Uscb Financial Holdings reported revenue of $27.95M and net income of $9.08M for the quarter ended Jun 2026, up 14.5% year over year. This income statement covers 23 quarters of results from Dec 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | |||||||||||||||||||||||
| Provisions | -0.79M | 0.43M | 0.28M | -0.91M | 0.88M | 0.28M | -0.04M | 0.67M | 1.48M | 0.41M | 0.79M | 0.93M | 1.03M | 0.68M | 1.03M | 0.10M | 0.48M | 0.80M | 1.27M | ||||
| Revenue | 17.69M | 16.72M | 16.32M | 17.26M | 18.56M | 16.74M | 18.07M | 16.08M | 16.18M | 15.70M | 17.62M | 20.52M | 21.55M | 22.98M | 22.83M | 24.40M | 24.96M | 20.05M | 26.20M | 27.95M | |||
| Interest income | |||||||||||||||||||||||
| Interest income - Loans | 12.54M | 12.79M | 12.98M | 14.05M | 15.95M | 17.84M | 19.71M | 20.85M | 22.52M | 24.80M | 26.64M | 28.02M | 29.82M | 30.76M | 30.25M | 31.95M | 32.87M | 33.10M | 32.79M | 34.90M | |||
| Interest Income - Debt Securities | 1.86M | 2.22M | 2.33M | 2.51M | 2.20M | 2.31M | 2.29M | 2.38M | 2.83M | 2.51M | 2.81M | 3.07M | 2.75M | 2.85M | 3.02M | 3.43M | 3.52M | 3.74M | 3.41M | 3.86M | |||
| Interest Income - Deposits | 0.04M | 0.03M | 0.03M | 0.12M | 0.32M | 0.46M | 0.38M | 1.05M | 1.03M | 0.66M | 1.43M | 1.53M | 0.99M | 0.56M | 0.71M | 0.78M | 1.33M | 0.80M | 0.83M | 0.82M | |||
| Interest Income - Total | 14.43M | 15.03M | 15.34M | 16.68M | 18.48M | 20.60M | 22.38M | 24.28M | 26.38M | 27.98M | 30.89M | 32.62M | 33.56M | 34.17M | 33.98M | 36.15M | 37.72M | 37.63M | 37.03M | 39.58M | |||
| Interest expenses | |||||||||||||||||||||||
| Interest Expense - Deposits | 0.50M | 0.51M | 0.55M | 0.61M | 1.14M | 2.87M | 4.79M | 6.97M | 8.78M | 9.13M | 10.39M | 10.07M | 10.06M | 9.57M | 9.34M | 9.41M | 10.34M | 8.94M | 8.13M | 8.48M | |||
| Interest Expense - Debt | 0.14M | 0.14M | 0.14M | 0.14M | 0.18M | 0.21M | 0.50M | 0.79M | 0.69M | 1.41M | 1.67M | 1.62M | 1.59M | 1.46M | 1.27M | 1.08M | 0.38M | 0.51M | 1.04M | 0.98M | |||
| Interest ExpensesInterest Expense | 0.96M | 0.95M | 0.96M | 1.04M | 1.70M | 3.73M | 6.38M | 10.11M | 12.36M | 13.60M | 15.73M | 15.31M | 15.45M | 14.81M | 14.86M | 15.12M | 16.45M | 15.43M | 14.98M | 15.19M | |||
| Interest Income - Net | 13.47M | 14.08M | 14.38M | 15.64M | 16.77M | 16.87M | 16.00M | 14.17M | 14.02M | 14.38M | 15.16M | 17.31M | 18.11M | 19.36M | 19.11M | 21.03M | 21.27M | 22.21M | 22.05M | 24.39M | |||
| Non-interest income | |||||||||||||||||||||||
| Interest Income - Total | 13.47M | 14.08M | 14.38M | 14.94M | 15.86M | 15.99M | 15.80M | 14.13M | 13.37M | 12.90M | 14.75M | 16.52M | 17.18M | 18.33M | 18.43M | 20.00M | 21.17M | 21.73M | 21.25M | 23.12M | |||
