Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026)
Uscb Financial Holdings' (USCB) quarterly Interest Coverage Ratio came in at 1.78 in Q1 2026, up 5.98% year-on-year from 1.68 in Q1 2025, and up 46.83% quarter-over-quarter from 1.21 in Q4 2025.
Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Uscb Financial Holdings has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 1.78 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 1.78, up 5.98% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.61 (changed 0.03% YoY), and the FY2025 annual result was 1.58, up 3.32% from the prior year.
- Interest Coverage Ratio came in at 1.78 for Q1 2026 at Uscb Financial Holdings, up from 1.21 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.78 in Q1 2026 to a low of 0.25 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 1.46 (2022), against an average of 1.34.
- Across the five-year window, Interest Coverage Ratio slumped 82.7% in 2023 and soared 446.87% in 2024, its largest moves.
- Uscb Financial Holdings' Interest Coverage Ratio stood at 0.33 in 2022, then soared by 282.2% to 1.26 in 2023, then climbed by 28.35% to 1.61 in 2024, then retreated by 24.92% to 1.21 in 2025, then surged by 46.83% to 1.78 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.78 (Q1 2026), 1.21 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Uscb Financial Holdings | 357.91 Mn | 278.94 Mn | - | 1.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.78 |
| Dec 31, 2025 | 1.21 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.71 |
| Mar 31, 2025 | 1.68 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.59 |
| Jun 30, 2024 | 1.53 |
| Mar 31, 2024 | 1.38 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.41 |
| Jun 30, 2023 | 1.55 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.33 |
| Sep 30, 2022 | 0.93 |
| Jun 30, 2022 | 1.41 |
| Mar 31, 2022 | 1.46 |
| Dec 31, 2021 | 1.63 |
| Sep 30, 2021 | 1.89 |
| Jun 30, 2021 | 1.06 |