Velocity Financial Income Statement (2019-2026)

Reported Financials

Velocity Financial Quarterly Income Statement

Periods 30 quarters

Latest Jun 2026

Velocity Financial reported revenue of $54.57M and net income of $25.73M for the quarter ended Jun 2026, up 0.4% year over year. This income statement covers 30 quarters of results from Mar 2019 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Income StatementIncome Statement	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Revenue & Cost
Interest income
Interest income - Loans	46.92M	49.36M	52.05M	59.24M	63.42M	65.63M	70.52M	74.90M	79.09M	86.27M	90.53M	97.76M	105.07M	113.48M	118.74M	135.57M	144.12M	152.40M	153.08M	160.99M
Interest expenses
Interest Expense - Deposits	20.32M	23.67M	23.56M	28.75M	34.56M	40.85M	42.03M	45.45M	47.58M	51.41M	55.68M	59.19M	63.87M	68.48M	75.09M	81.84M	88.90M	94.65M	94.03M	97.63M
Interest Expense - Debt	4.49M	4.46M	17.14M	4.18M	4.01M	4.14M	4.14M	4.14M	4.14M	4.14M	5.38M	6.16M	6.14M	6.14M	6.14M	6.14M	6.14M	6.14M	15.13M	14.47M
Interest Expense - Others						-9.92M	-8.97M	-10.05M	-9.08M	-10.18M	-11.77M	-12.27M	-13.25M	-13.32M	-14.65M	-14.40M	-14.42M	-13.08M	-18.86M	-18.52M
Interest ExpensesInterest Expense						35.08M	37.20M	39.54M	42.64M	45.37M	49.28M	53.07M	56.77M	61.31M	66.58M	73.58M	80.62M	87.71M	90.30M	93.57M
Net interest income
Interest Income - Net	22.11M	21.23M	11.35M	26.31M	24.85M	20.64M	24.35M	25.31M	27.37M	30.72M	29.47M	32.42M	35.06M	38.86M	37.51M	47.59M	49.08M	51.61M	43.92M	48.89M
Provision for Credit LossesProvisions	0.23M	0.38M	0.73M	0.28M	0.58M	-0.44M	0.64M	0.30M	0.15M	0.83M	1.00M	0.22M	-0.07M	0.02M	1.87M	1.60M	0.38M	1.95M	1.66M	0.98M
Net Interest Income After ProvisionsNII After Provisions	21.89M	20.86M	10.62M	26.03M	24.27M	21.08M	23.72M	25.01M	27.21M	29.90M	28.47M	32.20M	35.13M	38.84M	35.64M	45.99M	48.70M	49.66M	42.26M	47.91M
Non-interest income
Gain (Loss) on Sale of LoansGain on Loan Sales	0.31M	2.03M	4.54M	1.78M	0.40M	-0.87M	1.91M	1.24M	3.61M	0.08M	1.70M	3.17M	2.29M	0.40M	2.83M	6.29M	4.57M	19.46M	2.90M	3.95M
Other Non-Interest Income	0.03M	0.25M	1.10M	1.26M	1.66M	-2.37M	0.48M	0.90M	0.34M	0.42M	0.41M	0.48M	0.52M	0.74M	0.52M	0.49M	0.57M	0.55M	3.73M	1.73M
Non-Interest Income - Total	0.34M	2.28M	5.64M	3.03M	2.06M	-3.25M	2.39M	2.14M	3.95M	0.50M	2.11M	3.65M	2.81M	1.14M	3.36M	6.78M	5.14M	20.01M	6.63M	5.68M
Revenue	22.45M	23.51M	16.99M	29.34M	26.90M	17.39M	26.75M	27.45M	31.31M	31.22M	31.58M	36.07M	37.87M	40.00M	40.87M	54.36M	54.22M	71.62M	50.55M	54.57M
Operating Items
Occupancy ExpenseOccupancy	0.45M	0.43M	0.44M	0.43M	0.45M	0.44M	0.45M	0.46M	0.47M	0.55M	0.50M	0.62M	0.52M	0.30M	0.28M	0.30M	0.27M	0.28M	0.34M	0.35M
Professional Fees	0.74M	1.72M	1.36M	1.06M	0.66M	1.09M	0.96M	1.06M	0.85M	1.73M	2.12M	1.72M	2.31M	1.48M	1.78M	1.99M	0.89M	1.43M	5.78M	2.17M
