Qfin Holdings (QFNHF) Interest Coverage Ratio (2019 - 2026)

Qfin Holdings' (QFNHF) quarterly Interest Coverage Ratio came in at 7.6 in Q1 2026, down 52.72% year-on-year from 16.07 in Q1 2025, and up 23.83% quarter-over-quarter from 6.14 in Q4 2025.

Qfin Holdings (QFNHF) Interest Coverage Ratio (2019 - 2026) Analysis & Trends

Qfin Holdings has disclosed Interest Coverage Ratio across 8 years of filings, most recently posting 7.6 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 7.6, down 52.72% year-over-year; the trailing twelve-month figure through Mar 2026 was 10.14 (down 30.12% YoY), and the FY2025 annual result was 12.0, down 5.84% from the prior year.
  • Interest Coverage Ratio came in at 7.6 for Q1 2026 at Qfin Holdings, up from 6.14 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 16.07 in Q1 2025 to a low of 6.14 in Q4 2025.
  • The 5-year median for Interest Coverage Ratio is 8.75 (2023), against an average of 10.29.
  • Across the five-year window, Interest Coverage Ratio sank 63.01% in 2022 and jumped 87.54% in 2024, its largest moves.
  • Qfin Holdings' Interest Coverage Ratio stood at 6.82 in 2022, then advanced by 16.47% to 7.95 in 2023, then surged by 87.54% to 14.9 in 2024, then sank by 58.83% to 6.14 in 2025, then rose by 23.83% to 7.6 in 2026.
  • The last three Interest Coverage Ratio figures came in at 7.6 (Q1 2026), 6.14 (Q4 2025), and 11.84 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Qfin Holdings - - 498.57 Mn 7.60

Historic Data

Download Data
DateValue
Mar 31, 2026 7.60
Dec 31, 2025 6.14
Sep 30, 2025 11.84
Jun 30, 2025 14.89
Mar 31, 2025 16.07
Dec 31, 2024 14.90
Sep 30, 2024 15.27
Jun 30, 2024 12.31
Mar 31, 2024 8.83
Dec 31, 2023 7.95
Sep 30, 2023 8.75
Jun 30, 2023 7.40
Mar 31, 2023 6.36
Dec 31, 2022 6.82
Sep 30, 2022 8.36
Jun 30, 2022 8.29
Mar 31, 2022 13.08
Dec 31, 2021 16.20
Sep 30, 2021 22.61
Jun 30, 2021 22.28