SoFi Technologies (SOFI) Return on Assets [ROA] (2021 - 2026)
SoFi Technologies' Return on Assets [ROA] was 1.15% in Q3 2026, down 0.33 percentage points from 1.48% a year earlier but up 0.04 percentage points from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Return on Assets [ROA] (2021 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at SoFi Technologies came in at 1.11%, down 0.40 percentage points from FY2024.
- Return on Assets [ROA] shows a four-year change of +6.56 percentage points (FY2021 to FY2025).
- In earlier years, Return on Assets [ROA] was 1.50% in FY2024 (+2.73 pp), -1.23% in FY2023 (+1.05 pp), -2.27% in FY2022 (+3.18 pp) and -5.46% in FY2021.
- Quarterly Return on Assets [ROA] has moved between -5.61% (Q4 2021) and 1.48% (Q3 2025) over five years.
- Compared with a year earlier, Return on Assets [ROA] has declined for four straight quarters, with an average year-over-year change of +0.71 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q2 2022 (a gain of 8.29 percentage points); the worst was Q4 2025 (a drop of 0.41 percentage points).
- Per Business Quant data, SOFI's Return on Assets [ROA] in the three quarters before Q3 2026 was 1.11% (Q2 2026), 1.11% (Q1 2026) and 1.00% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 941.10 Bn | 941.10 Bn | - | 1.31% |
| 2 | Bank Of America | 368.14 Bn | -2,007.97 Bn | - | 0.93% |
| 3 | Hsbc Holdings | 311.49 Bn | -1,792.10 Bn | - | 0.82% |
| 4 | Morgan Stanley | 300.45 Bn | -208.64 Bn | - | 1.25% |
| 5 | Royal Bank Of Canada | 295.40 Bn | -534.64 Bn | - | 0.93% |
| 6 | Goldman Sachs | 274.53 Bn | -3,468.92 Bn | - | 1.03% |
| 7 | Wells Fargo & Company | 263.46 Bn | 263.46 Bn | - | 1.03% |
| 8 | Mitsubishi Ufj Financial | 250.56 Bn | -90.83 Bn | 10.89 Bn | 0.52% |
| 9 | American Express | 223.87 Bn | 23.35 Bn | - | 3.96% |
| 10 | SoFi Technologies | 22.36 Bn | 7.66 Bn | 1.02 Bn | 1.11% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.11% |
| Mar 31, 2026 | 1.11% |
| Dec 31, 2025 | 1.00% |
| Sep 30, 2025 | 1.48% |
| Jun 30, 2025 | 1.42% |
| Mar 31, 2025 | 1.30% |
| Dec 31, 2024 | 1.41% |
| Sep 30, 2024 | 0.64% |
| Jun 30, 2024 | -0.35% |
| Mar 31, 2024 | -0.58% |
| Dec 31, 2023 | -1.04% |
| Sep 30, 2023 | -1.45% |
| Jun 30, 2023 | -0.82% |
| Mar 31, 2023 | -1.18% |
| Dec 31, 2022 | -1.84% |
| Sep 30, 2022 | -2.75% |
| Jun 30, 2022 | -2.79% |
| Mar 31, 2022 | -3.89% |
| Dec 31, 2021 | -5.61% |
| Sep 30, 2021 | -5.79% |
API Access
SoFi Technologies Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();