Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026)
Federal National Mortgage Association Fannie Mae (FNMA) posted quarterly Interest Coverage Ratio of 1.15 for Q2 2026, up 1.86% year-over-year from 1.13 in Q2 2025, and up 1.33% quarter-over-quarter from 1.13 in Q1 2026.
Federal National Mortgage Association Fannie Mae (FNMA) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Federal National Mortgage Association Fannie Mae (FNMA) has reported Interest Coverage Ratio for 18 consecutive years, with 1.15 the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 1.86% year-over-year to 1.15; the TTM figure through Jun 2026 stood at 1.14 (changed 0.04% YoY), while the FY2025 annual figure was 1.13, down 2.89% from the prior year.
- Interest Coverage Ratio grew to 1.15 in Q2 2026 per FNMA's latest filing, from 1.13 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.27 in Q2 2022 and bottomed at 1.08 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 1.16 across 5 years, with a median of 1.15 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio retreated 20.49% — and 2023, when it gained 8.03%.
- Federal National Mortgage Association Fannie Mae's Interest Coverage Ratio stood at 1.08 in 2022, then gained by 5.6% to 1.14 in 2023, then grew by 0.0% to 1.14 in 2024, then declined by 0.14% to 1.13 in 2025, then gained by 1.4% to 1.15 in 2026.
- Business Quant data shows FNMA's Interest Coverage Ratio at 1.15 in Q2 2026, 1.13 in Q1 2026, and 1.13 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 1.75 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 1.15 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 1.17 |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 0.05 |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.12 |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 1.38 |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | -1.98 |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 0.85 |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 0.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.15 |
| Mar 31, 2026 | 1.13 |
| Dec 31, 2025 | 1.13 |
| Sep 30, 2025 | 1.15 |
| Jun 30, 2025 | 1.13 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 1.14 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.19 |
| Mar 31, 2024 | 1.17 |
| Dec 31, 2023 | 1.14 |
| Sep 30, 2023 | 1.21 |
| Jun 30, 2023 | 1.23 |
| Mar 31, 2023 | 1.18 |
| Dec 31, 2022 | 1.08 |
| Sep 30, 2022 | 1.12 |
| Jun 30, 2022 | 1.27 |
| Mar 31, 2022 | 1.23 |
| Dec 31, 2021 | 1.35 |
| Sep 30, 2021 | 1.34 |