SoFi Technologies (SOFI) Net Change in Deposits (2022 - 2026)
SoFi Technologies (SOFI) posted Net Change in Deposits of $4.97 billion for Q2 2026, up 117.4% from $2.29 billion a year earlier and up 63.7% from the prior quarter.
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Analysis
SoFi Technologies (SOFI) Net Change in Deposits (2022 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Change in Deposits at SoFi Technologies was $15.49 billion, up 141.1% year-over-year; for FY2025, it came in at $11.25 billion, up 61.7% from FY2024.
- Annual Net Change in Deposits shows a three-year compound annual growth rate of 16.3% (FY2022 to FY2025).
- In prior years, SoFi Technologies' Net Change in Deposits was $6.95 billion in FY2024 (-38.1%), $11.23 billion in FY2023 (+57.0%) and $7.15 billion in FY2022.
- The Q2 2026 figure stands as the highest quarterly Net Change in Deposits in data going back to Q1 2022.
- On a year-over-year basis, Net Change in Deposits has increased in each of the last five quarters, with growth averaging 61.5% over the last eight quarters.
- The strongest year-over-year quarter for Net Change in Deposits in the past five years was Q4 2025, with growth of 218.9%; the weakest was Q4 2024, with a decline of 55.7%.
- According to Business Quant data, Net Change in Deposits for the three prior quarters was $3.03 billion (Q1 2026), $4.15 billion (Q4 2025) and $3.33 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Deposits Chg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 935.44 Bn | 935.44 Bn | - | 73.53 Bn |
| 2 | Banco Santander Chile | 415.59 Bn | -7,101.51 Bn | - | - |
| 3 | Bank Of America | 357.35 Bn | -2,018.76 Bn | - | 13.63 Bn |
| 4 | Hsbc Holdings | 307.23 Bn | -1,795.96 Bn | - | - |
| 5 | Morgan Stanley | 304.94 Bn | -204.15 Bn | - | 18.23 Bn |
| 6 | Royal Bank Of Canada | 293.80 Bn | -536.20 Bn | - | 45.20 Bn |
| 7 | Goldman Sachs | 267.88 Bn | -3,475.57 Bn | - | 10.23 Bn |
| 8 | Wells Fargo & Company | 262.48 Bn | 264.60 Bn | - | 1.25 Bn |
| 9 | Mitsubishi Ufj Financial | 260.85 Bn | -71.38 Bn | 10.89 Bn | - |
| 10 | SoFi Technologies | 22.43 Bn | 7.72 Bn | 1.02 Bn | 4.97 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.97 Bn |
| Mar 31, 2026 | 3.03 Bn |
| Dec 31, 2025 | 4.15 Bn |
| Sep 30, 2025 | 3.33 Bn |
| Jun 30, 2025 | 2.29 Bn |
| Mar 31, 2025 | 1.48 Bn |
| Dec 31, 2024 | 1.30 Bn |
| Sep 30, 2024 | 1.36 Bn |
| Jun 30, 2024 | 1.40 Bn |
| Mar 31, 2024 | 2.90 Bn |
| Dec 31, 2023 | 2.94 Bn |
| Sep 30, 2023 | 2.90 Bn |
| Jun 30, 2023 | 2.64 Bn |
| Mar 31, 2023 | 2.75 Bn |
| Dec 31, 2022 | 2.29 Bn |
| Sep 30, 2022 | 2.36 Bn |
| Jun 30, 2022 | 1.53 Bn |
| Mar 31, 2022 | 961.83 Mn |
API Access
SoFi Technologies Net Change in Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=SOFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-change-in-deposits", "ticker": "SOFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=SOFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();