| Financial Services Fees | 0.86M | 0.96M | 0.90M | 1.08M | 0.93M | 1.09M | 1.21M | 1.17M | 1.33M | 1.35M | 1.65M | 1.98M | 2.54M | 2.67M | 2.33M | 2.40M | 2.66M | 2.21M | 3.10M | 2.60M | |||
| Service Charges | 0.00M | 0.02M | 0.02M | 0.00M | 0.09M | 0.01M | 0.01M | 0.04M | 0.00M | 0.01M | 0.01M | 0.01M | 0.01M | 0.00M | 0.01M | 0.71M | 0.01M | 0.00M | 0.01M | 0.30M | |||
| Investment Gain (Loss) | 0.07M | 0.04M | 0.16M | 0.06M | -0.56M | -1.99M | -0.02M | -0.06M | -0.95M | -0.88M | 0.20M | 0.34M | -7.86M | 0.08M | |||||||||
| Investment Banking Income | 0.53M | 0.11M | 0.33M | 0.02M | 0.33M | 0.20M | 0.35M | 0.09M | 0.26M | 0.10M | 0.07M | 0.42M | 0.11M | 0.15M | 0.53M | 0.15M | 0.13M | 0.20M | 0.11M | ||||
| Other Non-Interest Income | 0.40M | -0.20M | 0.53M | 0.52M | 1.08M | -0.49M | 0.54M | 0.58M | 1.53M | -1.40M | 0.75M | 0.80M | 0.79M | 0.81M | 0.86M | 0.82M | 0.92M | 0.91M | 0.93M | 0.96M | |||
| Non-Interest Income | 4.22M | 2.64M | 1.95M | 1.62M | 1.79M | -0.12M | 2.07M | 1.91M | 2.16M | 1.33M | 2.46M | 3.21M | 3.44M | 3.63M | 3.72M | 3.37M | 3.68M | -2.16M | 4.15M | 3.56M | |||
| Operating Items | |||||||||||||||||||||||
| Research & DevelopmentR&D | 0.36M | 0.27M | 0.39M | 0.45M | 0.49M | 0.48M | 0.48M | 0.51M | 0.48M | 0.55M | 0.51M | 0.48M | 0.51M | 0.49M | 0.51M | 0.56M | 0.66M | 0.60M | 0.56M | 0.52M | |||
| Wages, Salaries and OtherWages | 5.31M | 5.63M | 5.88M | 5.91M | 6.08M | 6.08M | 6.38M | 5.88M | 6.07M | 6.10M | 6.31M | 7.35M | 7.20M | 7.93M | 7.64M | 7.95M | 7.91M | 8.67M | 8.57M | 8.54M | |||
| Rent ExpenseRental Exp. | 1.19M | 1.27M | 1.27M | 1.25M | 1.28M | 1.26M | 1.30M | 1.32M | 1.35M | 1.26M | 1.31M | 1.27M | 1.34M | 1.34M | 1.28M | 1.34M | 1.38M | 1.33M | 1.32M | 1.37M | |||
| Other Operating ExpensesOther Opex | 7.46M | 7.78M | 7.96M | 7.85M | 8.36M | 8.28M | 8.40M | 8.63M | 8.63M | 8.90M | 9.35M | 9.81M | 9.60M | 11.02M | 10.26M | 10.73M | 11.01M | 12.35M | 11.84M | 12.07M | |||
| Operating ExpensesOpex | 9.01M | 9.32M | 9.61M | 9.55M | 10.13M | 10.01M | 10.18M | 10.45M | 10.46M | 10.72M | 11.17M | 11.56M | 11.45M | 12.85M | 12.05M | 12.63M | 13.05M | 14.28M | 13.71M | 13.97M | |||
| EBIT | 9.64M | 8.36M | 7.67M | 8.04M | 9.22M | 9.58M | 14.07M | 15.64M | 17.43M | 17.11M | 21.77M | 23.48M | 24.61M | 23.91M | 24.96M | 25.86M | 28.25M | 18.70M | 26.67M | 27.91M | |||
| Non-operating items | |||||||||||||||||||||||
| Non Operating Interest Expenses | 0.96M | 0.95M | 0.96M | 1.04M | 1.70M | 3.73M | 6.38M | 10.11M | 12.36M | 13.60M | 15.73M | 15.31M | |||||||||||
| Net income details | |||||||||||||||||||||||
