Synchrony Financial (SYF-PB) Retained Earnings (2014 - 2026)
Synchrony Financial (SYF-PB) reported Retained Earnings of $25.2 billion for Q1 2026, up 13.51% on a YoY basis from $22.2 billion in Q1 2025, and up 2.49% quarter-over-quarter from $24.6 billion in Q4 2025.
Synchrony Financial (SYF-PB) Retained Earnings (2014 - 2026) Analysis & Trends
Synchrony Financial has reported Retained Earnings for 13 years, with the latest figure at $25.2 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 13.51% year-over-year to $25.2 billion; the trailing twelve-month figure through Mar 2026 stood at $25.2 billion (up 13.51% YoY), and the FY2025 full-year result was $24.6 billion, up 13.7% from the prior year.
- Retained Earnings for Q1 2026 stood at $25.2 billion, up from $24.6 billion in the prior quarter.
- The five-year high for Retained Earnings was $25.2 billion in Q1 2026, with the low at $15.0 billion in Q1 2022.
- Historically, Retained Earnings has averaged $19.9 billion across 5 years, with a median of $19.8 billion in 2024.
- Annual changes were most pronounced in 2022 — Retained Earnings surged 30.8% — and 2023, when it climbed 11.64%.
- Synchrony Financial's Retained Earnings stood at $16.7 billion in 2022, then climbed by 11.64% to $18.7 billion in 2023, then climbed by 15.93% to $21.6 billion in 2024, then advanced by 13.7% to $24.6 billion in 2025, then grew by 2.49% to $25.2 billion in 2026.
- The last three Retained Earnings figures came in at $25.2 billion (Q1 2026), $24.6 billion (Q4 2025), and $24.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -928.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Synchrony Financial | - | - | - | 25.21 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.21 Bn |
| Dec 31, 2025 | 24.60 Bn |
| Sep 30, 2025 | 23.98 Bn |
| Jun 30, 2025 | 23.04 Bn |
| Mar 31, 2025 | 22.21 Bn |
| Dec 31, 2024 | 21.64 Bn |
| Sep 30, 2024 | 20.98 Bn |
| Jun 30, 2024 | 20.31 Bn |
| Mar 31, 2024 | 19.79 Bn |
| Dec 31, 2023 | 18.66 Bn |
| Sep 30, 2023 | 18.34 Bn |
| Jun 30, 2023 | 17.83 Bn |
| Mar 31, 2023 | 17.37 Bn |
| Dec 31, 2022 | 16.72 Bn |
| Sep 30, 2022 | 16.25 Bn |
| Jun 30, 2022 | 15.68 Bn |
| Mar 31, 2022 | 15.00 Bn |
| Dec 31, 2021 | 14.25 Bn |
| Sep 30, 2021 | 13.56 Bn |
| Jun 30, 2021 | 12.56 Bn |