OppFi (OPFI-WT) Times Interest Earned (2020 - 2026)

OppFi (OPFI-WT) reported Times Interest Earned of $4.16 for Q1 2026, little changed year-over-year from $4.15 in Q1 2025, and up 26.3% quarter-over-quarter from $3.29 in Q4 2025.

OppFi (OPFI-WT) Times Interest Earned (2020 - 2026) Analysis & Trends

OppFi (OPFI-WT) has 7 years of Times Interest Earned data on file, last reported at $4.16 in Q1 2026.

  • Times Interest Earned for Q1 2026 came in at $4.16, changed 0.21% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.24 (up 40.08% YoY), and the FY2025 annual result was $4.23, up 100.23% from the prior year.
  • Times Interest Earned advanced to $4.16 in Q1 2026 per OPFI-WT's latest filing, from $3.29 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $4.81 in Q3 2025 and troughed at -$0.9 in Q4 2022.
  • A 5-year average of $1.94 and a median of $1.63 in 2023 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2022 and 2023: Times Interest Earned tumbled 281.69% in 2022, then soared 1310.92% in 2023.
  • A 5-year view of Times Interest Earned shows it stood at -$0.9 in 2022, then surged by 180.61% to $0.72 in 2023, then jumped by 210.04% to $2.24 in 2024, then soared by 47.07% to $3.29 in 2025, then climbed by 26.3% to $4.16 in 2026.
  • Business Quant data shows OPFI-WT's Times Interest Earned at $4.16 in Q1 2026, $3.29 in Q4 2025, and $4.81 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 OppFi - - 76.91 Mn 4.16

Historic Data

Download Data
DateValue
Mar 31, 2026 4.16
Dec 31, 2025 3.29
Sep 30, 2025 4.81
Jun 30, 2025 4.65
Mar 31, 2025 4.15
Dec 31, 2024 2.24
Sep 30, 2024 3.11
Jun 30, 2024 2.69
Mar 31, 2024 0.46
Dec 31, 2023 0.72
Sep 30, 2023 1.29
Jun 30, 2023 1.63
Mar 31, 2023 0.33
Dec 31, 2022 -0.90
Sep 30, 2022 -0.11
Jun 30, 2022 0.81
Mar 31, 2022 -0.29
Dec 31, 2021 0.49
Mar 31, 2021 177.99
Dec 31, 2020 -1.36