Yiren Digital (YRD) Interest Expenses (2016 - 2025)

Yiren Digital's (YRD) quarterly Interest Expenses came in at $3.8 million in Q4 2025, down 80.45% YoY from $19.6 million in Q4 2024, and down 80.45% on a QoQ basis from $19.6 million in Q4 2024.

Yiren Digital (YRD) Interest Expenses (2016 - 2025) Analysis & Trends

Yiren Digital (YRD) has 10 years of Interest Expenses data on file, last reported at $3.8 million in Q4 2025.

  • Quarterly Interest Expenses fell 80.45% year-over-year to $3.8 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $3.8 million (down 80.45% YoY) and the FY2025 annual result came in at $27000.0, down 99.86% from the prior year.
  • Interest Expenses slipped to $3.8 million in Q4 2025, from $19.6 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $19.6 million in Q4 2024 to a low of $114026.5 in Q4 2023.
  • A 5-year average of $7.1 million and a median of $5.7 million in 2022 frame the typical range for Interest Expenses.
  • Annual changes were most pronounced in 2023 — Interest Expenses slumped 98.0% — and 2024, when it soared 17125.28%.
  • Tracing YRD's Interest Expenses over 5 years: stood at $6.0 million in 2021, then retreated by 4.16% to $5.7 million in 2022, then tumbled by 98.0% to $114026.5 in 2023, then soared by 17125.28% to $19.6 million in 2024, then slumped by 80.45% to $3.8 million in 2025.
  • The last three Interest Expenses figures came in at $3.8 million (Q4 2025), $19.6 million (Q4 2024), and $114026.5 (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 194.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - 218.00 Mn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.96 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 7.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 978.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - 95,451.99
7 Synchrony Financial 26.09 Bn 9.90 Bn - 975.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 113.76 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 308.01 Mn
10 Yiren Digital 211.69 Mn -215.74 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 3.84 Mn
Dec 31, 2025 3.84 Mn
Dec 31, 2024 19.64 Mn
Dec 31, 2024 19.64 Mn
Dec 31, 2023 114,026.55
Dec 31, 2023 114,026.55
Dec 31, 2022 5.70 Mn
Dec 31, 2022 5.70 Mn
Dec 31, 2021 5.95 Mn
Dec 31, 2021 5.95 Mn
Dec 31, 2020 358,975.15
Dec 31, 2020 358,975.15
Dec 31, 2019 35.85 Mn
Dec 31, 2019 35.85 Mn
Dec 31, 2018 315.69 Mn
Dec 31, 2018 315.69 Mn
Dec 31, 2017 495.85 Mn
Dec 31, 2017 495.85 Mn
Dec 31, 2016 752,463.51
Dec 31, 2016 752,463.51