Qfin Holdings (QFNHF) EBITDA Margin (2017 - 2026)

Qfin Holdings' (QFNHF) quarterly EBITDA Margin came in at 21.64% in Q1 2026, down 1633.0% year-on-year from 1.41% in Q1 2025, and down 8.24% quarter-over-quarter from 23.58% in Q4 2025.

Qfin Holdings (QFNHF) EBITDA Margin (2017 - 2026) Analysis & Trends

Qfin Holdings has disclosed EBITDA Margin across 10 years of filings, most recently posting 21.64% for Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 21.64%, down 1633.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 35.7% (down 991.0% YoY), and the FY2025 annual result was 30.03%, down 664.0% from the prior year.
  • EBITDA Margin came in at 21.64% for Q1 2026 at Qfin Holdings, down from 23.58% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 65.04% in Q2 2025 to a low of 21.64% in Q1 2026.
  • The 5-year median for EBITDA Margin is 27.04% (2022), against an average of 32.74%.
  • Across the five-year window, EBITDA Margin jumped 3006 bps in 2024 and sank 2234 bps in 2025, its largest moves.
  • Qfin Holdings' EBITDA Margin stood at 21.68% in 2022, then gained by 13 bps to 24.6% in 2023, then surged by 87 bps to 45.92% in 2024, then slumped by 49 bps to 23.58% in 2025, then retreated by 8 bps to 21.64% in 2026.
  • The last three EBITDA Margin figures came in at 21.64% (Q1 2026), 23.58% (Q4 2025), and 27.09% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - 44.55%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 42.26%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 28.77%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 13.91%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 15.79%
10 Qfin Holdings - - 498.57 Mn 21.64%

Historic Data

Download Data
DateValue
Mar 31, 2026 21.64%
Dec 31, 2025 23.58%
Sep 30, 2025 27.09%
Jun 30, 2025 65.04%
Mar 31, 2025 37.97%
Dec 31, 2024 45.92%
Sep 30, 2024 38.80%
Jun 30, 2024 61.31%
Mar 31, 2024 27.98%
Dec 31, 2023 24.60%
Sep 30, 2023 26.67%
Jun 30, 2023 31.25%
Mar 31, 2023 25.76%
Dec 31, 2022 21.68%
Sep 30, 2022 25.73%
Jun 30, 2022 24.49%
Mar 31, 2022 27.04%
Dec 31, 2021 29.15%
Sep 30, 2021 33.81%
Jun 30, 2021 38.13%