SoFi Technologies (SOFI) Return on Assets [ROA] (2021 - 2026)
SoFi Technologies' Return on Assets [ROA] was 1.11% in Q2 2026, down 0.31 percentage points from 1.42% a year earlier and unchanged from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
From Q1 2021 onward, SoFi Technologies has reported Return on Assets [ROA] for 22 quarters.
- Return on Assets [ROA] shows a four-year change of +6.56 percentage points (FY2021 to FY2025).
- In earlier years, Return on Assets [ROA] was 1.50% in FY2024 (+2.73 pp), -1.23% in FY2023 (+1.05 pp), -2.27% in FY2022 (+3.18 pp) and -5.46% in FY2021.
- Quarterly Return on Assets [ROA] has moved between -5.79% (Q3 2021) and 1.48% (Q3 2025) over five years.
- Compared with a year earlier, Return on Assets [ROA] has declined for three straight quarters, with an average year-over-year change of +1.02 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q2 2022 (a gain of 8.29 percentage points); the worst was Q4 2025 (a drop of 0.41 percentage points).
- Per Business Quant data, SOFI's Return on Assets [ROA] in the three quarters before Q2 2026 was 1.11% (Q1 2026), 1.00% (Q4 2025) and 1.48% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 1.31% |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | 2.83% |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 0.96% |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 1.25% |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 0.93% |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 0.51% |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 1.00% |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 1.02% |
| 10 | SoFi Technologies | 20.39 Bn | 5.68 Bn | 1.02 Bn | 1.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.11% |
| Mar 31, 2026 | 1.11% |
| Dec 31, 2025 | 1.00% |
| Sep 30, 2025 | 1.48% |
| Jun 30, 2025 | 1.42% |
| Mar 31, 2025 | 1.30% |
| Dec 31, 2024 | 1.41% |
| Sep 30, 2024 | 0.64% |
| Jun 30, 2024 | -0.35% |
| Mar 31, 2024 | -0.58% |
| Dec 31, 2023 | -1.04% |
| Sep 30, 2023 | -1.45% |
| Jun 30, 2023 | -0.82% |
| Mar 31, 2023 | -1.18% |
| Dec 31, 2022 | -1.84% |
| Sep 30, 2022 | -2.75% |
| Jun 30, 2022 | -2.79% |
| Mar 31, 2022 | -3.89% |
| Dec 31, 2021 | -5.61% |
| Sep 30, 2021 | -5.79% |
API Access
SoFi Technologies Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();