Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026)

Federal National Mortgage Association Fannie Mae's (FNMA) quarterly Interest Coverage Ratio came in at 1.13 in Q1 2026, little changed year-on-year from 1.14 in Q1 2025, and little changed on a QoQ basis from 1.13 in Q4 2025.

Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Federal National Mortgage Association Fannie Mae (FNMA) has 18 years of Interest Coverage Ratio data on file, last reported at 1.13 in Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio changed 0.23% year-over-year to 1.13 in Q1 2026; TTM through Mar 2026 was 1.14, a 2.87% decrease from a year earlier, with the FY2025 full-year figure at 1.13, down 2.89% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.13, roughly flat from 1.13 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FNMA reached as high as 1.27 in Q2 2022 and fell as low as 1.07 in Q4 2022.
  • Historically, Interest Coverage Ratio has averaged 1.17 across 5 years, with a median of 1.17 in 2024.
  • On a YoY basis, Interest Coverage Ratio climbed as much as 208.0% in 2022 and fell as far as 17.28% in 2022.
  • Year by year, Interest Coverage Ratio stood at 1.07 in 2022, then rose by 9.91% to 1.18 in 2023, then advanced by 1.65% to 1.2 in 2024, then declined by 5.37% to 1.13 in 2025, then grew by 0.07% to 1.13 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.13 in Q1 2026, 1.13 in Q4 2025, and 1.15 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 2.15
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 1.13
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 1.15
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.34
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 2.52
7 Velocity Financial 681.36 Mn -6.51 Bn - 1.31
8 UWM Holdings 540.43 Mn 116.43 Mn - 2.22
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -7.89
10 Onity 340.51 Mn 215.81 Mn - 1.11

Historic Data

Download Data
DateValue
Mar 31, 2026 1.13
Dec 31, 2025 1.13
Sep 30, 2025 1.15
Jun 30, 2025 1.13
Mar 31, 2025 1.14
Dec 31, 2024 1.20
Sep 30, 2024 1.16
Jun 30, 2024 1.19
Mar 31, 2024 1.17
Dec 31, 2023 1.18
Sep 30, 2023 1.21
Jun 30, 2023 1.23
Mar 31, 2023 1.18
Dec 31, 2022 1.07
Sep 30, 2022 1.12
Jun 30, 2022 1.27
Mar 31, 2022 1.23
Dec 31, 2021 0.35
Sep 30, 2021 1.34
Jun 30, 2021 1.54