (YRD) Retained Earnings (2015 - 2025)

Yiren Digital (YRD) reported Retained Earnings of -$354878.4 for Q4 2025, down 103.22% on a YoY basis from $11.0 million in Q4 2024, and down 103.58% quarter-over-quarter from $9.9 million in Q3 2025.

Yiren Digital (YRD) Retained Earnings (2015 - 2025) Analysis & Trends

Yiren Digital has reported Retained Earnings for 11 years, with the latest figure at -$354878.4 in Q4 2025.

  • For the quarter ending Q4 2025, Retained Earnings fell 103.22% year-over-year to -$354878.4; the trailing twelve-month figure through Dec 2025 stood at -$354878.4 (down 103.22% YoY), and the FY2025 full-year result was $601.4 million, up 5437.63% from the prior year.
  • Retained Earnings for Q4 2025 stood at -$354878.4, down from $9.9 million in the prior quarter.
  • The five-year high for Retained Earnings was $11.0 million in Q4 2024, with the low at -$38.8 million in Q4 2021.
  • Historically, Retained Earnings has averaged $1.8 million across 5 years, with a median of $3.0 million in 2024.
  • Annual changes were most pronounced in 2021 — Retained Earnings tumbled 1601.6% — and 2024, when it surged 638.13%.
  • Yiren Digital's Retained Earnings stood at -$38.8 million in 2021, then jumped by 102.82% to $1.1 million in 2022, then surged by 201.09% to $3.3 million in 2023, then soared by 235.69% to $11.0 million in 2024, then plunged by 103.22% to -$354878.4 in 2025.
  • The last three Retained Earnings figures came in at -$354878.4 (Q4 2025), $9.9 million (Q3 2025), and $5.9 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 13.12 Bn
2 Mastercard 437.55 Bn 427.34 Bn - -928.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 66.79 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 33.45 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 25.21 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -23.59 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -2.77 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -354,878.38

Historic Data

Download Data
DateValue
Dec 31, 2025 -354,878.38
Sep 30, 2025 9.92 Mn
Jun 30, 2025 5.89 Mn
Mar 31, 2025 5.64 Mn
Dec 31, 2024 11.04 Mn
Sep 30, 2024 3.02 Mn
Jun 30, 2024 6.58 Mn
Mar 31, 2024 9.23 Mn
Dec 31, 2023 3.29 Mn
Sep 30, 2023 3.55 Mn
Jun 30, 2023 3.28 Mn
Mar 31, 2023 1.25 Mn
Dec 31, 2022 1.09 Mn
Sep 30, 2022 1.06 Mn
Jun 30, 2022 712,000.00
Dec 31, 2021 -38.76 Mn
Sep 30, 2021 2.24 Mn
Jun 30, 2021 2.50 Mn
Mar 31, 2021 2.54 Mn
Dec 31, 2020 2.58 Mn