| EBT | 8.68M | 7.40M | 6.71M | 7.00M | 7.52M | 5.85M | 7.69M | 5.53M | 5.07M | 3.51M | 6.04M | 8.18M | 9.16M | 9.10M | 10.10M | 10.74M | 11.80M | 3.27M | 11.69M | 12.71M | |||
| Tax ProvisionsTaxes | 2.09M | 1.75M | 1.86M | 1.71M | 1.96M | 1.42M | 1.88M | 1.33M | 1.25M | 0.79M | 1.43M | 1.97M | 2.21M | 2.20M | 2.44M | 2.60M | 2.87M | 1.91M | 2.33M | 3.64M | |||
| Profit After TaxPAT | 6.59M | 5.65M | 4.85M | 5.29M | 5.56M | 4.43M | 5.81M | 4.20M | 3.82M | 2.72M | 4.61M | 6.21M | 6.95M | 6.90M | 7.66M | 8.14M | 8.94M | 1.36M | 9.35M | 9.08M | |||
| Income from Continuing OperationsIncome (Continuing) | 6.59M | 5.65M | 4.85M | 5.29M | 5.56M | 4.43M | 5.81M | 4.20M | 3.82M | 2.72M | 4.61M | 6.21M | 6.95M | 6.90M | 7.66M | 8.14M | 8.94M | 1.36M | 9.35M | 9.08M | |||
| Consolidated Net IncomeConsol Net Inc. | 6.59M | 5.65M | 4.85M | 5.29M | 5.56M | 4.43M | 5.81M | 4.20M | 3.82M | 2.72M | 4.61M | 6.21M | 6.95M | 6.90M | 7.66M | 8.14M | 8.94M | 1.36M | 9.35M | 9.08M | |||
| Income towards Parent CompanyParent Net Inc | 6.59M | 5.65M | 4.85M | 5.29M | 5.56M | 4.43M | 5.81M | 4.20M | 3.82M | 2.72M | 4.61M | 6.21M | 6.95M | 6.90M | 7.66M | 8.14M | 8.94M | 1.36M | 9.35M | 9.08M | |||
| Preferred Dividend PaymentsPref Dividends | 0.54M | ||||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | -83.53M | 5.65M | 4.85M | 5.29M | 5.56M | 4.43M | 5.81M | 4.20M | 3.82M | 2.72M | 4.61M | 6.21M | 6.95M | 6.90M | 7.66M | 8.14M | 8.94M | 1.36M | 9.35M | 9.08M | |||
| Additional items | |||||||||||||||||||||||
| EPS (Basic) | -3.93 | 0.54 | 0.24 | 0.26 | 0.28 | 0.22 | 0.29 | 0.21 | 0.20 | 0.14 | 0.23 | 0.32 | 0.35 | 0.35 | 0.38 | 0.41 | 0.46 | 0.07 | 0.51 | 0.49 | |||
| EPS (Diluted) | -3.93 | 0.54 | 0.24 | 0.26 | 0.28 | 0.22 | 0.29 | 0.21 | 0.19 | 0.14 | 0.23 | 0.32 | 0.35 | 0.35 | 0.38 | 0.40 | 0.44 | 0.07 | 0.51 | 0.49 | |||
| Shares Outstanding | 21.24M | 10.51M | 19.99M | 20.00M | 20.00M | 20.00M | 19.86M | 19.59M | 19.54M | 19.62M | 19.63M | 19.65M | 19.62M | 19.68M | 20.02M | 20.06M | 19.52M | 19.43M | 18.21M | 18.35M | |||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 21.24M | 10.51M | 20.11M | 20.17M | 20.15M | 20.18M | 19.94M | 19.64M | 19.73M | 19.69M | 19.69M | 19.71M | 19.76M | 19.83M | 20.32M | 20.30M | 20.30M | 19.65M | 18.45M | 18.51M | |||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 24.89M | 13.80M | 20.00M | 20.00M | 20.00M | 19.62M | 19.62M | 19.54M | 19.54M | 19.58M | 19.65M | 19.63M | 19.84M | 19.92M | 20.05M | 20.08M | 18.11M | 18.26M | 18.26M | 18.47M | |||
| EBITDA | 9.64M | 8.36M | 7.67M | 8.04M | 9.22M | 9.58M | 14.07M | 15.64M | 17.43M | 17.11M | 21.77M | 23.48M | 24.61M | 23.91M | 24.96M | 25.86M | 28.25M | 18.70M | 26.67M | 27.91M |