Uscb Financial Holdings (USCB) Loans - Loss Allowance (2020 - 2026)
Uscb Financial Holdings (USCB) posted Loans - Loss Allowance of $24.9 million for Q2 2025, up 0.78% sequentially from $24.7 million in Q1 2025, and up 12.16% YoY from $22.2 million in Q2 2024.
Uscb Financial Holdings (USCB) Loans - Loss Allowance (2020 - 2026) Analysis & Trends
Uscb Financial Holdings has reported Loans - Loss Allowance for 6 years, with the latest figure at $24.9 million in Q2 2025.
- Quarterly Loans - Loss Allowance rose 12.16% year-over-year to $24.9 million in Q2 2025, while the trailing twelve-month figure through Jun 2025 was $24.9 million (up 12.16% YoY) and the FY2024 annual result came in at $24.1 million, up 14.16% from the prior year.
- Loans - Loss Allowance grew to $24.9 million in Q2 2025 per USCB's latest filing, from $24.7 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $24.9 million in Q2 2025 and troughed at $15.1 million in Q4 2021.
- A 5-year average of $19.9 million and a median of $19.5 million in 2023 frame the typical range for Loans - Loss Allowance.
- The sharpest annual moves came in 2021 and 2023: Loans - Loss Allowance dropped 0.19% in 2021, then increased 25.3% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $15.1 million in 2021, then climbed by 16.14% to $17.5 million in 2022, then rose by 20.57% to $21.1 million in 2023, then advanced by 14.16% to $24.1 million in 2024, then gained by 3.59% to $24.9 million in 2025.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $24.9 million, $24.7 million, and $24.1 million for Q2 2025, Q1 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Uscb Financial Holdings | 410.60 Mn | 292.45 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.10 Mn |
| Jun 30, 2025 | 24.93 Mn |
| Mar 31, 2025 | 24.74 Mn |
| Dec 31, 2024 | 24.07 Mn |
| Sep 30, 2024 | 23.07 Mn |
| Jun 30, 2024 | 22.23 Mn |
| Mar 31, 2024 | 21.45 Mn |
| Dec 31, 2023 | 21.08 Mn |
| Sep 30, 2023 | 19.49 Mn |
| Jun 30, 2023 | 18.82 Mn |
| Mar 31, 2023 | 18.89 Mn |
| Dec 31, 2022 | 17.49 Mn |
| Sep 30, 2022 | 16.60 Mn |
| Jun 30, 2022 | 15.79 Mn |
| Mar 31, 2022 | 15.07 Mn |
| Dec 31, 2021 | 15.06 Mn |
| Dec 31, 2020 | 15.09 Mn |