Oportun Financial (OPRT) Times Interest Earned (2018 - 2026)

Oportun Financial's (OPRT) quarterly Times Interest Earned came in at $1.08 in Q1 2026, down 14.41% YoY from $1.26 in Q1 2025, and down 67.55% on a QoQ basis from $3.33 in Q4 2025.

Oportun Financial (OPRT) Times Interest Earned (2018 - 2026) Analysis & Trends

Oportun Financial (OPRT) has 9 years of Times Interest Earned data on file, last reported at $1.08 in Q1 2026.

  • Quarterly Times Interest Earned fell 14.41% year-over-year to $1.08 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.66 (up 26.47% YoY) and the FY2025 annual result came in at $4.25, up 821.4% from the prior year.
  • Times Interest Earned declined to $1.08 in Q1 2026, from $3.33 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $14.61 in Q1 2022 to a low of -$25.13 in Q2 2024.
  • A 5-year average of -$2.42 and a median of -$0.35 in 2022 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2022 — Times Interest Earned jumped 1030.86% — and 2023, when it slumped 1440.33%.
  • Tracing OPRT's Times Interest Earned over 5 years: stood at $1.22 in 2022, then tumbled by 1440.33% to -$16.37 in 2023, then jumped by 106.56% to $1.07 in 2024, then soared by 209.89% to $3.33 in 2025, then sank by 67.55% to $1.08 in 2026.
  • The last three Times Interest Earned figures came in at $1.08 (Q1 2026), $3.33 (Q4 2025), and $1.91 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Oportun Financial 382.81 Mn 303.34 Mn - 1.08

Historic Data

Download Data
DateValue
Mar 31, 2026 1.08
Dec 31, 2025 3.33
Sep 30, 2025 1.91
Jun 30, 2025 7.49
Mar 31, 2025 1.26
Dec 31, 2024 1.07
Sep 30, 2024 -0.72
Jun 30, 2024 -25.13
Mar 31, 2024 -8.16
Dec 31, 2023 -16.37
Sep 30, 2023 -6.58
Jun 30, 2023 -2.54
Mar 31, 2023 -2.78
Dec 31, 2022 1.22
Sep 30, 2022 -10.57
Jun 30, 2022 -0.35
Mar 31, 2022 14.61
Dec 31, 2021 6.50
Sep 30, 2021 3.88
Jun 30, 2021 1.19