Synchrony Financial (SYF) EBT Margin (2013 - 2026)

Synchrony Financial (SYF) has 14 years of EBT Margin data on file, last reported at 24.62% in Q2 2026.

• Quarterly EBT Margin fell 223.0% year-over-year to 24.62% in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 23.66% (up 113.0% YoY) and the FY2025 annual result came in at 24.15%, up 81.0% from the prior year.
• EBT Margin grew to 24.62% in Q2 2026, from 21.58% in the prior quarter.
• In the past five years, EBT Margin ranged from a high of 31.18% in Q1 2022 to a low of 11.5% in Q4 2023.
• A 5-year average of 22.07% and a median of 21.34% in 2024 frame the typical range for EBT Margin.
• Annual changes were most pronounced in 2022 — EBT Margin plunged 2076 bps — and 2024, when it jumped 1206 bps.
• Tracing SYF's EBT Margin over 5 years: stood at 17.32% in 2022, then tumbled by 34 bps to 11.5% in 2023, then jumped by 79 bps to 20.61% in 2024, then declined by 7 bps to 19.21% in 2025, then grew by 28 bps to 24.62% in 2026.
• The last three EBT Margin figures came in at 24.62% (Q2 2026), 21.58% (Q1 2026), and 19.21% (Q4 2025), per Business Quant data.