Qfin Holdings (QFNHF) EBT Margin (2017 - 2026)
Qfin Holdings' (QFNHF) quarterly EBT Margin came in at 29.17% in Q1 2026, down 1816.0% year-on-year from 1.7% in Q1 2025, and up 3.59% quarter-over-quarter from 28.16% in Q4 2025.
Qfin Holdings (QFNHF) EBT Margin (2017 - 2026) Analysis & Trends
Qfin Holdings has disclosed EBT Margin across 10 years of filings, most recently posting 29.17% for Q1 2026.
- EBT Margin for Q1 2026 came in at 29.17%, down 1816.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 34.11% (down 1445.0% YoY), and the FY2025 annual result was 38.41%, down 757.0% from the prior year.
- EBT Margin came in at 29.17% for Q1 2026 at Qfin Holdings, up from 28.16% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 53.93% in Q3 2024 to a low of 26.23% in Q4 2022.
- The 5-year median for EBT Margin is 34.53% (2023), against an average of 35.83%.
- Across the five-year window, EBT Margin slumped 2119 bps in 2022 and soared 1941 bps in 2024, its largest moves.
- Qfin Holdings' EBT Margin stood at 26.23% in 2022, then grew by 13 bps to 29.61% in 2023, then jumped by 46 bps to 43.12% in 2024, then slumped by 35 bps to 28.16% in 2025, then gained by 4 bps to 29.17% in 2026.
- The last three EBT Margin figures came in at 29.17% (Q1 2026), 28.16% (Q4 2025), and 35.18% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Qfin Holdings | - | - | 498.57 Mn | 29.17% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.17% |
| Dec 31, 2025 | 28.16% |
| Sep 30, 2025 | 35.18% |
| Jun 30, 2025 | 41.64% |
| Mar 31, 2025 | 47.33% |
| Dec 31, 2024 | 43.12% |
| Sep 30, 2024 | 53.93% |
| Jun 30, 2024 | 49.92% |
| Mar 31, 2024 | 36.75% |
| Dec 31, 2023 | 29.61% |
| Sep 30, 2023 | 34.53% |
| Jun 30, 2023 | 34.91% |
| Mar 31, 2023 | 30.62% |
| Dec 31, 2022 | 26.23% |
| Sep 30, 2022 | 28.27% |
| Jun 30, 2022 | 27.62% |
| Mar 31, 2022 | 32.19% |
| Dec 31, 2021 | 34.86% |
| Sep 30, 2021 | 41.68% |
| Jun 30, 2021 | 48.81% |