Qfin Holdings (QFIN) Provisions (2017 - 2026)

Qfin Holdings (QFIN) posted Provisions of $179.0 million for Q1 2026, up 5.16% sequentially from $170.2 million in Q4 2025, and up 57.79% YoY from $113.4 million in Q1 2025.

Qfin Holdings (QFIN) Provisions (2017 - 2026) Analysis & Trends

Qfin Holdings has reported Provisions for 10 years, with the latest figure at $179.0 million in Q1 2026.

  • Quarterly Provisions rose 57.79% year-over-year to $179.0 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $574.9 million (up 51.15% YoY) and the FY2025 annual result came in at $518.4 million, up 36.43% from the prior year.
  • Provisions advanced to $179.0 million in Q1 2026 per QFIN's latest filing, from $170.2 million in the prior quarter.
  • Over five years, Provisions peaked at $179.3 million in Q2 2022 and troughed at $68.0 million in Q3 2024.
  • A 5-year average of $126.3 million and a median of $116.9 million in 2024 frame the typical range for Provisions.
  • The sharpest annual moves came in 2022 and 2023: Provisions soared 150.58% in 2022, then plunged 41.72% in 2023.
  • Over 5 years, Provisions stood at $154.0 million in 2022, then retreated by 28.28% to $110.5 million in 2023, then dropped by 25.8% to $82.0 million in 2024, then surged by 107.63% to $170.2 million in 2025, then increased by 5.16% to $179.0 million in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $179.0 million, $170.2 million, and $117.7 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.08 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 2.99 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.20 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 196.54 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 8.90 Mn
10 Qfin Holdings 3.17 Bn -125.16 Bn - 178.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 178.99 Mn
Dec 31, 2025 170.20 Mn
Sep 30, 2025 117.68 Mn
Jun 30, 2025 108.03 Mn
Mar 31, 2025 113.44 Mn
Dec 31, 2024 81.97 Mn
Sep 30, 2024 68.05 Mn
Jun 30, 2024 116.90 Mn
Mar 31, 2024 117.44 Mn
Dec 31, 2023 110.47 Mn
Sep 30, 2023 113.98 Mn
Jun 30, 2023 104.48 Mn
Mar 31, 2023 99.06 Mn
Dec 31, 2022 154.02 Mn
Sep 30, 2022 160.66 Mn
Jun 30, 2022 179.27 Mn
Mar 31, 2022 151.74 Mn
Dec 31, 2021 181.92 Mn
Sep 30, 2021 108.38 Mn
Jun 30, 2021 71.54 Mn