Uscb Financial Holdings (USCB) Net Margin (2021 - 2026)
Uscb Financial Holdings' (USCB) quarterly Net Margin came in at 32.48% in Q2 2026, down 87.0% year-over-year from 249.87% in Q2 2025, and down 9.0% quarter-over-quarter from 35.69% in Q1 2026.
Analysis
Uscb Financial Holdings (USCB) Net Margin (2021 - 2026) Analysis & Trends
Uscb Financial Holdings has disclosed Net Margin across 6 years of filings, most recently posting 32.48% for Q2 2026.
- In Q2 2026, Net Margin fell 87.0% year-over-year to 32.48%; the TTM figure through Jun 2026 stood at 28.98% (down 333.0% YoY), while the FY2025 annual figure was 28.3%, down 155.0% from the prior year.
- Net Margin came in at 32.48% for Q2 2026 at Uscb Financial Holdings, down from 35.69% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 35.82% in Q3 2025 to a low of 6.8% in Q4 2025.
- Average Net Margin over 5 years is 28.47%, with a median of 30.15% recorded in 2024.
- Year-over-year, Net Margin jumped 50220 bps in 2022 and sank 2324 bps in 2025.
- Over 5 years, Net Margin stood at 26.48% in 2022, then slumped by 35 bps to 17.33% in 2023, then surged by 73 bps to 30.04% in 2024, then tumbled by 77 bps to 6.8% in 2025, then jumped by 378 bps to 32.48% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 32.48% in Q2 2026, 35.69% in Q1 2026, and 6.8% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 23.30% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 24.18% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 24.27% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 28.79% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 864.86% |
| 10 | Uscb Financial Holdings | 433.78 Mn | 315.63 Mn | - | 32.48% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.48% |
| Mar 31, 2026 | 35.69% |
| Dec 31, 2025 | 6.80% |
| Sep 30, 2025 | 35.82% |
| Jun 30, 2025 | 33.36% |
| Mar 31, 2025 | 33.54% |
| Dec 31, 2024 | 30.04% |
| Sep 30, 2024 | 32.25% |
| Jun 30, 2024 | 30.26% |
| Mar 31, 2024 | 26.17% |
| Dec 31, 2023 | 17.33% |
| Sep 30, 2023 | 23.60% |
| Jun 30, 2023 | 26.09% |
| Mar 31, 2023 | 32.15% |
| Dec 31, 2022 | 26.48% |
| Sep 30, 2022 | 29.94% |
| Jun 30, 2022 | 30.68% |
| Mar 31, 2022 | 29.74% |
| Dec 31, 2021 | 33.79% |
| Sep 30, 2021 | -472.26% |