Regional Management (RM) FCF Margin (2011 - 2026)
Regional Management's (RM) quarterly FCF Margin came in at 47.2% in Q2 2026, down 212.0% year-over-year from 42.14% in Q2 2025, and down 1.18% quarter-over-quarter from 47.76% in Q1 2026.
Regional Management (RM) FCF Margin (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported FCF Margin for 12 consecutive years, with 47.2% the latest figure, recorded in Q2 2026.
- On a quarterly basis, FCF Margin fell 212.0% year-over-year to 47.2% in Q2 2026; TTM through Jun 2026 was 48.24%, a 309.0% increase from a year earlier, with the FY2025 full-year figure at 47.14%, up 230.0% from the prior year.
- FCF Margin was 47.2% for Q2 2026 at Regional Management, down from 47.76% in the prior quarter.
- Over five years, FCF Margin peaked at 51.77% in Q3 2025 and troughed at 36.96% in Q1 2022.
- A 5-year average of 45.13% and a median of 46.4% in 2023 frame the typical range for FCF Margin.
- Across the five-year window, FCF Margin tumbled 622 bps in 2024 and surged 697 bps in 2026, its largest moves.
- Over 5 years, FCF Margin stood at 43.05% in 2022, then climbed by 8 bps to 46.47% in 2023, then fell by 13 bps to 40.25% in 2024, then grew by 15 bps to 46.32% in 2025, then grew by 2 bps to 47.2% in 2026.
- The last three FCF Margin figures came in at 47.2% (Q2 2026), 47.76% (Q1 2026), and 46.32% (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 50.23% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -1,112.06% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 7.73% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 52.42% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -31.97% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 57.21% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 53.68% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 51.85% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 7.85% |
| 10 | Regional Management | 292.81 Mn | 171.50 Mn | 163.12 Mn | 47.20% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 47.20% |
| Mar 31, 2026 | 47.76% |
| Dec 31, 2025 | 46.32% |
| Sep 30, 2025 | 51.77% |
| Jun 30, 2025 | 49.31% |
| Mar 31, 2025 | 40.79% |
| Dec 31, 2024 | 40.25% |
| Sep 30, 2024 | 50.44% |
| Jun 30, 2024 | 49.14% |
| Mar 31, 2024 | 39.81% |
| Dec 31, 2023 | 46.47% |
| Sep 30, 2023 | 47.36% |
| Jun 30, 2023 | 45.65% |
| Mar 31, 2023 | 37.67% |
| Dec 31, 2022 | 43.05% |
| Sep 30, 2022 | 41.23% |
| Jun 30, 2022 | 51.08% |
| Mar 31, 2022 | 36.96% |
| Dec 31, 2021 | 46.08% |
| Sep 30, 2021 | 41.70% |
Regional Management FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=RM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();