Other Non-Interest ExpenseOther Non-Int. Exp.	10.12M	9.95M	11.08M	13.34M	12.14M	19.28M	20.40M	20.71M	26.01M	26.98M	28.40M	32.55M	31.79M	37.36M	40.13M	49.62M	49.23M	51.15M	48.22M	57.23M
Operating ExpensesOpex	11.30M	12.10M	12.88M	14.83M	13.25M	20.80M	21.80M	22.22M	27.33M	29.26M	31.01M	34.89M	34.61M	39.13M	42.19M	51.91M	50.40M	52.86M	54.34M	59.75M
Net income details
EBT	10.93M	11.38M	4.02M	14.79M	14.05M	11.69M	14.76M	16.82M	17.24M	22.31M	23.24M	19.87M	21.24M	32.04M	26.89M	33.92M	35.38M	50.05M	30.88M	35.24M
Tax ProvisionsTaxes	2.91M	3.02M	0.79M	4.02M	3.76M	3.47M	4.02M	4.60M	5.07M	5.14M	5.90M	5.16M	5.63M	11.23M	8.25M	7.75M	9.96M	15.30M	8.58M	9.50M
Profit After TaxPAT	8.02M	8.35M	3.23M	10.77M	10.29M	8.23M	10.74M	12.22M	12.17M	17.17M	17.33M	14.71M	15.62M	20.81M	18.65M	26.17M	25.41M	34.75M	22.30M	25.73M
Income from Continuing OperationsIncome (Continuing)	8.02M	8.35M	3.23M	10.77M	10.29M	8.23M	10.74M	12.22M	12.17M	17.17M	17.33M	14.71M	15.62M	20.81M	18.65M	26.17M	25.41M	34.75M	22.30M	25.73M
Consolidated Net IncomeConsol Net Inc.	8.02M	8.35M	3.23M	10.77M	10.29M	8.23M	10.74M	12.22M	12.17M	17.17M	17.33M	14.71M	15.62M	20.81M	18.65M	26.17M	25.41M	34.75M	22.30M	25.73M
Income towards Parent CompanyParent Net Inc	8.02M	8.35M	3.12M	10.65M	9.98M	8.46M	10.65M	12.18M	12.09M	17.36M	17.25M	14.78M	15.80M	20.59M	18.89M	26.00M	25.37M	34.80M	22.36M	25.16M
Preferred Dividends & Other AdjustmentsPref. Div. & Adj.		8.59M
Net Income towards Common StockholdersNet Income	8.02M	-0.24M	3.12M	10.65M	9.98M	8.46M	10.65M	12.18M	12.09M	17.36M	17.25M	14.78M	15.80M	20.59M	18.89M	26.00M	25.37M	34.80M	22.36M	25.16M
Additional items
EPS (Basic)	0.40	-0.01	0.10	0.33	0.31	0.27	0.33	0.38	0.37	0.54	0.53	0.45	0.48	0.63	0.56	0.70	0.67	0.94	0.58	0.65
EPS (Diluted)	0.23	-0.01	0.09	0.31	0.29	0.25	0.31	0.36	0.35	0.50	0.49	0.42	0.44	0.58	0.51	0.69	0.65	0.91	0.57	0.64
Weighted Average Shares OutstandingWtd. Avg. Shares	20.09M	22.81M	31.89M	31.92M	31.92M	31.91M	32.10M	32.12M	32.28M	32.21M	32.54M	32.59M	32.71M	32.65M	33.69M	37.19M	38.07M	36.85M	38.63M	38.73M
Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.)	34.21M	33.98M	34.20M	34.06M	34.20M	34.13M	34.05M	34.14M	34.73M	34.48M	35.44M	35.60M	35.90M	35.76M	36.81M	37.79M	38.80M	38.18M	39.17M	39.30M
Shares Outstanding (Entity)Shares Outstanding (Entity.)	20.09M	22.81M	32.38M	32.42M	32.42M	32.49M	32.60M	32.74M	32.78M	32.87M	32.99M	33.10M	33.11M	33.55M	35.38M	38.29M	38.90M	38.97M	39.24M	39.29M

Velocity Financial Income Statement API

Pull Velocity Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=VEL&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "VEL", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=VEL&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

Velocity Financial VEL Income Statement (2019-2026)

Velocity Financial Quarterly Income Statement

Velocity Financial Income Statement API

Create an account

Sign In

Reset Password