Federal Home Loan Mortgage (FMCC) Interest Coverage Ratio (2010 - 2026)
Federal Home Loan Mortgage's (FMCC) quarterly Interest Coverage Ratio came in at 1.17 in Q2 2026, up 5.19% year-over-year from 1.11 in Q2 2025, and up 0.93% quarter-over-quarter from 1.16 in Q1 2026.
Federal Home Loan Mortgage (FMCC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has reported Interest Coverage Ratio for 17 consecutive years, with 1.17 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 5.19% year-over-year to 1.17 in Q2 2026; TTM through Jun 2026 was 1.14, a 0.5% change from a year earlier, with the FY2025 full-year figure at 1.12, down 2.38% from the prior year.
- Interest Coverage Ratio was 1.17 for Q2 2026 at Federal Home Loan Mortgage, up from 1.16 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.35 in Q1 2022 and troughed at 1.09 in Q3 2022.
- A 5-year average of 1.15 and a median of 1.15 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio slipped 17.46% in 2022 and gained 5.8% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.12 in 2022, then increased by 3.86% to 1.16 in 2023, then retreated by 0.1% to 1.16 in 2024, then decreased by 2.88% to 1.12 in 2025, then climbed by 4.01% to 1.17 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.17 (Q2 2026), 1.16 (Q1 2026), and 1.12 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 47.84 Bn | 44.74 Bn | - | 1.75 |
| 2 | Orix | 44.49 Bn | 44.82 Bn | 4.68 Bn | 2.98 |
| 3 | Royalty Pharma | 33.65 Bn | 35.77 Bn | - | 1.42 |
| 4 | Federal National Mortgage Association Fannie Mae | 28.57 Bn | 28.57 Bn | - | 1.15 |
| 5 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 1.24 |
| 6 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 2.22 |
| 7 | Royal Gold | 21.87 Bn | 21.73 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 16.08 Bn | 13.23 Bn | - | 1.63 |
| 9 | Federal Home Loan Mortgage | 14.13 Bn | 9.81 Bn | - | 1.17 |
| 10 | Ares Capital | 13.90 Bn | 13.52 Bn | - | 1.71 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.17 |
| Mar 31, 2026 | 1.16 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 1.11 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.15 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.17 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 1.12 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.35 |
| Dec 31, 2021 | 1.29 |
| Sep 30, 2021 | 1.32 |
Federal Home Loan Mortgage Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMCC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();