Synchrony Financial (SYF-PA) Interest Coverage Ratio (2013 - 2026)

Synchrony Financial (SYF-PA) has reported Interest Coverage Ratio for 14 consecutive years, with 2.08 the latest figure, recorded in Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 2.08, up 9.21% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.17 (up 17.7% YoY), and the FY2025 annual result was 2.12, up 6.81% from the prior year.
• Interest Coverage Ratio was 2.08 for Q1 2026 at Synchrony Financial, up from 1.98 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 17.89 in Q1 2022 and troughed at 1.5 in Q4 2023.
• Average Interest Coverage Ratio over 5 years is 4.72, with a median of 1.98 recorded in 2025.
• The widest YoY moves for Interest Coverage Ratio: up 235.03% in 2022, down 90.02% in 2022.
• Over 5 years, Interest Coverage Ratio stood at 1.57 in 2022, then decreased by 4.71% to 1.5 in 2023, then advanced by 24.88% to 1.87 in 2024, then rose by 5.78% to 1.98 in 2025, then advanced by 5.22% to 2.08 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.08 in Q1 2026, 1.98 in Q4 2025, and 2.41 in Q3 2025.