Regional Management (RM) FCF Margin (2011 - 2026)
Regional Management (RM) posted quarterly FCF Margin of 47.2% for Q2 2026, down 212.0% year-over-year from 42.14% in Q2 2025, and down 1.18% on a QoQ basis from 47.76% in Q1 2026.
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Analysis
Regional Management (RM) FCF Margin (2011 - 2026) Analysis & Trends
Regional Management has reported FCF Margin for 12 years, with the latest figure at 47.2% in Q2 2026.
- FCF Margin for Q2 2026 came in at 47.2%, down 212.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 48.24% (up 309.0% YoY), and the FY2025 annual result was 47.14%, up 230.0% from the prior year.
- FCF Margin fell to 47.2% in Q2 2026, from 47.76% in the prior quarter.
- Over five years, FCF Margin peaked at 51.77% in Q3 2025 and troughed at 36.96% in Q1 2022.
- A 5-year average of 45.13% and a median of 46.4% in 2023 frame the typical range for FCF Margin.
- The widest annual swing landed in 2024, when FCF Margin slumped 622 bps; it then jumped 697 bps in 2026.
- A 5-year view of FCF Margin shows it stood at 43.05% in 2022, then increased by 8 bps to 46.47% in 2023, then decreased by 13 bps to 40.25% in 2024, then rose by 15 bps to 46.32% in 2025, then rose by 2 bps to 47.2% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 47.2% in Q2 2026, 47.76% in Q1 2026, and 46.32% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Regional Management | 304.02 Mn | 182.71 Mn | 163.12 Mn | 47.20% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 47.20% |
| Mar 31, 2026 | 47.76% |
| Dec 31, 2025 | 46.32% |
| Sep 30, 2025 | 51.77% |
| Jun 30, 2025 | 49.31% |
| Mar 31, 2025 | 40.79% |
| Dec 31, 2024 | 40.25% |
| Sep 30, 2024 | 50.44% |
| Jun 30, 2024 | 49.14% |
| Mar 31, 2024 | 39.81% |
| Dec 31, 2023 | 46.47% |
| Sep 30, 2023 | 47.36% |
| Jun 30, 2023 | 45.65% |
| Mar 31, 2023 | 37.67% |
| Dec 31, 2022 | 43.05% |
| Sep 30, 2022 | 41.23% |
| Jun 30, 2022 | 51.08% |
| Mar 31, 2022 | 36.96% |
| Dec 31, 2021 | 46.08% |
| Sep 30, 2021 | 41.70% |