Royal Bank Of Canada (RY) Times Interest Earned (2009 - 2026)
Royal Bank Of Canada's Times Interest Earned was 1.43 in fiscal Q3 2026 (quarter ended Jul 31, 2026), up 3.4% from 1.39 a year earlier and up 0.3% from the prior quarter.
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Analysis
Royal Bank Of Canada (RY) Times Interest Earned (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Royal Bank Of Canada's Times Interest Earned was 1.42 through Jul 31, 2026, up 6.4% year-over-year; for FY2025 (ended Oct 31, 2025), it was 1.36, up 8.3% from FY2024.
- In earlier fiscal years, Times Interest Earned was 1.26 in FY2024 (-2.8%), 1.29 in FY2023 (-38.8%), 2.11 in FY2022 (-40.2%) and 3.53 in FY2021 (+74.6%).
- The fiscal Q3 2026 figure marks the highest quarterly Times Interest Earned since fiscal Q4 2022.
- Compared with a year earlier, Times Interest Earned has increased for eight straight quarters, with growth averaging 6.9% over the last eight quarters.
- The best year-over-year quarter for Times Interest Earned over five years was fiscal Q4 2021 (growth of 32.1%); the worst was fiscal Q1 2023 (a decline of 60.7%).
- Per Business Quant data, RY's Times Interest Earned in the three fiscal quarters before Q3 2026 was 1.43 (Q2 2026), 1.42 (Q1 2026) and 1.39 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | American Express | 205.34 Bn | -2.83 Bn | - | 3.08 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 1.43 |
| Apr 30, 2026 | 1.43 |
| Jan 31, 2026 | 1.42 |
| Oct 31, 2025 | 1.39 |
| Jul 31, 2025 | 1.39 |
| Apr 30, 2025 | 1.33 |
| Jan 31, 2025 | 1.35 |
| Oct 31, 2024 | 1.28 |
| Jul 31, 2024 | 1.27 |
| Apr 30, 2024 | 1.26 |
| Jan 31, 2024 | 1.23 |
| Oct 31, 2023 | 1.22 |
| Jul 31, 2023 | 1.28 |
| Apr 30, 2023 | 1.31 |
| Jan 31, 2023 | 1.40 |
| Oct 31, 2022 | 1.56 |
| Jul 31, 2022 | 1.94 |
| Apr 30, 2022 | 3.14 |
| Jan 31, 2022 | 3.56 |
| Oct 31, 2021 | 3.55 |
API Access
Royal Bank Of Canada Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();