Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026)

Uscb Financial Holdings' (USCB) quarterly Interest Coverage Ratio came in at 1.78 in Q1 2026, up 5.98% year-on-year from 1.68 in Q1 2025, and up 46.83% quarter-over-quarter from 1.21 in Q4 2025.

Uscb Financial Holdings (USCB) Interest Coverage Ratio (2021 - 2026) Analysis & Trends

Uscb Financial Holdings has disclosed Interest Coverage Ratio across 6 years of filings, most recently posting 1.78 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 1.78, up 5.98% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.61 (changed 0.03% YoY), and the FY2025 annual result was 1.58, up 3.32% from the prior year.
  • Interest Coverage Ratio came in at 1.78 for Q1 2026 at Uscb Financial Holdings, up from 1.21 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 1.78 in Q1 2026 to a low of 0.25 in Q1 2023.
  • The 5-year median for Interest Coverage Ratio is 1.46 (2022), against an average of 1.34.
  • Across the five-year window, Interest Coverage Ratio slumped 82.7% in 2023 and soared 446.87% in 2024, its largest moves.
  • Uscb Financial Holdings' Interest Coverage Ratio stood at 0.33 in 2022, then soared by 282.2% to 1.26 in 2023, then climbed by 28.35% to 1.61 in 2024, then retreated by 24.92% to 1.21 in 2025, then surged by 46.83% to 1.78 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.78 (Q1 2026), 1.21 (Q4 2025), and 1.72 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Uscb Financial Holdings 357.91 Mn 278.94 Mn - 1.78

Historic Data

Download Data
DateValue
Mar 31, 2026 1.78
Dec 31, 2025 1.21
Sep 30, 2025 1.72
Jun 30, 2025 1.71
Mar 31, 2025 1.68
Dec 31, 2024 1.61
Sep 30, 2024 1.59
Jun 30, 2024 1.53
Mar 31, 2024 1.38
Dec 31, 2023 1.26
Sep 30, 2023 1.41
Jun 30, 2023 1.55
Mar 31, 2023 0.25
Dec 31, 2022 0.33
Sep 30, 2022 0.93
Jun 30, 2022 1.41
Mar 31, 2022 1.46
Dec 31, 2021 1.63
Sep 30, 2021 1.89
Jun 30, 2021 1.06