Qfin Holdings (QFIN) Provisions (2017 - 2026)
Qfin Holdings (QFIN) posted Provisions of $179.0 million for Q1 2026, up 5.16% sequentially from $170.2 million in Q4 2025, and up 57.79% YoY from $113.4 million in Q1 2025.
Analysis
Qfin Holdings (QFIN) Provisions (2017 - 2026) Analysis & Trends
Qfin Holdings has reported Provisions for 10 years, with the latest figure at $179.0 million in Q1 2026.
- Quarterly Provisions rose 57.79% year-over-year to $179.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $574.9 million (up 51.15% YoY) and the FY2025 annual result came in at $518.4 million, up 36.43% from the prior year.
- Provisions advanced to $179.0 million in Q1 2026 per QFIN's latest filing, from $170.2 million in the prior quarter.
- Over five years, Provisions peaked at $179.3 million in Q2 2022 and troughed at $68.0 million in Q3 2024.
- A 5-year average of $126.3 million and a median of $116.9 million in 2024 frame the typical range for Provisions.
- The sharpest annual moves came in 2022 and 2023: Provisions soared 150.58% in 2022, then plunged 41.72% in 2023.
- Over 5 years, Provisions stood at $154.0 million in 2022, then retreated by 28.28% to $110.5 million in 2023, then dropped by 25.8% to $82.0 million in 2024, then surged by 107.63% to $170.2 million in 2025, then increased by 5.16% to $179.0 million in 2026.
- According to Business Quant data, Provisions over the past three periods registered $179.0 million, $170.2 million, and $117.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 223.20 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.20 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 13.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 430.00 Mn |
| 10 | Qfin Holdings | 1.07 Bn | -390.93 Bn | - | 137.29 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 137.29 Mn |
| Mar 31, 2026 | 2.95 Mn |
| Dec 31, 2025 | 10.06 Mn |
| Sep 30, 2025 | 14.17 Mn |
| Jun 30, 2025 | 11.15 Mn |
| Mar 31, 2025 | 9.43 Mn |
| Dec 31, 2024 | 10.61 Mn |
| Sep 30, 2024 | 15.50 Mn |
| Jun 30, 2024 | 17.03 Mn |
| Mar 31, 2024 | 15.44 Mn |
| Dec 31, 2023 | 12.83 Mn |
| Sep 30, 2023 | 5.45 Mn |
| Jun 30, 2023 | 6.51 Mn |
| Mar 31, 2023 | -326,000.00 |
| Dec 31, 2022 | 9.75 Mn |
| Sep 30, 2022 | 7.56 Mn |
| Jun 30, 2022 | 9.47 Mn |
| Mar 31, 2022 | 8.46 Mn |
| Dec 31, 2021 | 6.03 Mn |
| Sep 30, 2021 | 20.03 Mn |