Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) Interest Expenses (2021 - 2026)

Yiren Digital's (YRD) quarterly Interest Expenses came in at $3.8 million in Q4 2025, down 80.45% YoY from $19.6 million in Q4 2024, and down 80.45% on a QoQ basis from $19.6 million in Q4 2024.

Analysis

Yiren Digital (YRD) Interest Expenses (2021 - 2026) Analysis & Trends

Yiren Digital (YRD) has 10 years of Interest Expenses data on file, last reported at $3.8 million in Q4 2025.

  • Quarterly Interest Expenses fell 80.45% year-over-year to $3.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.8 million (down 80.45% YoY) and the FY2025 annual result came in at $27000.0, down 99.86% from the prior year.
  • Interest Expenses slipped to $3.8 million in Q4 2025, from $19.6 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $19.6 million in Q4 2024 to a low of $114026.5 in Q4 2023.
  • A 5-year average of $7.1 million and a median of $5.7 million in 2022 frame the typical range for Interest Expenses.
  • Annual changes were most pronounced in 2023 — Interest Expenses slumped 98.0% — and 2024, when it soared 17125.28%.
  • Tracing YRD's Interest Expenses over 5 years: stood at $6.0 million in 2021, then retreated by 4.16% to $5.7 million in 2022, then tumbled by 98.0% to $114026.5 in 2023, then soared by 17125.28% to $19.6 million in 2024, then slumped by 80.45% to $3.8 million in 2025.
  • The last three Interest Expenses figures came in at $3.8 million (Q4 2025), $19.6 million (Q4 2024), and $114026.5 (Q4 2023), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 194.00 Mn
2 Mastercard 518.33 Bn 504.84 Bn - 218.00 Mn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 4.01 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 118.51 Mn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 975.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 352.33 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 1.51 Bn
10 Yiren Digital 91.71 Mn -409,507.94 Bn - 9,549.40 Bn
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 9,549.40 Bn
Mar 31, 2026 9,549.40 Bn
Sep 30, 2025 9.48 Mn
Sep 30, 2025 9.48 Mn
Jun 30, 2025 9.19 Bn
Jun 30, 2025 9.19 Bn
Mar 31, 2025 5.77 Mn
Mar 31, 2025 5.77 Mn
Sep 30, 2024 4.39 Mn
Sep 30, 2024 4.39 Mn
Jun 30, 2024 2.70 Bn
Jun 30, 2024 2.70 Bn
Mar 31, 2024 1.49 Mn
Mar 31, 2024 1.49 Mn
Sep 30, 2023 1.37 Bn
Sep 30, 2023 1.37 Bn
Jun 30, 2023 2.13 Bn
Jun 30, 2023 2.13 Bn
Dec 31, 2022 5.21 Bn
Dec 31, 2022 5.21 Bn