Yiren Digital (YRD) EBITDA (2015 - 2026)
Yiren Digital's (YRD) quarterly EBITDA came in at $187.6 million in Q1 2026, up 9.15% on a YoY basis from $171.8 million in Q1 2025, and up 113.51% quarter-over-quarter from -$1.4 billion in Q4 2025.
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Yiren Digital (YRD) EBITDA (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported EBITDA for 11 consecutive years, with $187.6 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, EBITDA rose 9.15% year-over-year to $187.6 million; the trailing twelve-month figure through Mar 2026 stood at -$831.2 million (down 230.21% YoY), and the FY2025 full-year result was -$826.7 million, down 42.83% from the prior year.
- EBITDA rose to $187.6 million in Q1 2026 per YRD's latest filing, from -$1.4 billion in the prior quarter.
- Across five years, EBITDA topped out at $191.0 million in Q3 2025 and bottomed at -$1.4 billion in Q4 2025.
- Historically, EBITDA has averaged $31.4 million across 5 years, with a median of $90.0 million in 2023.
- The sharpest annual moves came in 2024 and 2025: EBITDA soared 91.96% in 2024, then sank 976.4% in 2025.
- Over 5 years, EBITDA stood at $66.1 million in 2022, then increased by 25.09% to $82.7 million in 2023, then surged by 91.55% to $158.4 million in 2024, then tumbled by 976.4% to -$1.4 billion in 2025, then surged by 113.51% to $187.6 million in 2026.
- According to Business Quant data, EBITDA over the past three periods registered $187.6 million, -$1.4 billion, and $191.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.16 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 349.70 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 187.57 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 187.57 Mn |
| Dec 31, 2025 | -1.39 Bn |
| Sep 30, 2025 | 190.96 Mn |
| Jun 30, 2025 | 178.75 Mn |
| Mar 31, 2025 | 171.85 Mn |
| Dec 31, 2024 | 158.43 Mn |
| Sep 30, 2024 | 162.42 Mn |
| Jun 30, 2024 | 145.63 Mn |
| Mar 31, 2024 | 112.48 Mn |
| Dec 31, 2023 | 82.71 Mn |
| Sep 30, 2023 | 84.61 Mn |
| Jun 30, 2023 | 90.04 Mn |
| Mar 31, 2023 | 64.57 Mn |
| Dec 31, 2022 | 66.12 Mn |
| Sep 30, 2022 | 71.00 Mn |
| Jun 30, 2022 | 79.49 Mn |
| Mar 31, 2022 | 75.23 Mn |
| Dec 31, 2021 | 108.26 Mn |
| Sep 30, 2021 | 126.79 Mn |
| Jun 30, 2021 | 130.10 Mn |
API Access
Yiren Digital EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();