Q2 Holdings (QTWO) Debt Ratio (2013 - 2026)
Q2 Holdings' (QTWO) quarterly Debt Ratio came in at 0.24 in Q1 2026, up 72.64% year-over-year from 0.14 in Q1 2025, and up 2.51% quarter-over-quarter from 0.24 in Q4 2025.
Analysis
Q2 Holdings (QTWO) Debt Ratio (2013 - 2026) Analysis & Trends
Q2 Holdings has disclosed Debt Ratio across 6 years of filings, most recently posting 0.24 for Q1 2026.
- In Q1 2026, Debt Ratio rose 72.64% year-over-year to 0.24; the TTM figure through Mar 2026 stood at 0.24 (up 72.64% YoY), while the FY2025 annual figure was 0.24, up 61.7% from the prior year.
- Debt Ratio came in at 0.24 for Q1 2026 at Q2 Holdings, up from 0.24 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.36 in Q2 2025 to a low of 0.01 in Q1 2022.
- Average Debt Ratio over 4 years is 0.15, with a median of 0.14 recorded in 2024.
- Year-over-year, Debt Ratio surged 61.7% in 2025 and soared 72.64% in 2026.
- Over 4 years, Debt Ratio stood at 0.01 in 2022, then jumped by 1719.73% to 0.15 in 2024, then soared by 61.7% to 0.24 in 2025, then increased by 2.51% to 0.24 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.24 in Q1 2026, 0.24 in Q4 2025, and 0.35 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | 0.09 |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | 0.01 |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 0.13 |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | - |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | 0.18 |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.24 |
| Dec 31, 2025 | 0.24 |
| Sep 30, 2025 | 0.35 |
| Jun 30, 2025 | 0.36 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.15 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Sep 30, 2014 | 0.00 |
| Jun 30, 2014 | 0.02 |
| Mar 31, 2014 | 0.05 |
| Dec 31, 2013 | 0.10 |