Qfin Holdings (QFNHF) FCF Margin (2020 - 2026)
Qfin Holdings' (QFNHF) quarterly FCF Margin came in at 53.43% in Q1 2026, down 628.0% year-on-year from 10.12% in Q1 2025, and down 30.68% quarter-over-quarter from 77.08% in Q4 2025.
Qfin Holdings (QFNHF) FCF Margin (2020 - 2026) Analysis & Trends
Qfin Holdings has disclosed FCF Margin across 7 years of filings, most recently posting 53.43% for Q1 2026.
- FCF Margin for Q1 2026 came in at 53.43%, down 628.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 56.14% (down 108.0% YoY), and the FY2025 annual result was 55.67%, up 213.0% from the prior year.
- FCF Margin came in at 53.43% for Q1 2026 at Qfin Holdings, down from 77.08% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 77.08% in Q4 2025 to a low of 27.15% in Q2 2022.
- The 5-year median for FCF Margin is 47.79% (2025), against an average of 48.6%.
- Across the five-year window, FCF Margin slumped 1588 bps in 2022 and soared 2383 bps in 2024, its largest moves.
- Qfin Holdings' FCF Margin stood at 44.89% in 2022, then grew by 17 bps to 52.31% in 2023, then surged by 30 bps to 68.08% in 2024, then grew by 13 bps to 77.08% in 2025, then plunged by 31 bps to 53.43% in 2026.
- The last three FCF Margin figures came in at 53.43% (Q1 2026), 77.08% (Q4 2025), and 47.79% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Qfin Holdings | - | - | 498.57 Mn | 53.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 53.43% |
| Dec 31, 2025 | 77.08% |
| Sep 30, 2025 | 47.79% |
| Jun 30, 2025 | 49.79% |
| Mar 31, 2025 | 59.71% |
| Dec 31, 2024 | 68.08% |
| Sep 30, 2024 | 53.14% |
| Jun 30, 2024 | 47.15% |
| Mar 31, 2024 | 47.61% |
| Dec 31, 2023 | 52.31% |
| Sep 30, 2023 | 29.31% |
| Jun 30, 2023 | 46.59% |
| Mar 31, 2023 | 49.12% |
| Dec 31, 2022 | 44.89% |
| Sep 30, 2022 | 40.17% |
| Jun 30, 2022 | 27.15% |
| Mar 31, 2022 | 32.82% |
| Dec 31, 2021 | 44.53% |
| Sep 30, 2021 | 38.68% |
| Jun 30, 2021 | 32.40% |