Yiren Digital (YRD) Interest Expenses (2021 - 2026)
Yiren Digital's (YRD) quarterly Interest Expenses came in at $3.8 million in Q4 2025, down 80.45% YoY from $19.6 million in Q4 2024, and down 80.45% on a QoQ basis from $19.6 million in Q4 2024.
Analysis
Yiren Digital (YRD) Interest Expenses (2021 - 2026) Analysis & Trends
Yiren Digital (YRD) has 10 years of Interest Expenses data on file, last reported at $3.8 million in Q4 2025.
- Quarterly Interest Expenses fell 80.45% year-over-year to $3.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.8 million (down 80.45% YoY) and the FY2025 annual result came in at $27000.0, down 99.86% from the prior year.
- Interest Expenses slipped to $3.8 million in Q4 2025, from $19.6 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $19.6 million in Q4 2024 to a low of $114026.5 in Q4 2023.
- A 5-year average of $7.1 million and a median of $5.7 million in 2022 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2023 — Interest Expenses slumped 98.0% — and 2024, when it soared 17125.28%.
- Tracing YRD's Interest Expenses over 5 years: stood at $6.0 million in 2021, then retreated by 4.16% to $5.7 million in 2022, then tumbled by 98.0% to $114026.5 in 2023, then soared by 17125.28% to $19.6 million in 2024, then slumped by 80.45% to $3.8 million in 2025.
- The last three Interest Expenses figures came in at $3.8 million (Q4 2025), $19.6 million (Q4 2024), and $114026.5 (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 194.00 Mn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 218.00 Mn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.96 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 4.01 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 118.51 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 975.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 352.33 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.51 Bn |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | 9,549.40 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 9,549.40 Bn |
| Mar 31, 2026 | 9,549.40 Bn |
| Sep 30, 2025 | 9.48 Mn |
| Sep 30, 2025 | 9.48 Mn |
| Jun 30, 2025 | 9.19 Bn |
| Jun 30, 2025 | 9.19 Bn |
| Mar 31, 2025 | 5.77 Mn |
| Mar 31, 2025 | 5.77 Mn |
| Sep 30, 2024 | 4.39 Mn |
| Sep 30, 2024 | 4.39 Mn |
| Jun 30, 2024 | 2.70 Bn |
| Jun 30, 2024 | 2.70 Bn |
| Mar 31, 2024 | 1.49 Mn |
| Mar 31, 2024 | 1.49 Mn |
| Sep 30, 2023 | 1.37 Bn |
| Sep 30, 2023 | 1.37 Bn |
| Jun 30, 2023 | 2.13 Bn |
| Jun 30, 2023 | 2.13 Bn |
| Dec 31, 2022 | 5.21 Bn |
| Dec 31, 2022 | 5.21 Bn |