Yiren Digital (YRD) EBITDA (2015 - 2025)
Yiren Digital (YRD) reported EBITDA of -$552.2 million for Q4 2025, up 100.0% on a YoY basis from -$276.1 million in Q4 2024, and down 387.61% quarter-over-quarter from $192.0 million in Q3 2025.
Yiren Digital (YRD) EBITDA (2015 - 2025) Analysis & Trends
Yiren Digital has reported EBITDA for 8 years, with the latest figure at -$552.2 million in Q4 2025.
- For the quarter ending Q4 2025, EBITDA rose 100.0% year-over-year to -$552.2 million; the trailing twelve-month figure through Dec 2025 stood at $178753.8 billion (up 158.51% YoY), and the FY2025 full-year result was -$1.3 million, up 99.77% from the prior year.
- EBITDA for Q4 2025 stood at -$552.2 million, down from $192.0 million in the prior quarter.
- The five-year high for EBITDA was $178754.1 billion in Q2 2025, with the low at -$417986.2 billion in Q4 2024.
- Historically, EBITDA has averaged -$9040.6 billion across 5 years, with a median of $33.2 billion in 2022.
- Annual changes were most pronounced in 2024 — EBITDA slumped 175287.05% — and 2025, when it soared 122271323813.33%.
- Yiren Digital's EBITDA stood at $108.3 billion in 2021, then slumped by 38.93% to $66.1 billion in 2022, then tumbled by 460.46% to -$238.3 billion in 2023, then tumbled by 175287.05% to -$417986.2 billion in 2024, then surged by 100.0% to -$552.2 million in 2025.
- The last three EBITDA figures came in at -$552.2 million (Q4 2025), $192.0 million (Q3 2025), and $178754.1 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -552.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -552.16 Mn |
| Sep 30, 2025 | 191.99 Mn |
| Jun 30, 2025 | 178,754.15 Bn |
| Mar 31, 2025 | 171,551.66 |
| Dec 31, 2024 | -417,986.17 Bn |
| Sep 30, 2024 | 159.04 Mn |
| Jun 30, 2024 | 146,194.66 |
| Mar 31, 2024 | 112,475.54 Bn |
| Dec 31, 2023 | -238.32 Bn |
| Sep 30, 2023 | 85.35 Bn |
| Jun 30, 2023 | 93.22 Bn |
| Dec 31, 2022 | 66.12 Bn |
| Sep 30, 2022 | 73.84 Bn |
| Dec 31, 2021 | 108.26 Bn |
| Jun 30, 2017 | 55.82 Mn |
| Mar 31, 2017 | 58.12 Mn |
| Dec 31, 2016 | 57.78 Mn |
| Sep 30, 2016 | 33.13 Mn |
| Jun 30, 2016 | 40.64 Mn |
| Mar 31, 2016 | 31.58 Mn |