Synchrony Financial (SYF-PB) Net Margin (2013 - 2026)

Synchrony Financial has reported Net Margin for 14 years, with the latest figure at 16.44% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 49.0% year-over-year to 16.44%; the trailing twelve-month figure through Mar 2026 stood at 18.37% (up 287.0% YoY), and the FY2025 full-year result was 18.27%, up 73.0% from the prior year.
• Net Margin for Q1 2026 stood at 16.44%, up from 14.94% in the prior quarter.
• The five-year high for Net Margin was 23.05% in Q1 2024, with the low at 9.46% in Q4 2023.
• Historically, Net Margin has averaged 16.58% across 5 years, with a median of 16.07% in 2022.
• Annual changes were most pronounced in 2022 — Net Margin slumped 1543 bps — and 2024, when it soared 1063 bps.
• Synchrony Financial's Net Margin stood at 16.47% in 2022, then slumped by 43 bps to 9.46% in 2023, then soared by 69 bps to 15.95% in 2024, then retreated by 6 bps to 14.94% in 2025, then rose by 10 bps to 16.44% in 2026.
• The last three Net Margin figures came in at 16.44% (Q1 2026), 14.94% (Q4 2025), and 21.81% (Q3 2025), per Business Quant data.