Federal Home Loan Mortgage (FMCC) Interest Coverage Ratio (2010 - 2026)
Federal Home Loan Mortgage's (FMCC) quarterly Interest Coverage Ratio came in at 1.15 in Q1 2026, up 1.87% year-on-year from 1.13 in Q1 2025, and up 2.19% on a QoQ basis from 1.12 in Q4 2025.
Federal Home Loan Mortgage (FMCC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Federal Home Loan Mortgage (FMCC) has 17 years of Interest Coverage Ratio data on file, last reported at 1.15 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 1.87% year-over-year to 1.15 in Q1 2026; TTM through Mar 2026 was 1.13, a 1.3% decrease from a year earlier, with the FY2025 full-year figure at 1.12, down 2.58% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.15, up from 1.12 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for FMCC reached as high as 1.26 in Q1 2022 and fell as low as 1.08 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 1.14 across 5 years, with a median of 1.14 in 2024.
- Across the five-year window, Interest Coverage Ratio decreased 17.46% in 2022 and rose 7.67% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 1.08 in 2022, then gained by 7.67% to 1.16 in 2023, then slipped by 1.08% to 1.15 in 2024, then retreated by 1.91% to 1.12 in 2025, then increased by 2.19% to 1.15 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.15 in Q1 2026, 1.12 in Q4 2025, and 1.13 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 2.15 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 1.13 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 1.15 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.34 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 2.52 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 1.31 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 2.22 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -7.89 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 1.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.15 |
| Dec 31, 2025 | 1.12 |
| Sep 30, 2025 | 1.13 |
| Jun 30, 2025 | 1.11 |
| Mar 31, 2025 | 1.13 |
| Dec 31, 2024 | 1.15 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.14 |
| Dec 31, 2023 | 1.16 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 1.17 |
| Mar 31, 2023 | 1.12 |
| Dec 31, 2022 | 1.08 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 1.09 |
| Sep 30, 2021 | 1.32 |
| Jun 30, 2021 | 1.44 |