Vroom (VRMWW) Interest Coverage Ratio (2019 - 2026)
Vroom (VRMWW) reported Interest Coverage Ratio of 14.56 for Q1 2026, down 20.05% year-over-year from 18.21 in Q1 2025, and down 16.32% quarter-over-quarter from 12.51 in Q4 2025.
Vroom (VRMWW) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Vroom (VRMWW) has 8 years of Interest Coverage Ratio data on file, last reported at 14.56 in Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 14.56, down 20.05% year-over-year; the trailing twelve-month figure through Mar 2026 was 18.0 (up 36.19% YoY), and the FY2025 annual result was 4.04, up 31.82% from the prior year.
- Interest Coverage Ratio retreated to 14.56 in Q1 2026 per VRMWW's latest filing, from 12.51 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 96.07 in Q4 2023 and troughed at 37.24 in Q3 2025.
- A 5-year average of 5.75 and a median of 12.32 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio jumped 603.83% in 2022, then sank 235.92% in 2024.
- A 5-year view of Interest Coverage Ratio shows it stood at 87.31 in 2022, then advanced by 10.04% to 96.07 in 2023, then slumped by 123.42% to 22.5 in 2024, then jumped by 44.38% to 12.51 in 2025, then decreased by 16.32% to 14.56 in 2026.
- Business Quant data shows VRMWW's Interest Coverage Ratio at 14.56 in Q1 2026, 12.51 in Q4 2025, and 37.24 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 40.64 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 26.52 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.49 |
| 10 | Vroom | - | - | - | -14.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -14.56 |
| Dec 31, 2025 | -12.51 |
| Sep 30, 2025 | -37.24 |
| Jun 30, 2025 | -11.71 |
| Mar 31, 2025 | -12.13 |
| Sep 30, 2024 | -22.50 |
| Jun 30, 2024 | -11.44 |
| Mar 31, 2024 | -30.80 |
| Dec 31, 2023 | 96.07 |
| Sep 30, 2023 | -26.68 |
| Jun 30, 2023 | -34.45 |
| Mar 31, 2023 | -9.17 |
| Dec 31, 2022 | 87.31 |
| Sep 30, 2022 | -8.05 |
| Jun 30, 2022 | -10.50 |
| Mar 31, 2022 | -33.68 |
| Dec 31, 2021 | -17.33 |
| Sep 30, 2021 | -13.38 |
| Jun 30, 2021 | -16.45 |
| Mar 31, 2021 | -19.81 |