Oportun Financial (OPRT) Times Interest Earned (2018 - 2026)
Oportun Financial's (OPRT) quarterly Times Interest Earned came in at $1.08 in Q1 2026, down 14.41% YoY from $1.26 in Q1 2025, and down 67.55% on a QoQ basis from $3.33 in Q4 2025.
Oportun Financial (OPRT) Times Interest Earned (2018 - 2026) Analysis & Trends
Oportun Financial (OPRT) has 9 years of Times Interest Earned data on file, last reported at $1.08 in Q1 2026.
- Quarterly Times Interest Earned fell 14.41% year-over-year to $1.08 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.66 (up 26.47% YoY) and the FY2025 annual result came in at $4.25, up 821.4% from the prior year.
- Times Interest Earned declined to $1.08 in Q1 2026, from $3.33 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $14.61 in Q1 2022 to a low of -$25.13 in Q2 2024.
- A 5-year average of -$2.42 and a median of -$0.35 in 2022 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned jumped 1030.86% — and 2023, when it slumped 1440.33%.
- Tracing OPRT's Times Interest Earned over 5 years: stood at $1.22 in 2022, then tumbled by 1440.33% to -$16.37 in 2023, then jumped by 106.56% to $1.07 in 2024, then soared by 209.89% to $3.33 in 2025, then sank by 67.55% to $1.08 in 2026.
- The last three Times Interest Earned figures came in at $1.08 (Q1 2026), $3.33 (Q4 2025), and $1.91 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Oportun Financial | 382.81 Mn | 303.34 Mn | - | 1.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.08 |
| Dec 31, 2025 | 3.33 |
| Sep 30, 2025 | 1.91 |
| Jun 30, 2025 | 7.49 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.07 |
| Sep 30, 2024 | -0.72 |
| Jun 30, 2024 | -25.13 |
| Mar 31, 2024 | -8.16 |
| Dec 31, 2023 | -16.37 |
| Sep 30, 2023 | -6.58 |
| Jun 30, 2023 | -2.54 |
| Mar 31, 2023 | -2.78 |
| Dec 31, 2022 | 1.22 |
| Sep 30, 2022 | -10.57 |
| Jun 30, 2022 | -0.35 |
| Mar 31, 2022 | 14.61 |
| Dec 31, 2021 | 6.50 |
| Sep 30, 2021 | 3.88 |
| Jun 30, 2021 | 1.19 |