Royal Bank Of Canada (RY) Net Change in Deposits (2009 - 2026)
Royal Bank Of Canada (RY) posted Net Change in Deposits of $45.2 billion for fiscal Q3 2026 (quarter ended Jul 31, 2026), up 79.0% from $25.25 billion a year earlier and up 57.5% from the prior quarter.
Royal Bank Of Canada (RY) Net Change in Deposits (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jul 31, 2026, Net Change in Deposits at Royal Bank Of Canada was $117.67 billion, up 35.5% year-over-year; for FY2025 (ended Oct 31, 2025), it was $75.77 billion, up 12.6% from FY2024.
- Annual Net Change in Deposits shows a five-year compound annual growth rate of 0.1% (FY2020 to FY2025).
- In prior fiscal years, Royal Bank Of Canada's Net Change in Deposits was $67.32 billion in FY2024 and $57.41 billion in FY2021 (-23.7%).
- The fiscal Q3 2026 figure stands as the highest quarterly Net Change in Deposits in data going back to fiscal Q1 2009.
- On a year-over-year basis, Net Change in Deposits increased in three of the last six quarters, with growth averaging 121.1%.
- According to Business Quant data, Net Change in Deposits for the three prior fiscal quarters was $28.69 billion (Q2 2026), $19.17 billion (Q1 2026) and $24.61 billion (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Deposits Chg. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 73.53 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.63 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 32.80 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 45.20 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 10.23 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.25 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | American Express | 217.14 Bn | 16.62 Bn | - | -1.96 Bn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 45.20 Bn |
| Apr 30, 2026 | 28.69 Bn |
| Jan 31, 2026 | 19.17 Bn |
| Oct 31, 2025 | 24.61 Bn |
| Jul 31, 2025 | 25.25 Bn |
| Apr 30, 2025 | 3.41 Bn |
| Jan 31, 2025 | 22.83 Bn |
| Oct 31, 2024 | 35.33 Bn |
| Jul 31, 2024 | 24.58 Bn |
| Apr 30, 2024 | 6.99 Bn |
| Jan 31, 2015 | 34.92 Bn |
| Oct 31, 2014 | 11.23 Bn |
| Jul 31, 2014 | 10.10 Bn |
| Apr 30, 2014 | -2.99 Bn |
| Jan 31, 2014 | 30.61 Bn |
| Oct 31, 2013 | 11.83 Bn |
| Jul 31, 2013 | 14.52 Bn |
| Apr 30, 2013 | 7.49 Bn |
| Jan 31, 2013 | 6.48 Bn |
| Oct 31, 2012 | 9.90 Bn |
Royal Bank Of Canada Net Change in Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-change-in-deposits", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-change-in-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();