Synchrony Financial (SYF-PA) EBT Margin (2013 - 2026)

Synchrony Financial (SYF-PA) has reported EBT Margin for 14 consecutive years, with 21.96% the latest figure, recorded in Q1 2026.

• EBT Margin for Q1 2026 came in at 21.96%, up 63.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 24.47% (up 387.0% YoY), and the FY2025 annual result was 24.34%, up 103.0% from the prior year.
• EBT Margin was 21.96% for Q1 2026 at Synchrony Financial, up from 19.48% in the prior quarter.
• Over five years, EBT Margin peaked at 30.71% in Q1 2024 and troughed at 11.88% in Q4 2023.
• Average EBT Margin over 5 years is 22.04%, with a median of 21.41% recorded in 2022.
• Year-over-year, EBT Margin slumped 2032 bps in 2022 and soared 1408 bps in 2024.
• Over 5 years, EBT Margin stood at 21.53% in 2022, then tumbled by 45 bps to 11.88% in 2023, then jumped by 74 bps to 20.61% in 2024, then dropped by 6 bps to 19.48% in 2025, then increased by 13 bps to 21.96% in 2026.
• Per Business Quant data, the three most recent EBT Margin figures were 21.96% in Q1 2026, 19.48% in Q4 2025, and 29.48% in Q3 2025.