Regional Management (RM) FCF Margin (2011 - 2026)

Regional Management (RM) posted quarterly FCF Margin of 47.76% for Q1 2026, up 697.0% YoY from 5.99% in Q1 2025, and up 3.11% sequentially from 46.32% in Q4 2025.

Regional Management (RM) FCF Margin (2011 - 2026) Analysis & Trends

Regional Management has disclosed FCF Margin across 12 years of filings, most recently posting 47.76% for Q1 2026.

  • In Q1 2026, FCF Margin rose 697.0% year-over-year to 47.76%; the TTM figure through Mar 2026 stood at 48.77% (down 35871.0% YoY), while the FY2025 annual figure was 47.14%, down 41328.0% from the prior year.
  • FCF Margin rose to 47.76% in Q1 2026, from 46.32% in the prior quarter.
  • Over the last five years, FCF Margin for RM reached as high as 51.77% in Q3 2025 and fell as low as 16.56% in Q4 2024.
  • The 5-year median for FCF Margin is 46.32% (2025), against an average of 41.66%.
  • Annual changes were most pronounced in 2024 — FCF Margin sank 6303 bps — and 2025, when it soared 6288 bps.
  • A 5-year view of FCF Margin shows it stood at 43.05% in 2022, then grew by 8 bps to 46.47% in 2023, then slumped by 136 bps to 16.56% in 2024, then soared by 380 bps to 46.32% in 2025, then increased by 3 bps to 47.76% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 47.76%, 46.32%, and 51.77% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn 47.76%

Historic Data

Download Data
DateValue
Mar 31, 2026 47.76%
Dec 31, 2025 46.32%
Sep 30, 2025 51.77%
Jun 30, 2025 49.31%
Mar 31, 2025 40.79%
Dec 31, 2024 -16.56%
Sep 30, 2024 50.44%
Jun 30, 2024 49.14%
Mar 31, 2024 39.81%
Dec 31, 2023 46.47%
Sep 30, 2023 47.36%
Jun 30, 2023 45.65%
Mar 31, 2023 37.67%
Dec 31, 2022 43.05%
Sep 30, 2022 41.23%
Jun 30, 2022 51.08%
Mar 31, 2022 36.96%
Dec 31, 2021 46.08%
Sep 30, 2021 41.70%
Jun 30, 2021 49.45%