American Express (AXP) Return on Assets [ROA] (2011 - 2026)
American Express (AXP) posted Return on Assets [ROA] of 3.96% for Q3 2026, up 0.41 percentage points from 3.55% a year earlier and up 0.25 percentage points from the prior quarter.
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Analysis
American Express (AXP) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, American Express' Return on Assets [ROA] came in at 3.79%, down 0.01 percentage points from FY2024.
- Annual Return on Assets [ROA] shows a five-year change of +2.18 percentage points (FY2020 to FY2025).
- In prior years, American Express' Return on Assets [ROA] was 3.80% in FY2024 (+0.38 pp), 3.42% in FY2023 (-0.18 pp), 3.60% in FY2022 (-0.64 pp) and 4.24% in FY2021 (+2.63 pp).
- The Q3 2026 figure stands as the highest quarterly Return on Assets [ROA] since Q1 2022.
- On a year-over-year basis, Return on Assets [ROA] increased in four of the last eight quarters, with an average year-over-year change of +0.13 percentage points.
- The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was Q4 2021, with a gain of 2.66 percentage points; the weakest was Q1 2023, with a drop of 1.00 percentage points.
- According to Business Quant data, Return on Assets [ROA] for the three prior quarters was 3.71% (Q2 2026), 3.69% (Q1 2026) and 3.63% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 914.69 Bn | 914.69 Bn | - | 1.31% |
| 2 | Bank Of America | 360.35 Bn | -2,015.76 Bn | - | 0.93% |
| 3 | Hsbc Holdings | 304.14 Bn | -1,799.46 Bn | - | 0.82% |
| 4 | Morgan Stanley | 286.24 Bn | -257.79 Bn | - | 1.23% |
| 5 | Royal Bank Of Canada | 286.10 Bn | -543.94 Bn | - | 0.93% |
| 6 | Goldman Sachs | 261.70 Bn | -3,481.75 Bn | - | 1.03% |
| 7 | Wells Fargo & Company | 255.41 Bn | 255.41 Bn | - | 1.03% |
| 8 | Mitsubishi Ufj Financial | 240.59 Bn | -100.80 Bn | 10.89 Bn | 0.52% |
| 9 | American Express | 218.79 Bn | 18.28 Bn | - | 3.96% |
| 10 | Toronto Dominion Bank | 212.42 Bn | -463.45 Bn | - | 0.77% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.96% |
| Jun 30, 2026 | 3.71% |
| Mar 31, 2026 | 3.69% |
| Dec 31, 2025 | 3.63% |
| Sep 30, 2025 | 3.55% |
| Jun 30, 2025 | 3.51% |
| Mar 31, 2025 | 3.71% |
| Dec 31, 2024 | 3.73% |
| Sep 30, 2024 | 3.64% |
| Jun 30, 2024 | 3.63% |
| Mar 31, 2024 | 3.39% |
| Dec 31, 2023 | 3.27% |
| Sep 30, 2023 | 3.23% |
| Jun 30, 2023 | 3.09% |
| Mar 31, 2023 | 3.11% |
| Dec 31, 2022 | 3.39% |
| Sep 30, 2022 | 3.65% |
| Jun 30, 2022 | 3.79% |
| Mar 31, 2022 | 4.12% |
| Dec 31, 2021 | 4.32% |
API Access
American Express Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=AXP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "AXP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=AXP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();