Royal Bank Of Canada (RY) Interest Expense - Deposits (2009 - 2026)
Royal Bank Of Canada's Interest Expense - Deposits came in at $7.85 billion for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 3.9% from $8.17 billion a year earlier.
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Analysis
Royal Bank Of Canada (RY) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jul 31, 2026, Royal Bank Of Canada reported Interest Expense - Deposits of $31.64 billion, down 8.0% year-over-year; for FY2025 (ended Oct 31, 2025), it was $32.01 billion, down 7.8% from FY2024.
- Interest Expense - Deposits carries a five-year compound annual growth rate of -46.8% (FY2020 to FY2025).
- Going back by fiscal year, Interest Expense - Deposits was $34.73 billion in FY2024 (+27.7%), $27.2 billion in FY2023 (+225.5%), $8.36 billion in FY2022 (-99.0%) and $875.44 billion in FY2021 (+16.3%).
- The five-year range for quarterly Interest Expense - Deposits is $1.02 billion (fiscal Q1 2022) to $910.11 billion (fiscal Q4 2022).
- Year-over-year, Interest Expense - Deposits increased in 1 of the last six quarters, with an average decline of 3.0%.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in fiscal Q1 2023 (growth of 463.2%), and the weakest in fiscal Q4 2023 (a decline of 99.2%).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.85 Bn |
| Jan 31, 2026 | 7.65 Bn |
| Oct 31, 2025 | 7.97 Bn |
| Jul 31, 2025 | 8.17 Bn |
| Jan 31, 2025 | 8.32 Bn |
| Oct 31, 2024 | 8.81 Bn |
| Jul 31, 2024 | 9.08 Bn |
| Apr 30, 2024 | 8.47 Bn |
| Jan 31, 2024 | 8.36 Bn |
| Oct 31, 2023 | 7.73 Bn |
| Jul 31, 2023 | 7.32 Bn |
| Apr 30, 2023 | 6.40 Bn |
| Jan 31, 2023 | 5.76 Bn |
| Oct 31, 2022 | 3.91 Bn |
| Jul 31, 2022 | 2.17 Bn |
| Apr 30, 2022 | 1.16 Bn |
| Jan 31, 2022 | 1.02 Bn |
| Oct 31, 2021 | 1.01 Bn |
| Jul 31, 2021 | 1.04 Bn |
| Apr 30, 2021 | 1.11 Bn |
API Access
Royal Bank Of Canada Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=RY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();