Yiren Digital (YRD) Interest Expenses (2016 - 2025)
Yiren Digital's (YRD) quarterly Interest Expenses came in at $3.8 million in Q4 2025, down 80.45% YoY from $19.6 million in Q4 2024, and down 80.45% on a QoQ basis from $19.6 million in Q4 2024.
Yiren Digital (YRD) Interest Expenses (2016 - 2025) Analysis & Trends
Yiren Digital (YRD) has 10 years of Interest Expenses data on file, last reported at $3.8 million in Q4 2025.
- Quarterly Interest Expenses fell 80.45% year-over-year to $3.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.8 million (down 80.45% YoY) and the FY2025 annual result came in at $27000.0, down 99.86% from the prior year.
- Interest Expenses slipped to $3.8 million in Q4 2025, from $19.6 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $19.6 million in Q4 2024 to a low of $114026.5 in Q4 2023.
- A 5-year average of $7.1 million and a median of $5.7 million in 2022 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2023 — Interest Expenses slumped 98.0% — and 2024, when it soared 17125.28%.
- Tracing YRD's Interest Expenses over 5 years: stood at $6.0 million in 2021, then retreated by 4.16% to $5.7 million in 2022, then tumbled by 98.0% to $114026.5 in 2023, then soared by 17125.28% to $19.6 million in 2024, then slumped by 80.45% to $3.8 million in 2025.
- The last three Interest Expenses figures came in at $3.8 million (Q4 2025), $19.6 million (Q4 2024), and $114026.5 (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 194.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 218.00 Mn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 7.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 978.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 95,451.99 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 975.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 113.76 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 308.01 Mn |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.84 Mn |
| Dec 31, 2025 | 3.84 Mn |
| Dec 31, 2024 | 19.64 Mn |
| Dec 31, 2024 | 19.64 Mn |
| Dec 31, 2023 | 114,026.55 |
| Dec 31, 2023 | 114,026.55 |
| Dec 31, 2022 | 5.70 Mn |
| Dec 31, 2022 | 5.70 Mn |
| Dec 31, 2021 | 5.95 Mn |
| Dec 31, 2021 | 5.95 Mn |
| Dec 31, 2020 | 358,975.15 |
| Dec 31, 2020 | 358,975.15 |
| Dec 31, 2019 | 35.85 Mn |
| Dec 31, 2019 | 35.85 Mn |
| Dec 31, 2018 | 315.69 Mn |
| Dec 31, 2018 | 315.69 Mn |
| Dec 31, 2017 | 495.85 Mn |
| Dec 31, 2017 | 495.85 Mn |
| Dec 31, 2016 | 752,463.51 |
| Dec 31, 2016 | 752,463.51 |