Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026)
Uscb Financial Holdings (USCB) reported Interest Coverage Ratio of 1.34 for Q1 2026, up 10.33% on a YoY basis from 1.22 in Q1 2025, and up 44.51% sequentially from 0.93 in Q4 2025.
Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends
Uscb Financial Holdings (USCB) has 6 years of Interest Coverage Ratio data on file, last reported at 1.34 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 10.33% year-over-year to 1.34; the trailing twelve-month figure through Mar 2026 stood at 3.36 (up 19.75% YoY), and the FY2025 full-year result was 1.58, up 3.32% from the prior year.
- Interest Coverage Ratio grew to 1.34 in Q1 2026, from 0.93 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 7.72 in Q2 2022 to a low of 0.8 in Q4 2024.
- A 5-year average of 1.96 and a median of 1.24 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio soared 312.79% in 2022 and sank 79.99% in 2023, its largest moves.
- Tracing USCB's Interest Coverage Ratio over 5 years: stood at 2.63 in 2022, then tumbled by 52.75% to 1.24 in 2023, then tumbled by 35.3% to 0.8 in 2024, then climbed by 15.71% to 0.93 in 2025, then surged by 44.51% to 1.34 in 2026.
- Business Quant data shows USCB's Interest Coverage Ratio at 1.34 in Q1 2026, 0.93 in Q4 2025, and 1.28 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Uscb Financial Holdings | 395.70 Mn | 316.74 Mn | - | 1.34 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.34 |
| Dec 31, 2025 | 0.93 |
| Sep 30, 2025 | 1.28 |
| Jun 30, 2025 | 1.23 |
| Mar 31, 2025 | 1.22 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 1.22 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.11 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.08 |
| Jun 30, 2023 | 1.55 |
| Mar 31, 2023 | 2.20 |
| Dec 31, 2022 | 2.63 |
| Sep 30, 2022 | 5.42 |
| Jun 30, 2022 | 7.72 |
| Mar 31, 2022 | 1.24 |
| Dec 31, 2021 | -1.23 |
| Sep 30, 2021 | 10.01 |
| Jun 30, 2021 | 6.04 |