Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026)
Uscb Financial Holdings (USCB) posted Interest Coverage Ratio of 1.34 for Q1 2026, up 9.14% sequentially from 1.23 in Q4 2025, and up 10.33% YoY from 1.22 in Q1 2025.
Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Uscb Financial Holdings has reported Interest Coverage Ratio for 6 years, with the latest figure at 1.34 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 10.33% year-over-year to 1.34 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.13 (up 24.61% YoY) and the FY2025 annual result came in at 1.58, up 3.32% from the prior year.
- Interest Coverage Ratio grew to 1.34 in Q1 2026 per USCB's latest filing, from 1.23 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 7.72 in Q2 2022 and troughed at 0.88 in Q4 2023.
- A 5-year average of 2.0 and a median of 1.24 in 2022 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 79.99% in 2023, then surged 84.08% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 2.55 in 2022, then sank by 65.66% to 0.88 in 2023, then soared by 84.08% to 1.61 in 2024, then fell by 23.83% to 1.23 in 2025, then climbed by 9.14% to 1.34 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.34, 1.23, and 1.28 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.06 Bn | 84.86 Bn | - | - |
| 2 | Pnc Financial Services | 97.78 Bn | 97.78 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.09 Bn | -81.22 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.36 Bn | 57.67 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.58 Bn | 25.85 Bn | - | 1.90 |
| 10 | Uscb Financial Holdings | 409.32 Mn | 291.17 Mn | - | 1.84 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.37 |
| Mar 31, 2026 | 1.34 |
| Dec 31, 2025 | 1.23 |
| Sep 30, 2025 | 1.28 |
| Jun 30, 2025 | 1.23 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.22 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 0.88 |
| Sep 30, 2023 | 1.08 |
| Jun 30, 2023 | 1.55 |
| Mar 31, 2023 | 2.20 |
| Dec 31, 2022 | 2.55 |
| Sep 30, 2022 | 5.42 |
| Jun 30, 2022 | 7.72 |
| Mar 31, 2022 | 1.24 |
| Dec 31, 2021 | 8.73 |
| Sep 30, 2021 | 10.01 |