Uscb Financial Holdings (USCB) Interest Expense - Deposits (2021 - 2026)
Uscb Financial Holdings (USCB) posted Interest Expense - Deposits of $4.7 million for Q1 2026, down 2.23% sequentially from $4.8 million in Q4 2025, and up 19.96% YoY from $3.9 million in Q1 2025.
Uscb Financial Holdings (USCB) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Uscb Financial Holdings has reported Interest Expense - Deposits for 6 years, with the latest figure at $4.7 million in Q1 2026.
- Quarterly Interest Expense - Deposits rose 19.96% year-over-year to $4.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $24.0 million (up 460.52% YoY) and the FY2025 annual result came in at $18.1 million, up 35.57% from the prior year.
- Interest Expense - Deposits retreated to $4.7 million in Q1 2026 per USCB's latest filing, from $4.8 million in the prior quarter.
- Over five years, Interest Expense - Deposits peaked at $23.9 million in Q4 2023 and troughed at -$17.2 million in Q4 2024.
- A 5-year average of $4.1 million and a median of $3.9 million in 2025 frame the typical range for Interest Expense - Deposits.
- The sharpest annual moves came in 2023 and 2024: Interest Expense - Deposits jumped 3778.41% in 2023, then plunged 171.89% in 2024.
- Over 5 years, Interest Expense - Deposits stood at $616000.0 in 2022, then surged by 3778.41% to $23.9 million in 2023, then tumbled by 171.89% to -$17.2 million in 2024, then jumped by 127.99% to $4.8 million in 2025, then decreased by 2.23% to $4.7 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $4.7 million, $4.8 million, and $5.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 891.00 Mn |
| 10 | Uscb Financial Holdings | 413.72 Mn | 295.57 Mn | - | 8.48 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 8.48 Mn |
| Mar 31, 2026 | 4.70 Mn |
| Dec 31, 2025 | 4.81 Mn |
| Sep 30, 2025 | 5.04 Mn |
| Jun 30, 2025 | 9.41 Mn |
| Mar 31, 2025 | 3.92 Mn |
| Dec 31, 2024 | -17.18 Mn |
| Sep 30, 2024 | 3.39 Mn |
| Jun 30, 2024 | 3.22 Mn |
| Mar 31, 2024 | 10.39 Mn |
| Dec 31, 2023 | 23.89 Mn |
| Sep 30, 2023 | 8.78 Mn |
| Jun 30, 2023 | 2.15 Mn |
| Mar 31, 2023 | 4.79 Mn |
| Dec 31, 2022 | 616,000.00 |
| Sep 30, 2022 | 363,000.00 |
| Jun 30, 2022 | 615,000.00 |
| Mar 31, 2022 | 259,000.00 |
| Dec 31, 2021 | 510,000.00 |
| Sep 30, 2021 | 306,000.00 |