Qfin Holdings (QFNHF) EBT Margin (2017 - 2026)

Qfin Holdings' (QFNHF) quarterly EBT Margin came in at 29.17% in Q1 2026, down 1816.0% year-on-year from 1.7% in Q1 2025, and up 3.59% quarter-over-quarter from 28.16% in Q4 2025.

Qfin Holdings (QFNHF) EBT Margin (2017 - 2026) Analysis & Trends

Qfin Holdings has disclosed EBT Margin across 10 years of filings, most recently posting 29.17% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 29.17%, down 1816.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 34.11% (down 1445.0% YoY), and the FY2025 annual result was 38.41%, down 757.0% from the prior year.
  • EBT Margin came in at 29.17% for Q1 2026 at Qfin Holdings, up from 28.16% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 53.93% in Q3 2024 to a low of 26.23% in Q4 2022.
  • The 5-year median for EBT Margin is 34.53% (2023), against an average of 35.83%.
  • Across the five-year window, EBT Margin slumped 2119 bps in 2022 and soared 1941 bps in 2024, its largest moves.
  • Qfin Holdings' EBT Margin stood at 26.23% in 2022, then grew by 13 bps to 29.61% in 2023, then jumped by 46 bps to 43.12% in 2024, then slumped by 35 bps to 28.16% in 2025, then gained by 4 bps to 29.17% in 2026.
  • The last three EBT Margin figures came in at 29.17% (Q1 2026), 28.16% (Q4 2025), and 35.18% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Qfin Holdings - - 498.57 Mn 29.17%

Historic Data

Download Data
DateValue
Mar 31, 2026 29.17%
Dec 31, 2025 28.16%
Sep 30, 2025 35.18%
Jun 30, 2025 41.64%
Mar 31, 2025 47.33%
Dec 31, 2024 43.12%
Sep 30, 2024 53.93%
Jun 30, 2024 49.92%
Mar 31, 2024 36.75%
Dec 31, 2023 29.61%
Sep 30, 2023 34.53%
Jun 30, 2023 34.91%
Mar 31, 2023 30.62%
Dec 31, 2022 26.23%
Sep 30, 2022 28.27%
Jun 30, 2022 27.62%
Mar 31, 2022 32.19%
Dec 31, 2021 34.86%
Sep 30, 2021 41.68%
Jun 30, 2021 48.81%