Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026)
Federal National Mortgage Association Fannie Mae's (FNMA) quarterly Interest Coverage Ratio came in at 1.15 in Q2 2026, up 1.86% year-over-year from 1.13 in Q2 2025, and up 0.75% quarter-over-quarter from 1.14 in Q1 2026.
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Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Federal National Mortgage Association Fannie Mae (FNMA) has reported Interest Coverage Ratio for 18 consecutive years, with 1.15 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 1.86% year-over-year to 1.15 in Q2 2026; TTM through Jun 2026 was 1.14, a 0.62% decrease from a year earlier, with the FY2025 full-year figure at 1.14, down 3.09% from the prior year.
- Interest Coverage Ratio was 1.15 for Q2 2026 at Federal National Mortgage Association Fannie Mae, up from 1.14 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 1.28 in Q1 2022 and troughed at 1.08 in Q4 2022.
- A 5-year average of 1.17 and a median of 1.16 in 2024 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio fell 20.49% in 2022 and rose 9.1% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 1.08 in 2022, then advanced by 9.1% to 1.17 in 2023, then slipped by 0.64% to 1.17 in 2024, then decreased by 2.71% to 1.13 in 2025, then increased by 1.4% to 1.15 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.15 (Q2 2026), 1.14 (Q1 2026), and 1.13 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 1.15 |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 3.95 |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 0.05 |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 1.25 |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -1.98 |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 1.12 |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 1.38 |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 0.85 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.15 |
| Mar 31, 2026 | 1.14 |
| Dec 31, 2025 | 1.13 |
| Sep 30, 2025 | 1.15 |
| Jun 30, 2025 | 1.13 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 1.17 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.18 |
| Dec 31, 2023 | 1.17 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 1.18 |
| Dec 31, 2022 | 1.08 |
| Sep 30, 2022 | 1.12 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.28 |
| Dec 31, 2021 | 1.35 |
| Sep 30, 2021 | 1.34 |