Qfin Holdings (QFNHF) Interest Coverage Ratio (2019 - 2026)
Qfin Holdings (QFNHF) posted Interest Coverage Ratio of 7.6 for Q1 2026, up 23.83% sequentially from 6.14 in Q4 2025, and down 52.72% YoY from 16.07 in Q1 2025.
Qfin Holdings (QFNHF) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Qfin Holdings (QFNHF) has 8 years of Interest Coverage Ratio data on file, last reported at 7.6 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 52.72% year-over-year to 7.6 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 10.14 (down 30.12% YoY) and the FY2025 annual result came in at 11.84, down 7.07% from the prior year.
- Interest Coverage Ratio rose to 7.6 in Q1 2026 per QFNHF's latest filing, from 6.14 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 16.07 in Q1 2025, with the low at 6.14 in Q4 2025.
- Average Interest Coverage Ratio over 5 years is 10.29, with a median of 8.75 recorded in 2023.
- Year-over-year, Interest Coverage Ratio tumbled 63.01% in 2022 and surged 87.54% in 2024.
- Qfin Holdings' Interest Coverage Ratio stood at 6.82 in 2022, then increased by 16.47% to 7.95 in 2023, then surged by 87.54% to 14.9 in 2024, then slumped by 58.83% to 6.14 in 2025, then climbed by 23.83% to 7.6 in 2026.
- Business Quant data shows QFNHF's Interest Coverage Ratio at 7.6 in Q1 2026, 6.14 in Q4 2025, and 11.84 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Qfin Holdings | - | - | 498.57 Mn | 7.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.60 |
| Dec 31, 2025 | 6.14 |
| Sep 30, 2025 | 11.84 |
| Jun 30, 2025 | 14.89 |
| Mar 31, 2025 | 16.10 |
| Dec 31, 2024 | 14.90 |
| Sep 30, 2024 | 15.27 |
| Jun 30, 2024 | 12.31 |
| Mar 31, 2024 | 8.83 |
| Dec 31, 2023 | 7.95 |
| Sep 30, 2023 | 8.75 |
| Jun 30, 2023 | 7.40 |
| Mar 31, 2023 | 6.33 |
| Dec 31, 2022 | 6.82 |
| Sep 30, 2022 | 8.36 |
| Jun 30, 2022 | 8.29 |
| Mar 31, 2022 | 13.08 |
| Dec 31, 2021 | 16.20 |
| Sep 30, 2021 | 22.61 |
| Jun 30, 2021 | 22.28 |