Synchrony Financial (SYF) Equity Ratio (2013 - 2026)

Synchrony Financial posted quarterly Equity Ratio of 0.14 for Q1 2026, little changed year-on-year from 0.14 in Q1 2025, and down 3.67% on a QoQ basis from 0.14 in Q4 2025.

Synchrony Financial (SYF) Equity Ratio (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has 14 years of Equity Ratio data on file, last reported at 0.14 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio changed 0.2% year-over-year to 0.14; the trailing twelve-month figure through Mar 2026 stood at 0.14 (changed 0.2% YoY), and the FY2025 full-year result was 0.14, up 1.43% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.14, down from 0.14 in the prior quarter.
  • Across five years, Equity Ratio topped out at 0.15 in Q3 2025 and bottomed at 0.12 in Q4 2023.
  • The 5-year median for Equity Ratio is 0.13 (2024), against an average of 0.13.
  • The widest annual swing landed in 2022, when Equity Ratio retreated 14.81%; it then climbed 17.27% in 2024.
  • A 5-year view of Equity Ratio shows it stood at 0.12 in 2022, then slipped by 3.87% to 0.12 in 2023, then climbed by 17.27% to 0.14 in 2024, then gained by 1.43% to 0.14 in 2025, then declined by 3.67% to 0.14 in 2026.
  • The last three Equity Ratio figures came in at 0.14 (Q1 2026), 0.14 (Q4 2025), and 0.15 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.38
2 Mastercard 441.81 Bn 431.60 Bn - 0.13
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.11
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.16
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.25
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.29
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.14
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.20
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.08
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.14
Dec 31, 2025 0.14
Sep 30, 2025 0.15
Jun 30, 2025 0.14
Mar 31, 2025 0.14
Dec 31, 2024 0.14
Sep 30, 2024 0.13
Jun 30, 2024 0.13
Mar 31, 2024 0.13
Dec 31, 2023 0.12
Sep 30, 2023 0.12
Jun 30, 2023 0.12
Mar 31, 2023 0.12
Dec 31, 2022 0.12
Sep 30, 2022 0.13
Jun 30, 2022 0.14
Mar 31, 2022 0.14
Dec 31, 2021 0.14
Sep 30, 2021 0.15
Jun 30, 2021 0.15