Synchrony Financial (SYF-PA) EBITDA Margin (2013 - 2026)

Synchrony Financial has reported EBITDA Margin for 14 years, with the latest figure at 42.26% in Q1 2026.

• For the quarter ending Q1 2026, EBITDA Margin fell 261.0% year-over-year to 42.26%; the trailing twelve-month figure through Mar 2026 stood at 45.46% (up 33.0% YoY), and the FY2025 full-year result was 46.12%, down 92.0% from the prior year.
• EBITDA Margin for Q1 2026 stood at 42.26%, up from 39.39% in the prior quarter.
• The five-year high for EBITDA Margin was 59.18% in Q4 2022, with the low at 18.76% in Q1 2023.
• Historically, EBITDA Margin has averaged 40.63% across 5 years, with a median of 42.26% in 2026.
• Annual changes were most pronounced in 2023 — EBITDA Margin tumbled 2343 bps — and 2024, when it soared 3286 bps.
• Synchrony Financial's EBITDA Margin stood at 59.18% in 2022, then slumped by 40 bps to 35.75% in 2023, then advanced by 24 bps to 44.3% in 2024, then retreated by 11 bps to 39.39% in 2025, then increased by 7 bps to 42.26% in 2026.
• The last three EBITDA Margin figures came in at 42.26% (Q1 2026), 39.39% (Q4 2025), and 50.34% (Q3 2025), per Business Quant data.