Uscb Financial Holdings, Inc. Income Statement

Income Statement Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 3.25M0.16M2.50M2.50M3.16M
Revenue 49.69M63.19M1.00M65.97M82.68M
Interest income
Interest income - Loans 47.08M48.73M60.83M87.88M115.24M
Interest Income - Debt Securities 5.25M7.89M9.35M10.01M11.48M
Interest Income - Deposits 0.31M0.11M0.93M3.12M4.52M
Interest Income - Total 52.63M56.72M71.10M101.02M131.23M
Interest expenses
Interest Expense - Deposits 4.71M2.08M5.17M29.66M40.10M
Interest Expense - Debt 1.07M0.55M0.67M3.39M6.34M
Interest Expense - Others 0.05M0.15M0.12M
Interest Expenses 9.04M4.23M7.44M42.45M61.30M
Interest Income - Net 43.60M52.50M63.66M58.57M69.94M
Non-interest income
Interest Income - Total 40.35M52.66M61.17M56.20M66.78M
Financial Services Fees 3.27M3.61M4.01M5.05M8.84M
Investment Gain (Loss) 0.43M0.21M-2.53M-1.86M0.01M
Investment Banking Income 0.84M1.63M0.89M0.80M0.75M
Other Non-Interest Income 1.56M1.01M1.63M2.16M1.69M
Non-Interest Income 6.10M10.70M5.23M7.40M12.74M
Operating Items
Research & Development 1.54M1.47M1.81M2.02M1.99M
Wages, Salaries and Other 19.20M21.44M23.94M24.43M28.79M
Rent Expense 5.66M5.26M5.06M5.23M5.26M
Other Operating Expenses 25.84M28.95M32.45M34.56M39.79M
Operating Expenses 33.04M35.68M39.31M41.81M47.04M
Operating Income 2.81M5.81M5.69M
EBIT 2.81M5.81M5.69M64.25M93.77M
Net income details
EBT 13.41M27.68M27.09M21.80M32.48M
Tax Provisions 2.59M6.60M6.94M5.25M7.80M
Profit After Tax 10.82M21.08M20.14M16.55M24.67M
Income from Continuing Operations 10.82M21.08M20.14M16.55M24.67M
Consolidated Net Income 10.82M21.08M20.14M16.55M24.67M
Income towards Parent Company 10.82M21.08M20.14M16.55M24.67M
Preferred Dividend Payments 3.13M2.08M
Net Income towards Common Stockholders 7.69M-70.58M20.14M16.55M24.67M
Additional items
EPS (Basic) 1.51-6.721.010.841.25
EPS (Weighted Average and Diluted) 1.50-6.721.000.841.24
Shares Outstanding (Weighted Average) 20.00M20.00M
Tax Rate 19.30%23.85%25.64%24.09%24.03%