Uscb Financial Holdings USCB
NASDAQ USCB
$22.87 -0.26 (-1.13%)
As of: Sep 9, 2026 · 3:59 PM EDT

Uscb Financial Holdings (USCB) Net Margin (2021 - 2026)

Uscb Financial Holdings' (USCB) quarterly Net Margin came in at 32.48% in Q2 2026, down 87.0% year-over-year from 249.87% in Q2 2025, and down 9.0% quarter-over-quarter from 35.69% in Q1 2026.

Analysis

Uscb Financial Holdings (USCB) Net Margin (2021 - 2026) Analysis & Trends

Uscb Financial Holdings has disclosed Net Margin across 6 years of filings, most recently posting 32.48% for Q2 2026.

  • In Q2 2026, Net Margin fell 87.0% year-over-year to 32.48%; the TTM figure through Jun 2026 stood at 28.98% (down 333.0% YoY), while the FY2025 annual figure was 28.3%, down 155.0% from the prior year.
  • Net Margin came in at 32.48% for Q2 2026 at Uscb Financial Holdings, down from 35.69% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 35.82% in Q3 2025 to a low of 6.8% in Q4 2025.
  • Average Net Margin over 5 years is 28.47%, with a median of 30.15% recorded in 2024.
  • Year-over-year, Net Margin jumped 50220 bps in 2022 and sank 2324 bps in 2025.
  • Over 5 years, Net Margin stood at 26.48% in 2022, then slumped by 35 bps to 17.33% in 2023, then surged by 73 bps to 30.04% in 2024, then tumbled by 77 bps to 6.8% in 2025, then jumped by 378 bps to 32.48% in 2026.
  • Per Business Quant data, the three most recent Net Margin figures were 32.48% in Q2 2026, 35.69% in Q1 2026, and 6.8% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 28.85%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - 23.30%
4 M&T Bank 34.66 Bn 34.66 Bn - 30.85%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 24.18%
6 Citizens Financial 29.91 Bn 29.91 Bn - 24.27%
7 Regions Financial 25.92 Bn 25.99 Bn - 28.79%
8 Keycorp 23.68 Bn -24.02 Bn - 24.18%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 864.86%
10 Uscb Financial Holdings 433.78 Mn 315.63 Mn - 32.48%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 32.48%
Mar 31, 2026 35.69%
Dec 31, 2025 6.80%
Sep 30, 2025 35.82%
Jun 30, 2025 33.36%
Mar 31, 2025 33.54%
Dec 31, 2024 30.04%
Sep 30, 2024 32.25%
Jun 30, 2024 30.26%
Mar 31, 2024 26.17%
Dec 31, 2023 17.33%
Sep 30, 2023 23.60%
Jun 30, 2023 26.09%
Mar 31, 2023 32.15%
Dec 31, 2022 26.48%
Sep 30, 2022 29.94%
Jun 30, 2022 30.68%
Mar 31, 2022 29.74%
Dec 31, 2021 33.79%
Sep 30, 2021 -472.26%