Synchrony Financial (SYF) EBT Margin (2013 - 2026)

Synchrony Financial (SYF) has 14 years of EBT Margin data on file, last reported at 21.96% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin rose 63.0% year-over-year to 21.96%; the trailing twelve-month figure through Mar 2026 stood at 24.47% (up 387.0% YoY), and the FY2025 full-year result was 24.34%, up 103.0% from the prior year.
• EBT Margin for Q1 2026 stood at 21.96%, up from 19.48% in the prior quarter.
• Across five years, EBT Margin topped out at 30.71% in Q1 2024 and bottomed at 11.88% in Q4 2023.
• The 5-year median for EBT Margin is 21.41% (2022), against an average of 22.04%.
• The widest annual swing landed in 2022, when EBT Margin slumped 2032 bps; it then jumped 1408 bps in 2024.
• A 5-year view of EBT Margin shows it stood at 21.53% in 2022, then tumbled by 45 bps to 11.88% in 2023, then surged by 74 bps to 20.61% in 2024, then decreased by 6 bps to 19.48% in 2025, then climbed by 13 bps to 21.96% in 2026.
• The last three EBT Margin figures came in at 21.96% (Q1 2026), 19.48% (Q4 2025), and 29.48% (Q3 2025), per Business Quant data.